I am tired of paying $700 in rent. So, I am looking for houses to but that will hopefully give me a better monthly payment.
My question is: Can I get a mortgage for a $59,900 house with my credit scores being 620, 573, and 571?
My roommate - who would be moving with me - has excellent credit (way over 700) but no current employment. I have a great job that I have been at for almost a year and earn $34,000. My monthly debt is around $350 (not counting rent).
We have a $4000 down payment for whatever we do. I also have check stubs for the last 10 months of paying $700 rent.
We have to do something because our lease will soon be up. So, waiting for my credit scores to go up will not be possible.
2007-04-24
09:20:04
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7 answers
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asked by
samide2001
2