Credit - November 2007

I paid 1K to a company to provide a service to a business I took over from a previous owner from September 1st till January 1st. I ended up closing the business halfway through. I called and asked for a refund. The business owner told me that I had actually paid 1K for the previous tab the business had before I got on. When I originally spoke with the guy to make payment, he said that I was paying for Sept 1st to Jan 1st. My credit card company is Discover. Can I tell them I want a chargeback of my money since the merchant defrauded me?

2007-11-06 13:34:19 · 6 answers · asked by Anonymous

I don't know how the scam would work. Does anyone have any thoughts on it?

2007-11-06 13:06:58 · 3 answers · asked by mandy 1

My boyfriend is paying for a medical procedure I need to have with his credit card over the phone. I am 99% he won't back out on payment...But would it be possible for him to pay on his credit card....then decide to back out and take back the payment and I would be stuck with the bill? I am just kinda worried because the procedure is 10,00 and If I get stuck with the bill I wouldn't be able to pay. Someone told me that you get 3 days to take back a credit card payment that large? Someone please give me advice! Once someone says that they will pay for your procedure are THEY responsible for payment or could it fall back on you?

2007-11-06 12:41:08 · 5 answers · asked by Rebecca K 1

Since they were in his name only, is my mother responsable for paying off my fathers debt? If Mom does not pay Dad's monthly credit card bill will this effect Mom's credit? Mom is 82 Years old and might need a loan for funeral & burial costs & /or a reverse mortgage. Will not paying her husbands credit card debt adversly affect her credit & chances for a loan when needed? House has been in an irrevocable trust for 4 years. Mom has no assets . Minimal amount in savings $4000.00 with monthly $950.00 SOCIAL SECURITY CHECK & $400.00 pension check. That's it .Nothing more & nothing else. Dad was the only name on the cards & if there were charges made to these cards while he was alive & were his wife's or daughter's charges are they responsible for repayment? Dad had also sighned a notorized letter stating that his daughter and wife has, had, and have the right to use and sign his name to the account now, and in the past and in the future. Now there are No charges after his death. Default?

2007-11-06 11:07:36 · 4 answers · asked by Anonymous

I just found out that my Mom used my name on some bills (I was a minor at the time) and now those bills are in collections. What should I do. I am 26, married with a two year old son. We are working on paying off student loans and clearing our own debts. What should I do. She is my mother! I would expect this from a stranger, a common criminal, not my own mother!

2007-11-06 08:59:36 · 8 answers · asked by bungholey h 2

Ok, I was having trouble with MC for YEARS! I finally paid them off in a settlement both sides agreed on about a month ago. I was told by a VISA rep of all people to ask them to remove their personal and derogatory comments made about me with the credit bureau.

I've called them to this effect and keep being told someone will return my call. I also have not received any paper work confirming that the account is settled.

What should I do?

2007-11-06 08:05:01 · 3 answers · asked by Noota Oolah 6

I use a bank they use a credit union!!!

2007-11-06 07:57:27 · 5 answers · asked by nolezfanwife 1

Is this true or do they just want me to pay extra to check the other agencies ??

2007-11-06 07:36:32 · 9 answers · asked by Anonymous

i payed a bill online its still telling me i still owe them money do i have to wait 24 hours

2007-11-06 05:48:15 · 5 answers · asked by sam 1

2007-11-06 05:18:12 · 16 answers · asked by bleh 4

Im a student at university and wondering what an overdraft is? Also, is there a student banking service that is better to go with?
xxx

2007-11-06 05:13:24 · 8 answers · asked by Anonymous

Do I have to still pay this amount if the army charged it off?

Will the government still deduct my IRS income taxes if the DFAS has charged it off?

They sold it off to ARROW FINANCIAL SERVICES

What are my options..does anyone know?

2007-11-06 05:08:58 · 7 answers · asked by Back on the market 1

2007-11-06 05:08:36 · 2 answers · asked by bleh 4

i am turning 18 years old and my parents credit has not been the best..and i was wondering if my credit will be affected? Also does overdrafting a checking account cause bad credit?

2007-11-06 05:01:47 · 8 answers · asked by shitballs5 1

Need a loan desperately but cannot obtain it through traditional bank or lending institution. Credit is scarred due to divorce. Pls contact me if anyone can help

2007-11-06 04:53:27 · 1 answers · asked by Deborah S 1

For example if a company or a person has caused my credit score to be lower by posting incorrect information about me and I could not get low rates on my mortgage and car payments, can I sue them for the money that I have overpaid. If you have the correct answer, could you point me to the specific law and text? Thank you in advance.

2007-11-06 04:50:54 · 4 answers · asked by gotin2004 2

I paid my CC bill online last night, but it still shows that I haven't paid it. So, does that take a while to go through?

2007-11-06 04:01:41 · 9 answers · asked by Anonymous

Just as people have applied at banks for unreasonable charges to be returned would I have a case in this instance. The £4.00 is 20% of the actual bill.

2007-11-06 03:20:04 · 11 answers · asked by Anonymous

2007-11-06 03:15:50 · 5 answers · asked by MG 1

2007-11-06 02:47:08 · 1 answers · asked by Anonymous

I am going through a divorce and because of my divorce I have about 3000 dollars of debt and slow pay with a low credit score. Is there anyone that will help me pay off this debt or even give me a loan? I have been denied almost everywhere in town mainly because of the late pay and low credit score

2007-11-06 02:14:10 · 2 answers · asked by ? 5

2007-11-06 01:37:35 · 13 answers · asked by L C 1

I travel a lot internationally and credit card has always been a must. Need your help, please!

2007-11-06 01:06:23 · 10 answers · asked by Yjen 1

I have paid some bills late and had a few small things go to collections, but nothing huge. I have my car loan and thats it as far a debt so how can I build up my credit score????

2007-11-05 20:06:59 · 3 answers · asked by mkaluna27 2

How soon can you start to build your numbers back up if you choose either option?

2007-11-05 15:32:23 · 8 answers · asked by Greergurl787 2

i was told to go to money gram and send the money for taxes and but they said put my name on the form as sender the receiver put a family member a confidentaly and they get the money than once i send it call them back and i get check for 85,000.00

2007-11-05 15:23:09 · 3 answers · asked by tiptoe9 1

2007-11-05 12:01:08 · 6 answers · asked by damodaran k 1

I got something in the mail and I'm 99.9% sure that my ex is doing this to me. A phone line was open in my name and social security number many years ago. The "final bill" was in March of 2000. This was at least three states away from anywhere I ever lived. Is there any way I can find out what else he did to me? I know he was into small-dollar crime, and this would qualify as that.

2007-11-05 10:26:11 · 4 answers · asked by Gabby_Gabby_Purrsalot 7

Yay! I'm pre-approved...

How exactly do you get them to stop sending these offers? If I kept them all, I probably could build a house out of them...

Is there a way?

2007-11-05 09:50:47 · 6 answers · asked by Carolina Kitten 6

someone told me you dont get any credit raise if you pay it in full.

2007-11-05 08:59:52 · 10 answers · asked by Me 6