what can I do regarding an old account that suppose got paid off thru another agency but apparently wasn't

Question

well back a couple years I did give my last payment to cover the debit on an account that I have with a clothing store to my girlfriend but some how I don't know what happen anyhow for being late in my credit card payment i got turn into collection then they told me such and such so i turn into consolidation and they weren't really clear about my ballance so i move then nothing was pending I even send them moving notice, then after a few months i got a notice saying that i owe some one close to fiftheen hundred dlls they offer me a deal and even told me that a ballance for my credit card and some balance that i had for some clothing store so i took action and start making payments to close it out but when i was about to send my last payment they told me that i still owe them money how can i find it outand how came if you owe some body money they don't notify on time and wait so the account accumulates , so how much will i get 3 days on S.C. and 2 on Mn that I wasn't paidback80'

Answer 1

Do you have any written records of this account? Or is it more than one account? Did you go thru some debt consolidation program? And is this debt from 1980?

Demand a written accounting of what is due. And get a written settlement agreement! Granted interest and fees keep accumulating, but you should be able to offer about half to settle.