Credit - November 2007

A lot of sites you cant even use your credit card anymore. If you dont use paypal you dont get the service. Then they just wont get my business. Paypal locks accounts and you have to go through so much horror to get your funds unlocked. Innocent people have been victimized by others and have had to go through torment just to get paypal to unlock their funds. No one forces paypal on me.

2007-11-11 19:31:55 · 17 answers · asked by smokindoggy 2

2007-11-11 17:05:21 · 2 answers · asked by raadmuhajjar 1

My question is just like the title.
Say if my dad cosigned for my credit card, and then few years later if he declares bankruptcy, will his bad credit affect to mine or will i need to pay for his debt or something?

2007-11-11 16:31:55 · 5 answers · asked by wonderland 1

I have a check for $8,000 and I dont have a bank account. The check is drawn off of Bank of America. Can I walk into any Bank of Americas and get the check cashed?

2007-11-11 16:05:45 · 4 answers · asked by jaywill528 2

I recently transfered a high interest rate credit card to a 5.99 fixed rate. The offer would be fixed until the entire balance was paid off. However after looking the first statement i noticed the APR rate was 41 percent. whats going on?? why is the nominal rate 5.99 and the APR 41%.

2007-11-11 14:10:39 · 5 answers · asked by unknown 1

I have a new rewards card, and am trying to rack up some rewards points. I have put a few things on the card that I have the cash to payoff immediatly. I just wanted the points for the purchases. Should I immediatly payoff the card balance a few days after the purchase, or should I wait for the statement? If I wait for the statement, will I be charged any interest? Does it hinder how it will be reported by paying in full each month?

2007-11-11 12:49:05 · 18 answers · asked by Anonymous

2007-11-11 11:49:13 · 5 answers · asked by Christina 3

Is my bank allowed to give out my address?
i have recently moved address, having informed my bank..I also owe a small loan to a finance company and was wondering..can the bank give them my new address if they ask for it? I am not paying back that loan and decided to just save up and pay them the lump sum...I wont be able to clear my debt if i keep paying them monthly. it will take me around 3 months to save up and give it to them.
Whats the worst that could happen if i go AWOL for a few months..
Can they track me down? Will my bank tell them where i live? Wil I get stopped if I go abroad for a vacation?

2007-11-11 10:26:54 · 3 answers · asked by destiny 1

2007-11-11 09:53:52 · 9 answers · asked by swathy 1

Or are one paycheck away of losing everything?

2007-11-11 09:30:51 · 6 answers · asked by Kris80 2

2007-11-11 09:04:50 · 9 answers · asked by R J 7

I have an old debt and it keeps being transfeered to new collectors now I show 8 outstanding debts. How is this legal all 8 send me letters this original debt is over 8yrs old

2007-11-11 07:44:04 · 6 answers · asked by GEORGE J 1

2007-11-11 07:32:43 · 6 answers · asked by Anonymous

This place took money out of my banking account before i could make a deposit friday so they sent me a certified letter... i havent read it yet but i dont know what to do. will they charge me even more since i didnt have quite enough money in my account? what does their certified letter mean??

2007-11-11 07:28:17 · 5 answers · asked by lilchickygurl 1

No, im serious.

Yesterday, i was at kohls getting some clothes and stuff.

Ive gone before and not had this...but WHO WOULD OFFER A 13YR OLD A KOHLS CHARGE CARD? Honestly...I know im tall(5'7) but i do NOT look 18! WTF??

2007-11-11 06:21:44 · 8 answers · asked by Crazygirl ♥ aka GT 6

Easykard charged me 19.50 and never returned my money into my account, I’ve call them more than 12 times which was a waste of time, no one helped me and my cash has been gone plus 86.00 pounds telephone bills. Don’t deal with them

2007-11-11 06:19:17 · 2 answers · asked by Ash 1

2007-11-11 03:16:10 · 3 answers · asked by The_jeweL 1

My mom RECENTLY passed away. She still has a credit card bill that needs to be dealt with. My father doesn't know much about it. It wasn't in my father's name, just my mother's alone. Now that she is gone, who has to pay for it? She technically doesn't have an estate, except for the house, but my father's name is still on the house and he lives in it. Without the house, he has no where else to go. He can't afford her bill and he doesn't even know it's a big bill. Help!

2007-11-11 02:47:02 · 7 answers · asked by amlgarrido 2

I had a Medical Collection and paid the original creditor, but they paid the Collection Agency. The payment according to my bank account, was made to the OC. They paid the CA with it, and now i have a "paid collection". What recourse do i have?

2007-11-11 01:18:40 · 4 answers · asked by hardy1298 1

I have a chase mastercard and near my credit limit. I need to buy something by the end of today no later because its a promotion that will end. I paid my credit card $1600 on early november 11th. It is now the 12th but the payment still says pending online. Would it be okay if I spent that $1600 today? Because the payment will probably post before the items I buy will I still get charge overlimit fees? Will they even let me go over limit?

2007-11-10 19:22:56 · 4 answers · asked by Henry T 1

Please inform me where you got your information. Thank you.

2007-11-10 16:15:08 · 7 answers · asked by Paul 2

2007-11-10 15:37:20 · 3 answers · asked by Danelle b 1

will it show that i owed at one time and hurt my score?also is there a place that i can call that will put all my debt together and charge me one monthly bill?one more question if owe 2 banks and i pay those off does my credit get higher or not till i pay all my debts.. cell phone ,credit cards, ?

2007-11-10 15:34:49 · 8 answers · asked by albertcufc 1

[For the people that have a paypal credit card] Did they ask for your credit card number when you signed up for a paypal debit card? if so, Are the EXACT numbers on your credit card that are on the paypal debit card or are they different?

2007-11-10 15:29:07 · 16 answers · asked by Anonymous

2007-11-10 14:09:34 · 2 answers · asked by Thuong Vo 1

I've never had a credit card before and i'm well aware of the saying that if you can't buy it now with cash then you shouldn't use a credit card (or something like that). Anyway I'm looking to upgrade my current PC and I'm looking for the best way to do this. I'm wanting to get a new monitor, graphics card, cpu, 2 gigs more of ram, and Windows Vista all from Newegg. I would expect these upgrades to range from $1500 to $2000. I of course can't pay for this all at once so i was hoping a credit card would be the answer. Which company is best and if I'm approved for $2000 how much should I expect the minimum monthly charges to be? Thank you.

2007-11-10 13:56:35 · 4 answers · asked by Anonymous

2007-11-10 12:40:20 · 1 answers · asked by Anonymous

ok! I am 21 years old and I have a huge amount of debt and bad credit. Yes, I know too young, but it happened. I now realized my mistakes but that is not helping me get out of this hole. I have a $470.00 car payment a month that I cant get rid of. Cant sell it because I still owe $15,000, I have $5,000 in credit card debt, and I live alone. Rent, utilities, and car maint. is a debt within itself. I have a desire to own my restaurant within the next 8 years. How can I reach my goal? I am paying bills every month but I cannot save a dime. HELP ME! How do I balance my life out. This is seriously damaging my future and every positive thing it holds. HELP ME!

2007-11-10 12:22:41 · 4 answers · asked by Lance D 1

If you buy something and make payments on it, but after the first payment you find it to be defective and they won't take it back and you stop paying for it, can they report you to the credit bureau with just your name and address??

2007-11-10 12:06:43 · 3 answers · asked by georgie 1

Just sent a cashier's check for an eBay item (small bucks, used kid clothing). Seller new to eBay, doesn't have a Paypal account set up. Seller says she has received the check and will ship when check clears. I'm thinking, Whaaaa? A cashier's check is like cash. Is she nuts, or am I?

2007-11-10 11:43:44 · 9 answers · asked by Carol G 3