Credit - April 2007

can the bank repo the bike?

2007-04-12 08:19:52 · 8 answers · asked by Anonymous

For instance, I have been with the same cell phone company for over 5 years and have a very good rep with them when it comes to paying my bills on time... I was just wondering why it's not on my credit report? Shouldn't it be?

2007-04-12 06:32:39 · 9 answers · asked by Dennisse 3

I have an outstanding credit card balance that is now going through different collection agencies. A new one called the other day and I talked to the rudest woman yet. She tried to threaten to call my employer and I told her to go ahead if she thought that would help anything. But really....why would she try to scare me by threatening to call my employer? What good can that do?

2007-04-12 06:12:36 · 19 answers · asked by Jenn 6

How do I keep dept a collectors from calling my job....my student loan was taken from my tax years ago and now they are still calling me...who can I report this to?

2007-04-12 05:25:23 · 9 answers · asked by Anonymous

... will it help improve my credit score in any way at all????

2007-04-12 04:50:55 · 7 answers · asked by Unknown 1

Before I withdrawn the money I called the bank to verify if the check was valid and if came from a legitimate company and they said yes, therefore, I assume I can go ahead and withdraw the money. Am I accountable for this and they did not inform me of any possibility of fraud check???

2007-04-12 04:31:22 · 4 answers · asked by k c 1

I went thru a divorce 10 years ago, and was unable to continue paying two credit cards etc... Last year both cards were turned over to a legal firm who have made arrangements to accept monthly pay'ts. but those monthly payts are a burden. Am I legally responsible were I ever taken to court? I remarried 6 yrs ago. Would a judge take her paycheck in consideration?

2007-04-12 02:41:37 · 5 answers · asked by pianoart62 1

i had a car with welcome finance in march 2003 the original price of the loan was 4600 and after insurance policies which i was litterally forced to have and apr charges the total was over 12000.i paid 5500 before losing my job and have not paid anything since they failed to repposes it and now it has been past over to lewis debt collecters.my question is do i actually legally own the car as i have paid over the amount off the original loan price and if iwanted to sell it could i any help please.

2007-04-12 02:19:18 · 9 answers · asked by shmily 1

im making payment on my car and my house! will they come and take my house or my car away?

2007-04-11 21:34:45 · 4 answers · asked by tn_ng79 1

What are the legal consequences of this? the credit limit is $1,500.00.

2007-04-11 19:18:18 · 19 answers · asked by Kniphe Party 1

2007-04-11 18:41:37 · 8 answers · asked by Dukkie 1

I'v applied and been approved for a Visa Salute 1 month ago, but I didn't receive it yet; however since 2 days ago there is an open account that I don't recognize in my credit bureau information. There isn't a telephone number to ask. Please help me to understand

2007-04-11 15:30:36 · 2 answers · asked by Karl N 1

in march 2000 or 2001 i had a phone bought another one had the first one turned off suppostly,then it was stolen reported to the cellular company to turn off,thought that was the end of that,but later they turned my new phone off because the old phone was being used in oakhloma with an oakhloma number.so i paid my bill,but not the other one so they turn mines off.and reported it to all 3 credit union,still on my credit reports.

2007-04-11 14:13:17 · 6 answers · asked by faytazmania 1

2007-04-11 13:55:53 · 7 answers · asked by martinmrmar 1

I am thinking of refinancing my debt of over $20,000.00 to my home loan. My payment will go up $250.00 a month but I pay $500.00 min now. I will have no other payment than usual monthly bills, power, phone, ect. I also do not have a car payment. Would you do it, or just pay the debt for several more years? Also only 15 years will be the life of the loan..

2007-04-11 13:21:03 · 4 answers · asked by I love the flipflops 5

I just opened a new account with wellls fargo because they're convenient......not like my credit union which is far from my house because i moved..........the checks that i have with my credit union starts in the 2000s........so now that i opened a new account at a bank, i wonder if the starter checks are acceptable?

2007-04-11 13:06:50 · 6 answers · asked by Windy 2

2007-04-11 12:58:10 · 3 answers · asked by ? 4

2007-04-11 12:46:27 · 4 answers · asked by extremelucky7 1

2007-04-11 12:14:10 · 1 answers · asked by penny 1

I'm a college student, and there are lots of guys around campus giving away free sandwiches if you fill out credit card applications. I've filled out a couple with totally false information because I really needed those sandwiches. Can I get into trouble for this? I DO NOT want a credit card, but I DO want sandwiches.

2007-04-11 11:56:12 · 11 answers · asked by Mickey D 2

have them removed? How does "disputing" work on a credit report and do CC card companies usually win?

2007-04-11 11:54:57 · 2 answers · asked by devdas 1

I need help raising my credit score. I would like to buy a house in a few years, but with a FICO score of 698,714, and 693, I know I won't get the best interest rate.

I owe $4000 on a car, I have one credit card with a very low balance, and all of my youthful indiscretions were settled and paid off 4 years ago.

Unfortunately my youthful indiscretions included a couple of Charge Off's that won't go away for another 3 years. I've tried everything to get them removed, but I've been unsuccessful. I've also heard that removing the negative items might hurt my score so I've given-up trying to remove them.

I use my one and only credit card very responsibly by always paying the balance in full every month (except for major purchases like my computer) and I haven't had a late payment in over 4 years.

Is there anything more I can do raise my score or am I just doomed to pay a higher interest rate for the rest of my life?

2007-04-11 11:40:52 · 10 answers · asked by Tim T 2

2007-04-11 11:21:14 · 3 answers · asked by Anonymous

alot of these things that come in the mail are a joke they like to take your money and run with it
because that has happen to me more then once so there you go .

2007-04-11 11:13:10 · 2 answers · asked by angel bunnie 1

does visa charge me extra if i pay my phone bill
or is it better to write a check

because i see an option of paying my bill online using visa credit card

2007-04-11 09:06:41 · 9 answers · asked by Luby 5

Okay, so I'm 19, I just got a credit card to build my credit, I've been searching around and some people say you should pay your cc payment in full every month and other say you should pay I think 40% above the minimum payment because if you pay in full the banks aren't making interest off you, which means you're not getting reported, that you should carry a balance for 3-6 months. I called my cc company and they told me as well that I should pay in full every month. I think they lady was new she had to get off the phone to ask someone else.

Can someone please help me, I'm trying to build my credit as fast as possible.


Please answers from people with cc's and good credit, ty

2007-04-11 07:43:09 · 12 answers · asked by My Name 1

I am looking for a small loan to relocate to GA after finding biological family there. We visited and got along great- now I can learn all I should know about my family. However the family does not have money- but they do need someone there to care for my aunt.

2007-04-11 07:37:40 · 2 answers · asked by vikingangel2000 1

I am getting married in 2 weeks and we will be looking for a house to buy. I have excellent credit but my wife-to-be is a recent immigrant to the US so has absolutlety NO credit history whatsoever. How will our credit score be determined?

2007-04-11 07:14:30 · 13 answers · asked by gary3612 1

im getting an anual credit report and its asking to chose one,TRANS UNION,EXPERIAN,and EQUIFAX..which one is the one that matters the most?

2007-04-11 06:45:37 · 4 answers · asked by Prostidude 2

who was responsible for introducing it?
what the reason for the introduction?
when was it first introduced?
why was it introduced?
i dont need all these answered but it would be helpful, just like to know the answer to the original question. please nothing to do with credit cards etc but the actual term 'credit'

2007-04-11 06:42:21 · 6 answers · asked by slim p 2