My boyfriend got a letter stating that some changes were being made to his account (it gave him the last four digits of the account). Thing is he has never banked with them before. Is this a scam or a case of identity theft?
2007-08-23 11:52:57 · 13 answers · asked by disabledgrl 3 in Business & Finance ➔ Credit
Sounds like a "phishing" scam, the kind where scam artists try to get you to use their sites to log into your own bank accounts or credit card accounts. When you do, they record your login information and the theft begins.
If this notice came from a bank, he should contact the bank directly and ask. Over the phone or in person might make sense.
2007-08-23 11:58:04 · answer #1 · answered by andrewtrades 2 · 4⤊ 0⤋
Sounds bad. Have your bf go to a Bank of America and ask for a manager/account executive. Show them the mailing and explain that he is not even an account holder. See what they bring up in their system. If he is in the system then it is safe to assume his identity has been stolen. If he is not in the system then assume it is a phishing scam and count your blessings. They tried but it didn't work as you guys caught on quick enough. Good Luck and I hope it all works out okay.
2007-08-23 19:57:34 · answer #2 · answered by shortdaylongnight 5 · 0⤊ 0⤋
Was this an actual letter or was it email? If it was email, it was just the normal spammed phishing scam, sent to thousands in the hopes of someone with an actual Bank of America account will click onto their site. Just delete and forget it.
If it was an actual snail mail letter, definitely take it to a BOA branch to check out.
2007-08-23 20:58:42 · answer #3 · answered by bdancer222 7 · 1⤊ 0⤋
If he doesn't bank with them, what account were the four digits for?
2007-08-23 19:00:43 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Your boyfriend should contact Bank of America to find out. It would also be worth at this point for him to run his credit report. You can do it online and get the report almost instantly. At this point I would say it is worth the $15 investment. Try any of the credit agencies such as Equifax or TransUnion.
2007-08-23 18:58:20 · answer #5 · answered by mikealao2 2 · 3⤊ 0⤋
Don't waste your time calling or writing a letter to anyone like a bank who sends a letter like that. They almost all have a link on their genuine webpage to report suspicious e-mails. Most get back to you telling whether or not the one you forwarded to them is genuine.
Bank of America's can be found here: https://www.bankofamerica.com/privacy/Control.do?body=privacysecur_unauthorised_acc_use#email
2007-08-23 19:10:54 · answer #6 · answered by Tom 6 · 0⤊ 0⤋
Probably. I would take the letter to the nearest Bank of America and have them investigate it.
2007-08-23 18:57:05 · answer #7 · answered by Alterfemego 7 · 1⤊ 0⤋
Who is the letter from? If its from BOA bring it to the bank's attention. It's most probably a mistake.
2007-08-23 19:45:45 · answer #8 · answered by SGElite 7 · 0⤊ 0⤋
Better call them to check. If he never had any account with them, or one that he doesn't know of, someone else might be using his identity.
2007-08-23 19:16:21 · answer #9 · answered by pgsl 5 · 0⤊ 0⤋
It's probably phishing (trying to get you to give personal information). Show it to a BofA rep at a bank and see what they think. They will probably investigate on their own because stuff like that looks bad on them.
2007-08-23 18:58:50 · answer #10 · answered by PRC SD 3 · 1⤊ 0⤋