Will my bank machine card or credit card work in Europe?

Question

Please inform me where you got your information. Thank you.

I am a citizen of the United States.

Answer 1

Look at the back of the card,
If it has Cirrus or Maestro (International) symbol they will work in Europe.
Match the symbols on the back of the card withones on the ATM.

Answer 2

Look at the back of your card. There will be a a symbol that says PLUS. All bank machines in Canada and the United States have this symbol. This means your card will work in those machines. When you go abroad, I would say about 95% of machines will have this symbol, meaning you can withdraw your money from these machines.
Usually your bank will charge you a fee of about $3.00 for an international transaction plus whatever fees there are on that particular machine.
I never travel with cash or travellers cheques because I always withdraw cash in the country I am in because i will receive better exchange rates by withdrawing money from the machine or simply using my credit card.

Answer 3

Best answer is right above me from the Bank Employee. I'd also like to point out that it depends on the ATM you go to sometimes too. Not sure about Europe, but here in Taiwan, I had trouble using my Bank of America card at first. Ends up I had to find a machine that had a Visa symbol on it, which not all the banks here do.

Matt

Answer 4

Yes, I've used both debit and credit cards in Europe that were issued in the US (VISA and Master Card). If you use your debit card to withdraw money in the local currency, there is normally a fee for conversion but it's no worse, and often better than, the fee you'd pay at a bank.

Answer 5

The major credit cards are accepted all over the world. Visa, MC, AMEX, DIS they all can be used. They will also automatically calculate the exchange rates for you.
Your bank card may/may not work, ask the financial institute that you bank with.

Answer 6

Yes, provided your bank card uses one of the international networks AND provided that you notify your bank BEFORE you leave so they can put a travel suppression on your card.

Most banks now have active fraud prevention units who attack suspicious activity on cards. Sudden activity from outside the country will receive quick attention and your access will be cut off.

Answer 7

Yes. .... assuming you have a large-ish bank.. Not sure about a local credit union... but I have traveled and had it work, as well as had co-workers that traveled with me that used different banks have it work with no issue.