Credit - August 2007

On disability, unable to work to pay debtors. Being sued, can they collect your disability monies or your personal properties, furniture, car, etc.

2007-08-31 06:30:55 · 5 answers · asked by waheedah_muhammad2006 1

im 14 but can i get a pre paid credit card?

2007-08-31 05:04:10 · 5 answers · asked by Slsigh 1

we have a lot of debt and would like to take out a secound mortgage. Where could I look with somewhat bad creidt? I know dont say get ur spending under control becouse we have and have cut them all up but still need to pay off.. so where could I look?

2007-08-31 04:55:46 · 4 answers · asked by mlscsp2 1

thinkin of using them has anybody had any dealings with them?

2007-08-31 04:46:10 · 3 answers · asked by Anonymous

2007-08-31 04:30:28 · 5 answers · asked by David U 2

and my balance is 3000 they offered to settlement will that effect my credit in a big way than rather pay the whole thing

2007-08-31 04:24:12 · 8 answers · asked by italiano 1

2007-08-31 04:23:58 · 6 answers · asked by WY 1

This is beginning to happen. Especially with chicken houses in my area. Many million dollar farms aren't able to pay their bills (i.e. the bank) because of the market right now. What will happen with the bank if many of the farms go under at the same time?

2007-08-31 04:20:17 · 1 answers · asked by Greywolf 6

I used up about $2500 of my total line of $3000 on my Discover card last month, but that balance has only been that way for about a week, since it went up to that amount over the course of 3-4 weeks, and I just now paid it off in full, leaving a 0 balance.

Even though I used WAY more than 50% of my total limit, which is negative for your score, it hasn't been that way for long.

THEREFORE, will this still hurt my score, or does carrying high balances only have a negative impact if it's long term?

I doubt they had a chance to report anything to any bureau over the course of a week or so.

Anyways, for future reference, should I ALWAYS use less than 50% of my total line, or is it okay to go over, just as long as you pay it in full immediately when it's due?

Thanks

2007-08-31 04:17:38 · 3 answers · asked by Anonymous

Most people owe over $10 K on their credit card and barely pay the minimum... this isn't big news because it doesn't hurt the stock market, right?

2007-08-31 04:16:12 · 6 answers · asked by not_omniscient_enough 1

2007-08-31 04:13:04 · 5 answers · asked by Greywolf 6

i tried to pay it online and it charges 15 bucks for you to pay online, thats ridiculous. i am paying it off and canceling it, thats how i pay all my bills is online.

its late now and i hate it.
can you go to the store or what?
i lost the statement to mail it in.
help!

2007-08-31 03:54:01 · 0 answers · asked by serrsly 3

Just wondering, as I am leaving on a year long trip soon and am purchasing American Express Traveler Cheques and am wondering if I owe money to the Department of Education for past student loans, if they can and are able to to take that money out of American Express to where I wont be able to use the cheques, just like if they were in a regular bank account?

How so?

2007-08-31 03:40:30 · 2 answers · asked by Anonymous

At least I wouldn't be charged for a mmissed/late pmt. For example, if the min due is $200, and you only pay $100, what you they mark that as on your credit report?

2007-08-31 03:15:28 · 5 answers · asked by Anonymous 2

I am in the process of paying down my credit cards. I have four cards and currently they all about 90% maxed out. If i have them all below 30% in Novemeber. How long should i wait to apply for a loan to get cheapest rate? Also, I recently opened two new accounts about 3 months old. How long before they will show a positive look on my credit score? Because i read somewhere that opening new accounts has a negative affect on credit at first.

2007-08-31 03:01:48 · 5 answers · asked by Gamergrl 1

Bank of America is my card holder. The bill comes at the sametime my rent is due, which makes it impossible to pay both at the same time.

2007-08-31 03:01:05 · 5 answers · asked by lover_of_strawberrys 1

I have 8 credit cards, all with large balances and very small interest rates. I was approved for a consolidation loan but with a pretty high interest rate. I want to do this loan because it is an installment loan which will be paid off in 5 years, where as the credit cards will be paid off in anywhere from 10-20 years (I can only make the minimum payments). Do you think I should take on this loan? I want to just because I know it will be paid off in 5 years, but that interest rate scares me (it's variable).

2007-08-31 00:37:06 · 7 answers · asked by nsupanda82 3

there is a web page that tells you prices of stuff on the day that you are born example cost of bread,milk, houses, cars etc....

2007-08-30 18:57:54 · 1 answers · asked by heather s 1

I'm 21 year old guy from canada, I failed college 3 times and is now in $25000 student loan debt without a degree. lived off credit cards for a year while I had no job, and got in $14000 credit card debt.

so now I'm something like 40 grands in the hole. I recently got an okay job making barely enough to pay rent/food/creditcard payments..etc but I dont know why I would want to continue living as there is no reason, I have no friends, the girl I love dont love me, and I am poor

I do have a dream, I wish to move out of the city and live out in the country area.. but I need money to do that and I dont have money. everyday I go outside I hate the city, its noisy polluted, crime infested criminals, godamnit

I cant take this any longer, how do I move out into the country

2007-08-30 18:26:26 · 30 answers · asked by Anonymous

I don't have all the money to pay it all off, but does anyone know by how much I should lower it atleast so I can increase my score right away?

2007-08-30 17:10:47 · 3 answers · asked by WENDY D 2

well back a couple years I did give my last payment to cover the debit on an account that I have with a clothing store to my girlfriend but some how I don't know what happen anyhow for being late in my credit card payment i got turn into collection then they told me such and such so i turn into consolidation and they weren't really clear about my ballance so i move then nothing was pending I even send them moving notice, then after a few months i got a notice saying that i owe some one close to fiftheen hundred dlls they offer me a deal and even told me that a ballance for my credit card and some balance that i had for some clothing store so i took action and start making payments to close it out but when i was about to send my last payment they told me that i still owe them money how can i find it outand how came if you owe some body money they don't notify on time and wait so the account accumulates , so how much will i get 3 days on S.C. and 2 on Mn that I wasn't paidback80'

2007-08-30 17:00:49 · 1 answers · asked by Anonymous

i've paid my credit card every month completely since i've had it. i have excellent credit. My credit card is American Express. If they know I pay it off every month then why do they keep sending me mail for new cards for being such a good customer.

Oh yeah, I don't pay any yearly fees or anything. Do they make any money off me?

2007-08-30 16:03:43 · 11 answers · asked by Anonymous

I just recently applied for a credit card. My reasons for rejection were as follows:

-AGE OF OLDEST ACCOUNT
-TOO FEW ACCOUNTS CURRENTLY PAID AS AGREED
-RATIO OF REVOLVING ACCOUNT BALANCES TO REVOLVING CREDIT LINES

Can anyone expand on these reasons and tell me what they mean? Thanks.

2007-08-30 15:36:56 · 5 answers · asked by Anonymous

2007-08-30 13:49:01 · 6 answers · asked by Finance_Diva 2

How do you repair your credit.

2007-08-30 13:15:29 · 6 answers · asked by Sherry B 2

2007-08-30 13:02:52 · 8 answers · asked by stalishious 1

I was signed up with myfico.com and my equifax was 599 and I signed up with truecredit.com today and they say its 657.........Which one is right? Which one do the creditors go by??? Sorry, so many questions I am trying to rebuild my credit!!

2007-08-30 13:00:54 · 5 answers · asked by littlemaltese 1

They force me to open a privacy assist and csi extra cash by phone, i told them im not interested and they still keep on talking and they told me to say "yes" and i said "yes" and they told me "congratulation" and i will recieve a mail,and after a week i check my online banking i saw a $25 and $19 fee and i haven`t recieve a mail yet.so i called them and i told them i want to cancel it, im having a hard time just to cancel it cause they still trying to persuading me.and now its been a month i check my online banking again and i saw that they haven`t cancel the privacy and csi extra. What should i do?

2007-08-30 12:55:40 · 2 answers · asked by Anonymous

How can I get one? Please help. I want to use it to settle all my debt!

2007-08-30 12:52:11 · 9 answers · asked by ckes521 2

On my credit bureaus. I was very sick after my wife and I bought our house, eventually leading to a leg amputation. All of my other companies have removed them from my reports except for First Franklin mortgage. They said that I was legitimately late and they refused to remove them from my bureaus. I was late one month when I was sick and it took 8 months to catch it up. Is there anything that I can do to get them removed? Calling them did no good. How bad is this gonna hurt me in the future?

2007-08-30 12:50:10 · 5 answers · asked by hasdad62 6