Credit - August 2007

I wouldn't be putting anything on them. I was just told it can help your credit score to keep them open for a while and not put anything on them. I just wanted to make sure this was good advice, because I hear so much about people closing their accounts.

2007-08-09 05:26:19 · 0 answers · asked by barbevans04 2

I applied for a credit card and was approved online. This was on Saturday, Aug 4. How soon can I expect to receive my card in the mail?

2007-08-09 05:24:47 · 6 answers · asked by Anonymous

I took three years off to go back to school full time, and did not have dental ins. I graduated last year and now have a decent paying job and have about 10k work of necessary (not cosmetic) dental work to be done. However, due to credit issues in the past, my credit score is not allowing me to get a typical personal loan to have the work done. My credit is getting better, but I was hoping someone might point me in a good direction. I know I will have to pay a higher interest rate, but I just need some good advice. Thanks in advance.

2007-08-09 05:20:49 · 4 answers · asked by kicker332 1

i received my credit report and there are companies on there i dont recognize. how do i locate the information on this to pay them if they are really owed?

2007-08-09 05:10:50 · 4 answers · asked by lmn8970 1

I have a credit card that I got through my job and I've been using it for a few months now. I want to find out what my credit score is but as far as I've seen everything requires a SS. (I'm Canadian btw, that's why I don't have a SS)

2007-08-09 05:10:19 · 4 answers · asked by pisces_anklet 2

I'm about $4000 in debt currently. My rating is somewhere between 525-580 depending on the credit firm. My question is that is it better to pay it all back now or make payments to my creditors (not credit cards, more like hospital bills, payday loans, old acocunts) over a six month period? Which (or what) will help my rating rise quicker? I'd like to get it 700 by the spring. Is that possible? I may follow up this depending on the answers. Thanks!!!

2007-08-09 04:58:57 · 8 answers · asked by MJ 32001 3

I have a couple of credit cards I don't use, should i cancel the or not? I recently purchased a house, which caused my debt to available credit ratio to go up to 83%.

I've herd that you shouldn't keep more then two or three credit cards open. I have about six open right now and only use two of them (which i pay off every month).

Should i keep the credit cards open and keep the debt to available credit at 83% or should i cancell then ones i have so I less open lines of credit but then my debt to available credit will go up to around 94%


My Vantage Score is 849 (which i think is decent for being 25, but i'm not to familiar with the new scoring system)
Basically I want to do what is best to keep my score where it is at or improve it.

2007-08-09 04:56:51 · 4 answers · asked by Mark B 2

It was due the 25th, I paid on 30th & no late charges were applied till the 8th.

2007-08-09 04:51:36 · 6 answers · asked by Lagina S 3

2007-08-09 04:39:39 · 10 answers · asked by Kelley H 1

Hello,

How can I know if my business credit cards are personally guaranteed? I don't have copies of the original applications and I don't want to call the cards to ask (because it may impact me negatively). Is there something in the Terms & Conditions of the cards that I should look for?

2007-08-09 04:37:01 · 2 answers · asked by Anonymous

2007-08-09 04:23:38 · 6 answers · asked by hoolihayb 2

I don't have very good credit ...where is a place that i can finance a computer from?

2007-08-09 04:22:29 · 4 answers · asked by Anonymous

Hi, my name is Matt I'm in the U.S army and was wondering if anyone would lend me $50,000. to pay off my credit. If you know of any lenders or anyone who is willing to help please email me. Thank you.

2007-08-09 04:13:16 · 2 answers · asked by Anonymous

I have 5 things on my credit report

2 current mortgages.
1 old mortgage paid off
1 credit card high balance
1 credit card paid in full.

I've was 30 days late on one of my mortgage once. of course that dropped my score. My credit score is low.

When can I expect to see a change in my credit score. To my surprise I applied for a loan an was denied.

2007-08-09 04:01:15 · 2 answers · asked by nxmom 2

expecting that i can have my own credit card. i send them today 2,4700 as the guy named mr. tokunaga that i can recieved the credit card loan 1 week later . i sent the money using the bank named to Satou Takayoshi . I call again later to the office , and the guy named Tokunaga said . next is i need to send them 40,000 yen so that i can recieved the card this august 15.. i smell it was i got cheated .. so i told them to give me back my money.. and replied yes but it will be on the month of october..im sure i`ve got fooled with this ppl.. like to announced it to all people aroung in Japan..thank you.

2007-08-09 03:43:50 · 2 answers · asked by Anonymous

2007-08-09 03:39:47 · 5 answers · asked by julie 1

to establish enough credit to buy a house?

we (me and my husband) just got a few credit cards a couple of months ago, because when we went to go get a loan we were denied becuase we didnt have any credit

2007-08-09 03:39:46 · 6 answers · asked by etherialdowntime024 2

They operate differently. Everbody says that "if you have an Amex card thats really something" and a discovery card computes their interest different than other that i know of. Just how does it work?

2007-08-09 03:01:06 · 4 answers · asked by Charles C 2

If there is a financing option for breast implants...how high does your credit score need to be to be approved for such a loan?

2007-08-09 01:18:22 · 7 answers · asked by Jen 1

(For UK peeps.)

2007-08-09 01:16:17 · 24 answers · asked by Anonymous

i got a credit card with a limit of $500. its new so i havent used it yet. i can pay off the bills and wat not but i wanna know if i pay a ps3, an extra controller and rainbow six vegas, will i be able to buy all that or will the company let me pay only up to $500. all that comes to $652.66. can i pay all that on the card, or will they only let me pay $500 with the card and then i gotta pay $152.66 in cash?

2007-08-08 23:44:29 · 9 answers · asked by christopher c 1

2007-08-08 20:40:00 · 1 answers · asked by jordan_mcleod9 1

Does anyone have any experience with the Green Dot prepaid mastercard. How does it work? Is it like a regular Mastercard? Can you use it for reservations for hotel or air-line tickets? Can you take out cash advance against it? Any information will be helpful. Thanks

2007-08-08 19:45:48 · 2 answers · asked by paul s 4

seriously!!! why does everyone feel they "need" all this stuff they dont need and cant really afford anyway, then get mad when us bill collectors ask for the $$$ back. for real,, if i cant afford it, i go without

2007-08-08 19:39:21 · 8 answers · asked by angela j 2

I don't know anything about loans. All I know is my boyfriend has a ton of debt. All his loans, credit card bills and his truck plus my student loan comes to about 27,000 dollars... i'm only 20, he's 23... I know, it's bad. We REALLY want a loan to consolidate all of these things, but... can we get it? I have no credit whatsoever and he has very, very poor credit. But we both have pretty nice cars we could use as collateral, and we've been at each of our jobs for 2 years. My parents have excellent credit and said they would cosign... now, since we aren't married can we consilidate both our bills with one loan? And will my parents extremelly good credit be enough to get it? Oh, and will they let us pay a small payment for the next 15 years? Or are we pretty much screwed...

2007-08-08 18:47:29 · 8 answers · asked by ? 2

i have some charge offs on there from a time when i was out of work on medical. ive paid em off and they changed it all to pays as agreed and its positive on my reports now. nothing negative showing on my report now -- so how come my score has not increased and im being denied credit???? how long does this take? i paid everything off this past may.

2007-08-08 18:29:02 · 6 answers · asked by divinemadness 4

2007-08-08 17:24:55 · 4 answers · asked by Mary Ann 1

I am trying to find out how long it takes for your credit score to go up. I had some credit card debt and I was behind on payments for a few months due to health reasons and I was out of work but anyways, This month I have paid them all off. Some of the credit cards I did a settlement. How long does it take to show on my credit report that I have paid those off? And I am assuming that does help my credit score correct?

2007-08-08 15:22:04 · 4 answers · asked by k 5

2007-08-08 14:22:05 · 2 answers · asked by robin879262 1

My tuition is due tonight at midnight. Me procrastinating, I deposited money into my bank account at 11:40 am this morning. I have to now use my debit card to pay off my tuition online tonight. Will the money be there for it to be debited or will I get an overdraft charge? The bank teller said that the check will deposit in my account tonight. I figured when I pay online it cannot immediately take it out of my account until the following morning. Am I wrong?

2007-08-08 14:20:12 · 4 answers · asked by hapigrl85 4