How can I know if my business credit cards are personally guaranteed?

Question

Hello,

How can I know if my business credit cards are personally guaranteed? I don't have copies of the original applications and I don't want to call the cards to ask (because it may impact me negatively). Is there something in the Terms & Conditions of the cards that I should look for?

Answer 1

Is your business a corporation? Does it have a D&B rating?

If not, my guess is that you personally guaranteed those credit cards.

Answer 2

Yes business is a corporation and I remember checking that off on the Application. Question is how do I know for sure without asking the credit card cust service people suspicious questions?