Renting & Real Estate - August 2006

I'm 26. I've filed for bankruptcy twice (discharged once, dismissed the other time due to paperwork not being filed on time). I have a really bad rental history (with evictions), not proud of it. I don't have any credit cards (never have), so I have absolutely no credit. I've never owned a car. I do have a stable job (3+ years), and I've had a long, GREAT working history with reliable references.

I've heard sometimes it's better to buy a house than to rent an apartment with no hope of ownership.

I really want to get my own place, I've gone to credit counselling, and I'm now in control of my finances. I have about $1000 to put down on a house, if need be.

Any suggestions? Is it possible to get a decent house in a decent neighborhood (single, don't want any crime or questionable area)?

2006-08-24 11:57:22 · 10 answers · asked by Anonymous

Selling a home for cash to a real estate investor, want to make sure we are not being taken advantage of, without spending big bucks. What do you suggest?

2006-08-24 11:18:31 · 7 answers · asked by Janice 10 7

we have been charged twice in two separate months for warranty work to the home we lease.

2006-08-24 11:08:02 · 6 answers · asked by Anonymous

2006-08-24 11:03:41 · 5 answers · asked by Anonymous

2006-08-24 10:56:22 · 7 answers · asked by realityanillusionofthemind 1

There is also a discharged bankruptcy 2 years ago....

2006-08-24 10:54:08 · 10 answers · asked by Anonymous

2006-08-24 10:34:53 · 12 answers · asked by ann 1

We have been trying to sell our home for several months. We are upside down on it and cannot mark it down any further.

We tried to to the contract to deed, but it was so expensive after the lawyer and title company fees.

So, our only option is to rent it out and re-coup some expenses. We have found a renter who is willing to pay what we have asked. I am going to go to Office Depot/Max to get renting forms for the contracts. Any other suggestions (CHEAP, sorry but it IS a factor here, especially after paying two mortgages for a year) would be welcomed!

2006-08-24 10:33:40 · 8 answers · asked by Anonymous

I need to sign a lease with a potential tenant in 2 days. I 'm searching for some reliable/credible companies who can perform a background check quickly at a reasonable price. Doing a google search resulted in thousands of companies, and I do not know if they're credible or not. Thanks.

2006-08-24 10:21:43 · 5 answers · asked by si_32 1

2006-08-24 10:15:59 · 6 answers · asked by creative 2

2006-08-24 09:59:59 · 6 answers · asked by grak 1

I am a real estate investor, and am looking for a site like Realtor.com, but that offers e-mail updates of properties that match my buying criteria.

2006-08-24 09:54:37 · 6 answers · asked by DT 1

I'm in the Los Angeles Area and I am looking to open a barbershop. I've driven around different areas that I would be intrested in opening the business, but I would like to cut down on the driving time. Can anyone can help me find a good site were I may find listings of business that are either for sale or lease.

- I would Like to thank everyone in advanced for your help!

2006-08-24 09:41:41 · 6 answers · asked by Tommy vercetti 2

2006-08-24 09:11:20 · 9 answers · asked by Paul M 1

2006-08-24 09:03:45 · 11 answers · asked by Anonymous

2006-08-24 08:47:32 · 13 answers · asked by Paul M 1

IS IT JUST ME OR WHAT, IT SEEMS LIKE THE LAST TWO MOUNTHS HAVE BEEN SLOW

2006-08-24 08:04:24 · 5 answers · asked by Anonymous

I know it depends on the area, but are condos like houses where they will appreciate as well in value? I wouldnt buy one if it doesnt!!

2006-08-24 08:01:52 · 9 answers · asked by ? 2

They sent my dad a foreclosure notice in the mail a week ago can they still foreclose on him if he owes on a 2nd mortgage???? It's a 94 mobile home and last my mom checked he was making the payment on his house when they did her credit report.

2006-08-24 08:00:08 · 5 answers · asked by Tammy 3

We're finding really excellent mortgage rates at some online mortgage places, and they send us good faith estimates and everything. We've been warned however that sometimes these internet companies will get to the closing and either have changed the rate, or pile on a whole lot of unexpected closing costs. Is there any way we can check these guys out before we commit? (e.g. the one we're looking at is Madison First Financial, aka Madrate.com

2006-08-24 07:57:51 · 8 answers · asked by Eva P 2

I put a bid on a house and the seller countered. The seller didn't really come back with much of a counter. It looks like they just shifted money around in different areas. What are some good ideas on coming back with a counter-counter but still give the impression that I am serious about buying the house? I don't want to get the short end of the stick. Here is the scenario:

House listed for $300k. I offered $285k. County market value $294k. I offered to pay closing costs and eliminated the request for the repairs to be done (about $3-5k worth). The seller came back with an offer of $297k but wants 1% in earnest money - which is the the 1% that they lowered the house by and offered to pay $1k in closing. They also want to close in 30 days which will be hard for me to do because I was scheduled to be out of town that week, so I pushed it out to 45 days. Isn't this reasonable?

I am thinking that the seller isn't serious. Should I walk away?

2006-08-24 07:57:21 · 5 answers · asked by Blitz 3

2006-08-24 07:52:22 · 8 answers · asked by jabjak5000 2

Non-commerical, redsidential land. My co-worker want to know.

2006-08-24 07:39:55 · 3 answers · asked by dragonpup2600 2

2006-08-24 06:47:36 · 5 answers · asked by ladiver 1

...and it tells you who (or what company) owns the building, and what percentage of units in the building are being rented, and how many are owner-occupied? Thanks in advance!

2006-08-24 06:23:40 · 2 answers · asked by memling_shea 1

my credit sucks but if i can get financed with the ability to finance mt current bills into the loan is it possible i can get one , only have 5,000 to put down

2006-08-24 06:13:36 · 9 answers · asked by transplanted 2

homeless veterans with monthly incomes that can afford $250.00 per month for rooming.

2006-08-24 06:07:08 · 3 answers · asked by Dexton W 1

2006-08-24 05:37:15 · 6 answers · asked by jormel80 1

With the housing mkt being what it is any ideas on how to sell a LITTLE more quickly. My husband got transferred 2 months ago and I am here trying to sell and with 2 little girls. I know the market is slow but does anyone have any ideas? I have a GREAT agent, am on the MLS, in 2 magazines. I was thinking of writing a letter and sending it to local real estate companies telling them that if they sell my house not only will they get the 3% commission but ALSO a $2000 bonus! what does everyone think? I'm getting kind of desperate. We have already dropped the price by $25k and we are still the lowest in our development. Our home shows like a model! NEED suggestions. Any suggestions would be appreciated.

Thanks

2006-08-24 05:34:50 · 7 answers · asked by Anonymous

I found two homes (next door to each other) completely gutted (no plumbing and no electric) but has walls with fresh paint and no structral damage or termite damage. The owner is selling both for 150k. I'm really intrested by this would be my first investment purchase. The community is poor now but the city has already started in the the total renovation of the area. It's gotten a 20% rise in property value in just one year! How much do you think it will cost to renovated both homes???

Additional Details
They are 2br-1ba shot gun homes

2006-08-24 05:15:00 · 3 answers · asked by luvladyblue 3