Credit - July 2006

2006-07-29 17:33:24 · 2 answers · asked by SHENG 1

like do i just pay the min payment or double up on payments whats the best way....

2006-07-29 17:29:13 · 8 answers · asked by BLUEEYES 2

2006-07-29 17:18:39 · 9 answers · asked by dallas_oakland 1

2006-07-29 17:00:58 · 21 answers · asked by I-C-U 5

2006-07-29 16:38:35 · 10 answers · asked by sagatela 2

2006-07-29 15:27:29 · 6 answers · asked by ReeCee 1

2006-07-29 14:44:56 · 7 answers · asked by Anonymous

I co-signed for my (now) ex-boyfriends car about a year and a half ago. I only did it because I was told that it would only be for a year, and then it could be transferred into his name. Well that didn't happen, and I now have creditors calling me because he continues to fall beind with his payments. I am not sure what my rights are, or if I have any as the co-signer. The creditors and bankers are no help, and I seem to have a hard time finding people who can give me good advice.
As a co-signer, can I take the car from him, and sell it on my own, or do I have to get it transferred into my name before I can do anything?

2006-07-29 13:32:59 · 15 answers · asked by Kat 1

2006-07-29 13:25:54 · 9 answers · asked by RENEE 1

I constantly listen to adds and recommendations that knowing your credit report score will help you get a better loan or deal, with less interests. Isn't it enough to know that you have bad, ok or excellent credit? Do you actually go to the bank or the car dealer and say something like: "Hey, my credit score is 740, give me a good deal!"

I'm from another country and I'm trying to build my credit history, so any help is welcomed. Thanks!.

2006-07-29 13:07:21 · 10 answers · asked by Anonymous

2006-07-29 12:16:48 · 9 answers · asked by nanette p 1

Form to indicate person contacted, date, results of call, follow up requiered

2006-07-29 10:42:10 · 2 answers · asked by Anonymous

2006-07-29 09:37:16 · 8 answers · asked by allnightergl 2

I need to file bankruptcy and I'm wondering how long does the process take.

I understand I have to take a class or something like that.

2006-07-29 09:04:44 · 5 answers · asked by Anonymous

Thanks for the answers. Here is what I did last week.

I called the Collection Agency and explained that I was unemployed and I didn't have any assets. I told him that I wanted to pay $100 a month. I have a relative who can help me with this. The CA wanted a lump sum and I explained I couldn't do the lump sum but I could do the monthly payments. He became rude and hung up. The debt is for $2000 with Capital One.

So should I just try calling Capital One Monday? I have a return and answer date in court scheduled on Tuesday.

2006-07-29 09:02:15 · 4 answers · asked by Anonymous

Currently my credit score is very low as i did not make any payments since1999 and so on because of which 3 of my Credit Card companies charge off, reported loss or Cancel/Closed the accounts, and they in turn sold them to Collection companies who are reporting them every year to the credit bureau, by which my account looks so bad most recently they reported in December 2005, I know it's my mistake and i want to repair it, Some one told me that even if i repay the whole thing still it does not help me as the history of past 5to6 years still remains the same in you history is their any other way which helps me in repairing my credit, Please advice me a good solution.

2006-07-29 07:51:56 · 4 answers · asked by Anonymous

2006-07-29 06:00:42 · 5 answers · asked by Valentina K 2

I thought there was a law passed that prohibited this practice, but I found a Service Station that is charging two different prices, one for cash and one for credit. I saw their price on the sign and stopped, then when I pressed credit, the price went up 6 cents per gal. Needless to say I was mad and I just left without filling up.

2006-07-29 01:54:22 · 9 answers · asked by trigger 1

2006-07-28 23:36:15 · 8 answers · asked by tiggerfan8599 1

I'm wondering if, in the event of identity theft, a simple call to the card company to cancel will disable the thieves from further use of the card and the numbers that represent it. Is it that easy? I make plenty of international online orders and want to make sure what the deal is on financial "defense" in the event of a mishap.

2006-07-28 21:55:56 · 13 answers · asked by perfectlybaked 7

I just got a second credit card to build up my credit. My first card is through my bank, and they are very flexible with minimum payments, due dates etc... My new card is through capital one , and was wondering does anyone know what percentage they usually charge as minimum payment?

2006-07-28 20:50:34 · 6 answers · asked by VL 4

2006-07-28 19:28:51 · 18 answers · asked by oops 1

2006-07-28 18:51:17 · 7 answers · asked by abonizer 2

What Happens If Mail Dosent Get Stamped?

2006-07-28 18:36:20 · 8 answers · asked by Anonymous

Does anyone know a way to use a credit card to pay off a credit card and in the process no interest is accumulated?

2006-07-28 18:04:06 · 13 answers · asked by cypress91722 3

Ok i had a collections on my credit report from about 4 years ago. even though the account has been paid and closed since July of 2004 it is still showing as a negative on my credit. The last credit run i had was in April when i bought my house and my score was about 750.

I just requested a dispute and investigation on that item and now i am wondering if when it gets figured out will it raise my score any?

2006-07-28 16:50:44 · 8 answers · asked by michael a 2

2006-07-28 16:19:21 · 2 answers · asked by lazerhvac 1

My credit is in bad shape and I keep receiving offers to get a Aspire or Aspen credit card, but they have a $150.00 annual fee and a $29.00 start up fee and $6.00 a month fee. I would like to build up my credit score again--would this type of card help--my fico is around 550. I always throw these offers away, but I am wondering if I should take one.

2006-07-28 15:49:45 · 7 answers · asked by luna42 2

Do you get better credit by charging a little bit to each card, rather than using just one?

2006-07-28 15:28:21 · 16 answers · asked by youdontknowme 3

People, I know this might not be the best place to ask a question BUT please help me. I been married for 12 years to a very nice woman we were very happy, but I meet someone else, then we starting an affair, my wife cought me and gave me a last chance, this was a year ago, then my father died in March 21, this girl send me an e-mail saying how sorry she was, and that she wanted to see me, I gave he a wrong cell number since she ask me number, then my wife saw those e-mails and she tought I was cheatting again, she dump me out of the house in April and since then I have been leaving in a small apartment, she file for divorce, I'm paying child support temporality while divorce is all done, I do not know what to do .... I even went to see a fortune teller, I'm paying 1000 dlls so she can help me, I know this might sound dtupid BUT i do not know what to do, we still have sex and go out I do not know what to do.......PLEASE HELP !

2006-07-28 15:16:13 · 9 answers · asked by John G 1