Credit - August 2007

that has already been turned into a credit agency or has no money on it at a store that has that manual credit card swiping machine?can i get arrested or what will happen?

2007-08-22 04:53:27 · 6 answers · asked by kahlien05 1

2007-08-22 04:28:16 · 2 answers · asked by damion20062000 1

Hi. My wife use to have a credit card with Express (The clothing store). She accidently missed a payment and a fee was accessed. She called them up to say that she would like to pay the balance in full and close the account, and that it would be appreciated if they could remove the fee. They agreed to remove the fee and she paid the balance. What they did not tell her was that they were calling this a settlement!!! This has hurt her credit severely. When she called them to ask to have it fixed, the refused...even when she offered to pay the fee that they took off. How can she get this blemish removed from her credit? How does she fight this? Thank you very much in advance.

2007-08-22 04:10:23 · 4 answers · asked by JayRust 2

2007-08-22 03:15:13 · 4 answers · asked by joel l 1

I have recently got married but haven't changed my name on my credit cards, I am now moving, Where do I stand if I just do not pay the debt and don't tell them my new address?

2007-08-22 02:59:37 · 7 answers · asked by Anonymous

2007-08-22 02:52:39 · 7 answers · asked by Anonymous

I only have one right now. Is there a number of cards that is considered bad and a number considered good?

2007-08-22 02:39:15 · 7 answers · asked by Holly Maria 1

thay want a home number with STD, what is std mean?

2007-08-22 02:02:56 · 1 answers · asked by sean o 1

If they decide to take me to court what happens?

2007-08-22 01:58:35 · 6 answers · asked by Anonymous

ive got bad credit and need a loan. if i make up a fake name or change my d.o.b will the credit check come up clean or non existent. i plan on paying it back but my credit score is crap. could i get round the system by spelling my name incorrectly or usuing a different one, change my d.o.b etc, how to get around it is what im askin. also on a credit check does the HOUSE come up black listed or the person?

2007-08-21 23:56:25 · 15 answers · asked by frank smithy 1

What is the difference between "Credit Card" & the "Depit Cards" ???

2007-08-21 22:34:59 · 7 answers · asked by Anonymous

I had a wellsfargo credit card that i believe went into collections...which i was actually going to pay off soon. But* now i'm getting a call at my new job from a guy saying that it's urgent that i pay it with what ever i can because wells fargo hired them? I don't know how he got hold of my NEW* works number. The guy says he works for PRIMARY FINANCIAL???

I'm sorry just wondering if anyone has heard of them...i just got scammed into a false loan application several months ago. ...

2007-08-21 18:02:44 · 2 answers · asked by Johnny 1

2007-08-21 17:47:45 · 2 answers · asked by cantholdmd 2

I really need some help here. My husband and I went and bought a car. Now, they have dropped a lot of his hours and we can't afford the car on our income. I do not want them to repo the car. I do not want to mess up my credit. I was wondering if I took the car to a car dealer and traded it in for a cheaper car, would they pay off my old balance and just charge me for the cheaper car? Please help me. If anyone knows anything about this or something else that I can do please let me know.
Thank you in advance?

2007-08-21 17:32:59 · 5 answers · asked by Anonymous

I'm wondering, like a month or so ago I was talking to my friends about credit and they mentioned that if you have a credit card with a zero balance and don't use the card for a while then the bank can close the account and in turn seriously hurt your credit score especially if you've had that account for a long time. Is this true? 'Cause I have a few cards with a zero balance due to balance transfers to much lower interest cards.

2007-08-21 17:09:40 · 5 answers · asked by 818 Papi 4

2007-08-21 16:33:30 · 8 answers · asked by Anonymous

2007-08-21 16:16:30 · 8 answers · asked by Bob G 2

I have been troubled because my wife had lots of debt before we got married. I am now building my credit, but somehow, I am worried that because we have a joint account to which the debt is associated. Will I be 50% responsible for any debt owed, or will I only be responsible for debt incurred after the marriage? This has been on my mind for a very long time now, so feel free to explain in full. Your advice is greatly appreciated!

2007-08-21 16:07:07 · 15 answers · asked by cardo11 3

i've never been arrested...i think i spent 400-600 dollars...how much time am i'm looking at?

2007-08-21 15:59:32 · 7 answers · asked by parishottie888 2

for instance my soon-to-be wife and I both have good credit history. She has a better credit score just do to the fact that she has a longer history of good credit. I have only had my 1st credit card for almost a year now and I have been making timely payments in full and they have already raised my limit once so I am sure my score is fairly good as well. If we both decide to combine our bank accounts and credit cards, etc., what affect will this have on our respective credit ratings?

2007-08-21 15:37:38 · 2 answers · asked by suspendedagain300 6

I just relocated and having a tough time finding employment. I am late on my credit card bills and I'm sure I'll will be late next month to. Is there anything I can do to avoid penalties?

2007-08-21 15:11:40 · 5 answers · asked by Anonymous

Is there even a way? I don't want the websites that make me pay to try risk free for 30 days.

2007-08-21 15:11:31 · 7 answers · asked by Lisa 2

Thanks in advance for any advice!

2007-08-21 15:06:37 · 8 answers · asked by Mike R 2

I recently recieved, and activated, my Capital One Platinum Visa credit card. One quick question I had, for anybody who knows, if I were to go to my bank's local drive-thru ATM, would I be able to withdrawal money from my card? My card has a $300 limit. Yeah, I know it's low... but, it's my first card. So, let's say I was wanting to withdrawal the full $300, would I be able to do that? Would I have to pay interest? Because, right now, I will not be charged interest until February of 2008. If somebody could please answer my question, I'd appreciate it!

Thanks in advance!
- Wade L.

2007-08-21 15:01:29 · 27 answers · asked by Anonymous

i have 2 visa cards from 2different banks. however i am not sure if one of the account have any cash in it. if it does not, and the credit transaction is through, will visa automatically deduct money from my other bank with enough cash or do i have to inform the banks myself?

2007-08-21 14:52:45 · 2 answers · asked by thanks! 1

or reduce just monthly payments which will result my terms be extended? I don't know how refinancing works. Currently my payment is $457/ month and 48 months left. I'm interested in refinancing my car, but don't want to do so if it just reduce my monthly payments and term is extended. What if I have my car refinanced, what will happen? Is monthly payment gonna be lowered with the same term(in my case 48months)? or monthly payment stays the same and term's gonna be shortened? I'm sorry if I'm not making sense... somebody help me~

2007-08-21 14:43:50 · 4 answers · asked by oceanblue1004 2

old school tuition. not paid. 10yrs ago. I have documentation stating judgment was ruled on 1998. so far my research has turned up judgments are here to stay for 20yrs on your record. And if I am not mistaken they are renewable. I figured the SOL of 7yrs would help but they were smart and made that judgment move. So now the damage is up to 2k. Should I wait it out another 10yrs or begin making plans to pay it off? And to pay it off, are there any services that maybe might help reduce the amount owed maybe to original debt amount without the interest of 10yrs? I think with judgments there are no negotiations here, am I right?
Funny thing is on my credit report there is no mention of this judgement. The only time I see it in action is when instead of receiving my state refund from taxes I get this letter stating it used to pay this judgment on me. So I suspect maybe there is some foul play and that maybe I can fight it if its not legit

2007-08-21 14:17:01 · 4 answers · asked by el topo 2

2007-08-21 14:16:36 · 4 answers · asked by marie s 1

My wife has been receiving mail in her maiden name, and we have been married for almost a year now, is there a way to fix this? It doesn't matter what name they have to send her stuff, her credit score wont be affected by it whether its under her new name or her maiden name, it doesn't change anything does it?

2007-08-21 14:06:57 · 2 answers · asked by Anonymous

what is the lowest monthly amount I should expect them to go? I am under undue hardship and really need to negociate the bare minimum monthly payment I can. But I am not sure is there is a certain dollar amount I can expect that they will not fall below. They have set me up for $100.00 a month. But considering the disaster the bany levy of $1800 has put my family in, I need that figure to be much closer to $50 a month, do I have any "rights" to speak of??? help

2007-08-21 13:45:27 · 7 answers · asked by bridgett h 1