Credit - November 2007

I got a new car, made the first payment, but can't afford the car anymore. Can I still file for bankrupty after just making 1 payment?

2007-11-10 11:11:38 · 6 answers · asked by norsgl81 1

Whats a credit card I will likely be approve for if my score is between 540-600? Also what are prepaid credit cards exactly?

2007-11-10 11:00:45 · 13 answers · asked by T CA 2

I am a 25 yr old male with a good job. I am not having trouble paying for the two cards I own, however I am thinking that the rate on my personal loan would be significantly lower than my two credit cards. I was wondering if a personal loan for about 10K would hurt my credit score?

2007-11-10 10:20:26 · 11 answers · asked by tkdrex2004 1

what can they do??

example: a credit card minimum payment is $100 per month... a person pays only $50 per month on it...

can they sue you over this or what??

2007-11-10 09:38:40 · 10 answers · asked by idgaf 5

2007-11-10 09:29:29 · 3 answers · asked by Anonymous

i want to work as a teller in a bank.Also i have worked as a cashier for almost a year.The main thing that i want to know is ,if i work in a bank ,would i have benefits or later on promotions?!thnxxx

2007-11-10 06:31:08 · 9 answers · asked by bernadet_lmr 3

Be honest.. do you just hang up? Do you lie and say you'll pay your bill just to make them happy? Do you avoid the calls?

Do you worry that not paying will ruin your credit rating?

2007-11-10 05:51:20 · 9 answers · asked by collctor2 3

Where can I purchase one. I want one for online purchases. The prepaid amex ones dont work online. So Can I buy them at Cvs?

2007-11-10 05:49:18 · 4 answers · asked by Sktiz 1

Credit rating of cosigner, or current debt of prior cosigner,-does it show up when the car buyer, who has now paid off car, applies for credit for home loan or other credit or loan?

2007-11-10 02:28:03 · 6 answers · asked by Rosanne R 1

2007-11-10 00:28:56 · 3 answers · asked by kiki_30507 1

If I buy an item over the phone using my credit card, what protection do I have if the seller deducts more money from my card than the agreed selling price, or if somebody who overheard me on the phone, tries to use my credit card details to buy items for himself or herself.

2007-11-09 22:28:18 · 5 answers · asked by Manjinder C 1

I am a single mother with 3 children my parents 52 and55 both just died 6 months apart from cancer they were a very happy couple and we were a close family . I know have the ability to do online billing but i do not have a computer and cannot affort one, I just had to rebuild my life, I want to work home with my kids because now i know how valuable the time you have with them is. I know i can be good at it and i would realy appreciate it if you could refer me to somewhere that will help finance me a comp. I do not have good credit accualy i have no real credit, because i took care of both of my parents for 3 years. please help

2007-11-09 15:23:50 · 4 answers · asked by tina d 1

-k- my credit union is america first credit union and i have a checking, saving, line of credit, and a visa credit card thru them. i had a savings and checking account with them for like a year and i just got a line of credit and the visa card like a month and half ago and theres a nice used car i really want, 99 lexus gs300,
and owner wants 8,000 for it, is there a chance they would give me a loan like that, what about interest? i would call the bank and ask but there closed,
also i could ask my parents but really dont want to.

2007-11-09 14:37:00 · 10 answers · asked by Anonymous

okay so i js got a letter from credit one bank and it says thank you for your recent application for a Credit One BAnk credit card. BUT the thing is i'm pretty sure i did not apply for one and when i try to call customer service it keeps telling me to enter my SSN which im not doing so..should i be worried abt someone else apply for a credit card as me? cause no one in my household applied for me and neither did i apply for myself since i dont need a credit card...what is going on?

2007-11-09 14:20:17 · 13 answers · asked by voguex 2

I have disputed a utility account for a measly $106 that is not mine. The thing is that it is in a bordering state that I have never lived in. I proved I did not live there and sent police report that was filed for ID theft, but they still won't remove it. This was done last year and I thought it was done until I got my new report. I called them and they still said i was responsible. I know it is not much but ITS NOT MINE and I am Not paying it!
I didn't know about DV until recently when I came on here. That is my next step so any suggestions are appreciated.
Oh, and does the CA have to be licensed in my state or the other state?

2007-11-09 13:46:03 · 3 answers · asked by April D 2

I got approved to refinance to a 30yr loan, but I didn't think about whether I would have to pay 10% down (or whatever amount), in order to refinance. I know there will be closing costs... but what about the down payment??? Thanks.

2007-11-09 12:11:24 · 3 answers · asked by holly a 1

2007-11-09 11:05:50 · 6 answers · asked by bob 1

2007-11-09 10:51:45 · 6 answers · asked by lillamb 2

as of yesterday, she now owes 3 payments. When will the finance company repo the car? Does she have any time to be bailed out of this?? Thanks for your answers, I am new to this!!

2007-11-09 10:34:59 · 5 answers · asked by Smilingcheek 4

2007-11-09 10:04:24 · 9 answers · asked by Anonymous

Hi, I live with my spouse in his home that he purchased before marriage, I am on a visitor's visa from Canada and am waiting for residency status. I have to travel back and forth to maintain my visitor's status, and as such I do not work, and we do not have any joint assets, credit cards, bank accounts etc. The house went into foreclosure after our marriage, and my husband is now considering filing for bankruptcy for other debts he had incurred prior to our marriage. How will this affect my credit?

2007-11-09 09:53:30 · 4 answers · asked by Jhou88 1

now i have to pay off the car but what can I do to get it back?

2007-11-09 08:43:38 · 17 answers · asked by chuyo 2

I tried going to that SMITH_LOANFIRM@YAHOO.COM, but nothing came up, do they have a contact number?

2007-11-09 07:10:47 · 8 answers · asked by #2 due 07/22/2010 5

2007-11-09 07:02:23 · 9 answers · asked by Rebecca M 1

Can anyone tell me any website that is like paypal that will accpet visa gift cards.

2007-11-09 06:54:57 · 2 answers · asked by Shadi H 1

It was suppose to be my car but my dad is using it doesn't look like he wants to give it back.He is the owner of the car because being 19 I'm just establishing credit and he decided to help me out.It is going to be a lost because I put 8,000 down from saving bonds my grandfather left me.I still have $7,000 balance on the car.He doesn't pay the car note on time which is messing up my credit that is why I want to find a car myself and try to remove my name

2007-11-09 06:35:41 · 18 answers · asked by Anonymous

I have had one foreclosure on a house due to a bad business deal. This foreclosure isn't final yet, but will be soon. If i want to get out of my house and go with a foreclosure there, both foreclosures will be withing a few months of each other. Would the recovery time for my credit be the same with both foreclosures as it would be with just one???

I realize that my best option would be to sell the house, but i owe more on it then it is worth, so this would be pointless because i don't have the money to make up the difference.

2007-11-09 05:09:00 · 10 answers · asked by labamba32 2

I think people should be more than a credit score. The guy in the commercial said he "married his dream girl" but after she had bad credit he could be a "happy bachelor with a dog and a yard"..as a "credit challenged consumer" I find the commercial very offensive. Does anyone else? I want to start and alternative credit system and call it "crudco" it would be if people pay their rent and house payments. That is what is important. what do you think?

2007-11-09 03:36:41 · 7 answers · asked by sphynxcats3 2

I just got married and I'm trying to fix my new husband's credit. He has some accounts that are way past due. One of them is for $7,000 on a credit card and they say they are getting ready to send to an attorney. They want $700 for the next 3 months to stop the interest and we just don't have it. Can they still pass a judgment and garnish his wages if we are making payments, but only waht we can afford (About $50-$100 a month) ???

2007-11-09 03:19:41 · 5 answers · asked by . 2

I have to deposit funds (cash) into my online account. They said the best way to do it is it SEND THEM A CHECK.

well i have cash right now and he said something about vashers money order or payment at your local grocery store or something

How do i make that cash into a check basically ???

2007-11-09 03:15:28 · 3 answers · asked by deepoke k 2