Credit - July 2006

for a free credit report for whatever 30 days or the small print is. Is it smart to get this a few times in 30 days then cancel the service? Does this hurt your credit rating? We have great credit but we have not looked at it in over a year so I want to make sure we are still in the excellent credit "zone". Thanks!!!

2006-07-28 14:49:34 · 10 answers · asked by MaryJaneD 5

I haven't had any late payments with my phone carrier MCI, for over a year..and I've paid my car insurance (Progressive) on time for over a year too..Can I have this added to my credit reports to boost my credit score?

2006-07-28 13:53:20 · 6 answers · asked by Anonymous

I have a credit rating of lower than 600, and own no home.

2006-07-28 13:50:24 · 16 answers · asked by EvaM 1

I live in Bronx, N Y and I need help. If any one can give me ideas of how to get appplicants for credit cards or places where I can leave credit card applications for people to apply.My school was give a unique opportunity. For every approved application a get 10 points. What ever is my total they will devide it by half and credit my tuition that amount. So if a get 100 people to apply for a credit card and get approved that will equal 1000 points so I would get a $500.00 credit to my tuition.

2006-07-28 13:50:01 · 3 answers · asked by Anonymous

2006-07-28 13:43:15 · 8 answers · asked by redbone8188 3

2006-07-28 13:40:56 · 12 answers · asked by Nana 1

2006-07-28 13:24:51 · 2 answers · asked by bluesparklecat 1

2006-07-28 12:21:58 · 6 answers · asked by me 1

I just found out that my credit card went from 6% to 32% and I have a balance of 7000.00. I want to scream. I'm thinking of debt settlement through credit solutions, but they said it will affect me credit. is this something good to do.

2006-07-28 12:21:19 · 14 answers · asked by lovebnjenn 2

2006-07-28 12:16:27 · 4 answers · asked by Anonymous

credit report. 1yr?, 7 yrs from today or do they count 7 yrs from the 5 yrs ago when i was past due/ 2 yrs left?? im confused........

2006-07-28 12:12:57 · 8 answers · asked by Anonymous

to sue me. Can they legally sue me still? Can they put a lien on my house? i live in illinois

2006-07-28 12:08:57 · 6 answers · asked by Anonymous

2006-07-28 11:47:06 · 7 answers · asked by Anonymous

I make payments on my credit card instead of paying it in full. I'm 19 years old and will soon be looking for a place to live. Will the fact that I pay payments every month affect my credit history? Is it bad to do so?

2006-07-28 10:57:38 · 13 answers · asked by youdontknowme 3

does anyone know anyone who can take stuff off there credit or add good lines of credit

2006-07-28 10:29:18 · 4 answers · asked by LOWEND99 1

2006-07-28 09:52:55 · 10 answers · asked by jackrabbit 2

2006-07-28 09:47:34 · 5 answers · asked by sk8brat66 1

I've heard it does and it doesn't, who's right? I'd just like to know where I stand. I know it's good but I want to know how good.

2006-07-28 09:43:35 · 10 answers · asked by conradj213 7

I'm just starting my credit and I have nothing on my credit report, I mean 0, nothing, nada, what can i do to start building my credit, some finance companies and banks dont want to give me credit because i don;t have any.....what can I do????


Serious Answers Please.....

2006-07-28 08:11:00 · 9 answers · asked by ?????? 1

It was for a credit card payment to Target. Do I need to go there or will that contact me or will they just try to re-deposit it? I have the money to cover it in my account now.

2006-07-28 07:38:50 · 12 answers · asked by jack512 2

2006-07-28 07:03:32 · 10 answers · asked by andy a 2

Okay, so my husband has a debt with a collection agency. We want to pay off the debt and when I called I told them we could pay $100 a month. They said that they would not accept this because it would take too long. They said that the payment would have to be at least $300 or more a month. On top of it all they said that we could make payments of $100 a month but that they would still take it to court. Is this even legal?

2006-07-28 07:01:52 · 9 answers · asked by nish826 2

my friend at the time offered me to come to ballys with her for a 2 week trail period i met up with her and when we went to ballys instead of going to work out we was sat in a room for 3 hours talking about our weight and how can we be happy with our slefs looking the way we do at the time i was 18 im now 22 anyway we kept telling the fitness guy no we dont want to sign up we thought we won 2 weeks free at ballys he still was being presistant i even told him i had no job to pay for services the guy kept on talking about us and putting us down we even tried to get up and he blocked the door my friend took this as a joke and continued to let him try to talk us in to signing up she ended up getting the two year plan he informed me that i qualify for a free year becuase she was signing up i thought that was great stupid me and gave him my debit card i never went back to the gym after that now 4 years later i have this nasty creditors callin and hassing me i tried everything please help me

2006-07-28 06:48:11 · 6 answers · asked by mongo112 1

Do I have to pay it off before I cancel it? How can I cancel it? I don't want the card anymore.

2006-07-28 06:00:32 · 4 answers · asked by victoriaelaine2004 3

I have an outstanding balance with a creditor, I called one of debt releif organization. So I am making monthly payments. The collection agency put my account as "charged off". Are they allowed to put the status of my account as "charged off" eventhough I am making monthly payment?..is there anyway to get this erased from my credit report.
Thank you all for your help.

2006-07-28 05:30:43 · 11 answers · asked by Mike H 1

does your credit start at zero and just start working itself up?? how long will it take for me to build decent credit?

2006-07-28 05:13:06 · 30 answers · asked by Lola P 6

Hi, I am new here in USA. The first thing I noticed is it is very important to build a good credit. I just want to know how to build a good credit score? I have a bank account and a visa card. I would like your advise. Thanks.

2006-07-28 05:00:38 · 11 answers · asked by Mandeep B 2

2006-07-28 04:34:36 · 4 answers · asked by washeurman 1

does it matter if one bankruptcy was filed while you were married and then get divorced and want to later file as a single? Does it matter the type?

2006-07-28 04:30:56 · 16 answers · asked by A H 1

2006-07-28 04:16:12 · 11 answers · asked by Lee 7