Credit - August 2007

2007-08-10 02:48:50 · 7 answers · asked by Anonymous

I recently asked this question but did not receive a satisfactory response. If you have a loan and in the loan documents, it does not contain any information on reporting late payments, how can the loan company report a late payment if you were not properly informed about the reporting procedures.

2007-08-10 01:19:59 · 6 answers · asked by KiKi 2

I was fired from my former company for an unrelated issue and at that time I was ordered to turn over my company credit card, ID, business cards.
Six months later, I have a new job, moved, and tried to buy a car and before they could extend me a loan, I needed to fix my Amex account. I obtained a copy of my credit report to find that my company credit card had not been paid, to the tune of $368, after fees. Experian now shows "180 days delinquent." I called my co. and they admit responsibility for the amt, but they are not responsible for my credit report based on terms of credit card as they were just a cosigner. Amex says the report is accurate and will not help me. If I had left the company on my own, I would have agreed with my company's stance. Since I was terminated, and ordered to turn over the company cards, I was denied access to the information. Anyone else gone through this mess? Contemplating a lawsuit against my former company and want general laymens opinions....

2007-08-09 16:13:53 · 6 answers · asked by firedandpissed 2

how much would i be looking to pay back now? Its been 10 months. And I live in Texas.

2007-08-09 16:12:50 · 6 answers · asked by jordynorr100 1

i really don't know how to go about it, or if i am able to do it. i have less than 2000 in credit card debt on 3 different cards, and other debts (small medical, arranged payments with a past apartment and other things...) i don't know much about it, i just think it would be nice if i could make payments for everything at once. also, will this help my credit score?

2007-08-09 15:59:08 · 3 answers · asked by Krista 2

2007-08-09 15:58:07 · 6 answers · asked by broemma 1

I've been told the credit agencies want to see you "manage" debt, and not necessarily create, them immediately pay it off. Part of the credit game so the banks can make money off balance via APR. Is this true?

2007-08-09 15:20:33 · 10 answers · asked by XmasQueenie 2

Hi. I need help. My credit score is 553. It was 601 a few weeks ago. I have several derogatory marks on my credit history (mostly medical bills that went to collection). I obtained my credit report in 03/06 and have been diligently paying off all late accounts. I just had 2 new items pop up with my credit report watch. I disputed both items. The collection agencies reported them accurate despite my sending proof of payment PRIOR to their posting the derogatory remarks. I am planning on moving to NYC in 02/08.

I have several accounts with perfect history.
1. Why did it drop when I did not pay late?
2. How long will it take me to get over 620?
3. Can I get an apt with a credit score of 620?

2007-08-09 14:42:01 · 5 answers · asked by kittystripes6 2

2007-08-09 14:40:36 · 1 answers · asked by sunshine 1

years ago from medical disability i defaulted on a credit card. well i paid it off completely after being threatened with a judgement and now i get my report and see that the judgement is there and i was never told it was REAL. i have since paid the debt in full 100% and this is still on my report? how do i get this off? i was never told any real files were done or anything, just threatened by the creditor...any ideas?

2007-08-09 14:13:40 · 5 answers · asked by divinemadness 4

2007-08-09 13:49:12 · 8 answers · asked by fords5 1

2007-08-09 13:31:59 · 1 answers · asked by cjm 3

okay please answers serious answers not oh i don't know oh that this dat chit chat shut up or don't answer!!! okay for mature peeps out there how old you have to be to get a green dot pre paid card im 17 and my boyfriend is 19 if its 18 yr older then my byofriend is going to do it under his name{ don't judge me or him because im young} where can you find the expiration date?, and can i put more money in the card then $500 ? and... um so yeah i bought it in rite aid for 9.05 dollas is that my activation fee or its $4.95? another last question when will i get my green dot card on mail? how many days will it take because i need it now!!!!! more than ever!!!!! oh since it coming to the mail, can i still order something online while i wait for the card since i have the activation card?

2007-08-09 12:59:05 · 5 answers · asked by Anonymous

I think i owe student loans, but i'm not sure because i'm still in school but it comes up on my credit. I do owe bank statements and my cell phone statements that i couldn't been able to pay because no one hires me. Does "credit" have anything to do with why you don't get hired? SOMEONE TELL ME PLEASE. Because job hunting has just became so hard for me!

2007-08-09 12:06:50 · 4 answers · asked by Anonymous

I applied for a credit card and didn't think much of it but I got it with my name and underneath it states Business Account. I didn't think much of it but I have been using it for a while and noticed that the debt doesnt pull up on my credit report. Why is that? I'm guessing if you dont pay then it will affect your credit but why doesn't it show up on my credit report? My other credit cards show up but not my business one.

2007-08-09 11:38:24 · 2 answers · asked by Ernesto E 1

2007-08-09 11:07:00 · 3 answers · asked by kelly g 1

What number should your credit score be in order to finance a new car?

2007-08-09 10:49:03 · 3 answers · asked by Jennifer S 2

I want to become a massage thearipst but paying all that money will take a while!! So is it really worth it??

2007-08-09 10:38:22 · 5 answers · asked by Anonymous

Hi , i have a credit card issued by (Washington Mutual bank) from almost 3 years ago..and i added my wife as an authorized user immidiately after i received the card...after one year Citi bank sent us two new credit cards cause the old one has been expired so i knew that Washington mutual bank credit card belongs to citi bank..the question is , my wife has received an offer from citi bank from one week ago for applying for a credit card with good benefits..so can my wife apply for this card or her application will be denied ? as she has a credit card with citi bank as an authorized user so it will be concidered to have 2 credit cards accounts from the same bank if her request will be accepted (one account as an authorized user in Washigton mutual bank which related to City bank and the second one is the new offer ) ???..

your prompt reply is highly appreciated....

2007-08-09 10:19:04 · 9 answers · asked by naderbd 1

Is a power of attorney necessary to reslove a credit matter for my elderly sick parents .

2007-08-09 09:51:19 · 2 answers · asked by SJBanda 1

One required it but was not charging anything (dont ask why) so i put 0000000000000 and i think it accepted it but i got scared so closed the site. is anything bad going to happen?

2007-08-09 09:46:25 · 11 answers · asked by Anonymous

a damn site more now i dont have one of your cards

2007-08-09 09:29:58 · 5 answers · asked by Anonymous

I do not have a great credit score, but only one Visa card and two others. I know the formulas are secret but does anyone know if this one factor has a predictable effect?

2007-08-09 09:28:13 · 9 answers · asked by anteater 69 2

Hello,

I would like to start working on my credit even though I will not need it for sometime. I was wondering how long dose good credit last in the system? Life time? Thanks..

2007-08-09 09:22:26 · 3 answers · asked by Anonymous

I am looking for a personal loan, but I am having a hard time,My credit score is low due to my credit cards being at their limits. I want to pay them off to bring my score back up. I also promised my kids we would actually take a vacation this summer. Not happening. I keep getting solicitated by these scams, does anyone know a legitimate company that could help me. Thanks.

2007-08-09 08:56:50 · 7 answers · asked by Donna M 1

I just got served by the sheriff to appear in court 11/29/07. Can they take my 6 month old truck I financed with someone else? What about my house?

2007-08-09 08:51:28 · 8 answers · asked by MissKathleen 6

got letter from spain saying ive won thousands of euros its called euromillones loteria international, apparently a draw from a computer ballot system. makes me wonder though cos they want yopur bank detail to "transfer the cash into account" !!!

2007-08-09 08:15:08 · 37 answers · asked by ajj 3

2007-08-09 07:26:32 · 2 answers · asked by agliam 1

2007-08-09 07:21:21 · 3 answers · asked by agliam 1

cover what I need to get? In other words, will it be approved by the credit card reader (I know I can't push "debit" because that's automatically posted) as long as there's a positive balance, and then I can put the money in later? Or will it deny me? :(

2007-08-09 06:18:27 · 6 answers · asked by Anonymous