Credit - August 2007

2007-08-23 17:42:43 · 3 answers · asked by Tuan 1

I worked inside the industry untill I could not stand it no longer, I seen how bad it was for people to get out, and how meetings were held to think of better ideas to keep customers, get the old ones back in, and keep them stuck it makes me sick, know your rights, if you need help in colorado, call the state att general, or ask.

2007-08-23 17:41:07 · 6 answers · asked by Anonymous

2007-08-23 17:21:02 · 9 answers · asked by Harry W 3

I owe a dept of 400 dollars and my credit score is 611..if i pay that dept off how much will my credit rise?

2007-08-23 17:09:15 · 3 answers · asked by Anonymous

2007-08-23 16:33:53 · 1 answers · asked by Anonymous

2007-08-23 16:00:24 · 12 answers · asked by loriebeth b 1

2007-08-23 15:39:48 · 6 answers · asked by kel t 2

I'm new to credit cards.

I was always under the assumption that paying the full amount that you put on your credit card that month, at the end of every month (right before the due date) was the smart thing to do for your credit card. Which is exactly what I've been doing for the 5 or 6 months since I got my first card.

My friend told me she'd been told differently -- that to leave a small portion of each month's balance over and pay it off more slowly. She said this is good for your credit score.

So which is right? Thanks.

2007-08-23 15:39:43 · 9 answers · asked by Anonymous

2007-08-23 15:25:09 · 12 answers · asked by Anonymous

I'm curious to see what rate I would get on a car loan but wanted to make sure it doesn't affect my credit score. I heard auto loan and mortgage credit checks don't show up on your report (thus bringing down your score). Is this true?

2007-08-23 15:16:46 · 8 answers · asked by newtobigd78 4

Okay so I am 15 and my mom is taking me tomorrow to go get set up an account and get a bank card so I dont have to carry around cash.. She also wanted to get me a credit card.. but I think I'm too young.. How old do you have to be?

2007-08-23 15:15:39 · 5 answers · asked by Anonymous

My credit report has been messed up for years. There are a few collections on my credit that I have cleared up and proven that they were not mine and successfully had them removed. A new debt collector buys this old account and puts it back on my report. I have paid my bills on time for over a year and have lowered my balances significantly. I have been studying and reading about improving your credit like crazy for the past year. I am sick of sending a certified letter and fighting them every few months. I believe my score should be much higher, but it has only gone up about 50-60 points. The credit agency's tell me that they do not re-score. There is a extreme difference with all three agency's and my scores. Please help. I am going to need a car loan soon, and don't want to suffer a high interest rate for a account with voice stream that was never ever mine! (they also keep changing my birthday by one year.) Thanks!!!!!!!!!!!!

2007-08-23 15:13:02 · 4 answers · asked by sarah h 2

can anybody give me a advice how to handle allowance, how can i budget my 1 week allowance?

2007-08-23 15:08:23 · 2 answers · asked by Albert 2

I don't want the house, but I don't want to walk away with my name on it, he is already messing up my credit. I've had to max out my credit cards because he doesn't help with the bills like he should. He drives a truck, doesn't come by the house much which is fine, but he takes out what he wants to play and gamble and sends what's left which sometimes isn't much. I work two jobs, and I'm trying to get caught up enough to get out of this situation, but I need a break. Help wht can I do?

2007-08-23 14:07:04 · 4 answers · asked by janie ruth 1

2007-08-23 13:38:23 · 5 answers · asked by patte9000 1

is there a good website that shows examples of contracts that we may use?

2007-08-23 12:44:44 · 21 answers · asked by jk 6

I recently received a Copy of my credit Report and I noticed that i have an outstanding collection with Verizon... This is my telephone service provider, I don't understand why if i have always made my payments on time, and currently receiving service, how can I compalin about this and how do i clear out of my credit report, I called the collection agency and they said to make the payment and then dispute, that's dumb to do do but will it be the best bet?

2007-08-23 12:36:21 · 4 answers · asked by Jessica J 1

2007-08-23 12:13:22 · 7 answers · asked by Anonymous

My boyfriend got a letter stating that some changes were being made to his account (it gave him the last four digits of the account). Thing is he has never banked with them before. Is this a scam or a case of identity theft?

2007-08-23 11:52:57 · 13 answers · asked by disabledgrl 3

I have 3 credit cards:

A) This credit card is pretty much maxed out with a limit of $400

B) This card has a limit of $2,000, and I owe $1,500

C) This card has a limit of $500, and I owe about $350

I've stopped using my cards and I pay more than the minimum every month...I usually try to at least add on the finance charge to the minimum.

I'm in good standing on all of my cards and have pretty fair credit for a 20 y/o. I would like to get my balances down and paid off.

What card should I pay extra on? The one that is close to the limit of $400, the one which is over $1000, or the one that only has about $350 owed?

I hope this makes sense and I hope you guys can help. Thanks!

2007-08-23 11:20:22 · 11 answers · asked by Anonymous

If he does not have my actual card. Wont they get busted for sending it to an address. I guess my question is what can they do with this info and how do they not get caught?

2007-08-23 10:33:53 · 4 answers · asked by Joseph C 2

My fiancee and I have approximately $30,000 in credit card debt (mostly his). He thinks that we should pay off all that debt and put a smaller down payment down on a home, rather than using all our money for the down payment. I argued that we should not worry TOO much about the credit card debt and take care of it another way, such as re-financing our mortgage in several years and using that cash to pay off the credit card debt (since the interest rate would be much lower). Any suggestions?

2007-08-23 10:22:10 · 8 answers · asked by Francesca L 1

well wat if someone ask to but a down payment on a car and u only been friends for like 4 or 3 months and they arent even good friend wat do u say

2007-08-23 10:14:02 · 12 answers · asked by Mr.MaCk 1

1- First my question is how long does it takes for Judgement to fall off from your Credit in Oklahoma & Texas.

2- If Judgement falls off of the credit then does the credit jumps up afterwords?

3- If the delinquency & Judgement falls off after 7 years. does is make the credit look like brand new credit , with no activity for 7 years?.

4- HOw long does a creditor have to enforce the judgement.

2007-08-23 10:06:44 · 6 answers · asked by Sib10 1

2007-08-23 09:39:08 · 7 answers · asked by jka816 1

Ive been trying to clean up my credit. Im now in a very good position financially but due to previous mistakes in my youth, my credit score was not very good. I went to apply for financing for a car at a dealership last week when my credit score was 580. They found a bank that approved me but only for $8000. I thought, well gotta start somewhere.
Anyway im setup with myFICO scorewatch and today i get an alert that says my credit score went up and now its 639. Im wondering if i should just let it be or should i reapply now and see if i can get a higher approval amount and a better interest rate?

2007-08-23 08:56:54 · 7 answers · asked by Anonymous

2007-08-23 08:56:49 · 9 answers · asked by v c 1

2007-08-23 08:38:46 · 12 answers · asked by marlon c 1

I have been out of work the past few months and I am starting a job next week. And my fico is about 565.

2007-08-23 08:36:00 · 6 answers · asked by lvdjf 1

I have a friend who needs help and I want to make sure he gets the best company to help him. Thanks!

2007-08-23 08:26:25 · 8 answers · asked by MazdaMatt 5