Credit - August 2007

does anyone know aof an easy to get credit card? I have bad credit and have the orchard, and capital one cards. But their rates are high. Any suggestions? How about gas cards?

2007-08-13 15:12:54 · 10 answers · asked by Anonymous

due to many unpaid bills due to job loss. wondering if anyone know if this can be done
thanks for any answers in advance!!!!

2007-08-13 15:08:12 · 3 answers · asked by Anonymous

email with an application but no name of a company or anything. I asked how did it work and they say its a company from NY i believe but no address just the city state and zip code and said it was legit. Is it worth giving my personal info or shoid i leave it alone????

Good day,
I am Mrs Monica hill a money lender i give out loan to all in need of help out you looking for money to pay bills i want you to know that i can help you with loan and i will be glad to offer
you a loan.
I give out ;
home loans
Auto Loans
Car loans
Mortgage loans
Business Loans
Internation Loans
Personal Loans

If you are in need of loan, in your next mail i want you to let me know the amount you need as loan so that i can send to you my loan terms and conditions.You can contact me Via this mail address mloans07@yahoo.com

2007-08-13 14:52:35 · 8 answers · asked by jordynorr100 1

please help, my score is about 700

2007-08-13 14:30:49 · 7 answers · asked by playtowinjas1 1

I just read about the Fair Credit Reporting Act and how delinquencies that are older than 7 years should not be on my report. But there are several that are 8, 9, 10 years old that are still on my report. How can I get these items removed? I was shocked to find them on there because I didn't think they were on there anymore or still affecting my credit score, but they are.

2007-08-13 14:09:27 · 2 answers · asked by mcmuffin324 2

2007-08-13 14:01:18 · 3 answers · asked by boston bean 1

2007-08-13 13:38:39 · 9 answers · asked by Dave B 1

I have a credit card with $9,000 on it (none available). It is closed, i am working on getting it paid off. I just got qualified for a credit card worth $2,000 that has 0% balance transfer for 18 months. Would it be paid off faster if i move 2,000 of the 9,000 to a second card since there is no interest and have 2 cards.. or just continue paying on the 9,000 card?

i would end up having:
card 1: $2,000 no interest
card 2: $7,000 yes interest

or leave it as:
card 1: 9,000 yes interest

if the better way would be get the second no interest card, would my monthly payment be about the same that it is with 1 card or more per month? unforunately i just had a baby and am not able to much more than my minimum payment either way

2007-08-13 13:21:55 · 7 answers · asked by cfkairi 1

because i had $500 on my card and i only spent $ 117.00 and after that my credit card has been declined

2007-08-13 13:09:37 · 5 answers · asked by andrea r 1

A friend of mine has unpaid credit card loans. This happened 5 years ago. He was not able and can no longer repay the credit cards Company. I believe he accumulated $10,000.00 in debt. What will happen to him? Will he go to jail? I know he has bad credit. He became sick then and his family made him go to the Philippines so they can take care of him. This all happened in California. Thanks

2007-08-13 12:24:03 · 3 answers · asked by Noahs 1

2007-08-13 11:19:03 · 6 answers · asked by t(-_-)y 3

2007-08-13 11:18:15 · 5 answers · asked by ronnie c 1

I want to purchase a laptop for my son who is starting college in two weeks. He graduated with honors and a laptop is almost an essential for school. Please consider giving me a chance to prove i can pay.

2007-08-13 11:12:55 · 4 answers · asked by Anonymous

He also had puchased this home before we were married. Also the SOL had probably run out on this debt before we were married.

2007-08-13 10:24:15 · 6 answers · asked by iraKKari 1

2007-08-13 10:16:42 · 5 answers · asked by scammed 1

I have a credit care that I have paid off, but kept in case of emergency. I got my credit checked today to apply for a loan, and apparently my card has, in fact, been active. I havent used it in more then a month, but accoridng to my online statement it has! From march to now, the monthly transactions have been from a bit more then $50 in march, then up and down around 30-40. Its a low limit card ($500) that is currently just a bit over the limit. I also went to check where the statements are getting sent, because they arent coming here, and it says its not available...but I was able to before I have changed my address on it when I had moved!
Will I be charged since I dont have identity theft protection? What should I do? Who do I call and what should I say? I'm freaking out right now!

2007-08-13 09:11:30 · 4 answers · asked by geeky_mommy 2

I have a Bank of America Visa card with a moderate balance (mostly wedding-related costs).

Recently, I got a letter stating unless I protested - in writing - my default interest rate would go up to 32.5% - obviously I protested in writing, which meant I could no longer use my card (not an issue since I stopped using it a while ago).

This past month, I made a late payment (thanks to that wonderful roaming due date - obviously my fault - but is it my fault for not checking my invoice, or for assuming my payment date should always be relatively the same?), and they kicked my interest rate up from 18% to 32.5%, their "Prime" rate.
My minimum payment went from $100 to $210 - PLUS a $39 late fee. They said the rate stays that way for six months of on-time payments.

Total late fee: $709 over the six month period.

I'm leining my car's title to a credit union for 8% interest and 10-day grace periods.

Do they really expect people to put up with this crap?

2007-08-13 09:07:23 · 6 answers · asked by David V 6

I purchased a vehicle last year for $30,000. I also had about $8,000 in debt in credit cards. I thought that by purchasing the vehicle my credit score would shoot up. I make all my payments on time. And I try to pay more than the minimum payment. I checked my credit score about 2 days ago and it actually went down from 697 to 536. I dont know what happend. I checked my credit report and I dont have any delinquencies or negative reports. I'm 21 and currently I have 7 credit cards. They are all maxed out. i payed 2 off and I closed those accounts. I'm about to pay 2 more off. What am I doing wrong? I dont use the credit cards anymore. I'm paying them off. I work 2 jobs. Any advice will help me. Thanks!

2007-08-13 08:47:27 · 14 answers · asked by Miss CaLi GroWn 3

When I pay something in full that was in collections, does it come off my credit report right away, or does it still stay on for 7 years?

2007-08-13 08:41:33 · 3 answers · asked by Anonymous

Me, my sister, and my aunt have the same name but we have different SS#'s my sister middle name is different but the initial on middle name is the same my aunt and my name are exactly the same. Our credits are showing each others stuff. How can this be fixed? I am desperate, PLEASE HELP ME>

2007-08-13 08:41:18 · 12 answers · asked by Milagros N 2

I live in Boston, MA. I was wondering do anyone know any credit card company that will offer me a line of credit for a car loan. I need about 19,000/k. Which I will pay of in 48months.
If there is a way to do this. I have bad credit and will think having a car loan will be a great way for me to rebuild my credit.

2007-08-13 08:33:38 · 0 answers · asked by HersheyKisses 1

I bought a expensive item online with my credit card and hasnt even arrived yet, and now the product has gone down since. Do i have any rights in getting it for the cheaper price? ( the item is a tv )

2007-08-13 08:31:27 · 3 answers · asked by Anonymous

credit. Could purchasing a house cash for $30,000 be a means of establishing the company credit? And if I wanted to refinance, would a bank approve my company for a loan? I have a credit score of 600, but the company will be purchasing the property in cash, not me.

2007-08-13 08:26:24 · 2 answers · asked by new biz 1

would we be able to track them down since the stuff was sent to their home or wherever else?

2007-08-13 07:30:08 · 3 answers · asked by katie 1

2007-08-13 04:29:42 · 1 answers · asked by Diggy 1

I used green dot to add the funds and my card won't expire untill 11/08

2007-08-13 04:17:26 · 7 answers · asked by Katrina D 1

After going through a divorce almost 4 years ago, I stopped paying on at least 4 or 5 credit cards. I've never paid a dime since, and they have killed my credit.

If I offer a settlement with each one individually, what are the chances they will accept? What percent of the original debt would be good offer?

Also, if they accept the settlement, will it be removed from my credit, and my rating go back up? The damage has already been done, so I really don't want to go this route if it is not going to help. In a few years it should be gone from my report anyway, I think.

Any suggestions/advice will be greatly appreciated as I realize this was one of the worst mistakes I ever made in my life.

Are there any good credit/debt internet forums out there?

2007-08-13 03:50:15 · 6 answers · asked by sqeezemypanhandle 1

It sounded like a robot! I couldn't understand what "she" was saying. She said something like "This is a call for ...*name here*" "Please call 1888--- ----" "your credit total...."

something like that! would anyone know the number? =\ I'm from Canada.

2007-08-13 03:20:14 · 2 answers · asked by mz_angel19 1

2007-08-13 03:11:51 · 5 answers · asked by theresa f 1

my debit card was stolen last week and this person went to walmart, old navy and other places.My bank already gave me provisional credit for it but i really want to know if the police will do anything about it, because i already filed a police report

2007-08-13 02:26:16 · 7 answers · asked by janice1 1