Credit - July 2006

This situation has dropped my beacon scores about 18 points and now I'm mad about this so I'm thinking about not getting the car. But I almost feel obligated to buy the car because my scores fell so much and it may take years to raise them back up. Can I do anything about this? How can they get away with doing that?

2006-07-19 12:31:10 · 4 answers · asked by chocolatebabycakes 4

2006-07-19 11:44:08 · 3 answers · asked by mansoor m 1

2006-07-19 11:24:38 · 9 answers · asked by Anonymous

Any idea how much it costs to have a credit repair company try and fix your credit report

2006-07-19 11:20:45 · 14 answers · asked by Radiostar73 1

2006-07-19 10:54:30 · 6 answers · asked by elgin605 1

2006-07-19 10:41:25 · 6 answers · asked by Anonymous

She has had 2 previous bank accounts she overdrew one for two hundred the other for about nine hundred, I told her she should still try and open another so she can get direct deposite. I really don't want to open it in my name she may do the same thing and it be on my credit. So, I guess my question is do you reallly think it's likely she'll be able to get a checking account on her own?

2006-07-19 10:37:06 · 19 answers · asked by Anonymous

all i really want is a free credit report, not anything to do with a credit card, if i had one i wouldn't need a credit report.

2006-07-19 10:12:43 · 13 answers · asked by brenna4202004 1

2006-07-19 10:08:18 · 9 answers · asked by clarkesboy 3

2006-07-19 10:00:51 · 9 answers · asked by Anonymous

Please include source

2006-07-19 09:51:52 · 4 answers · asked by rallman@sbcglobal.net 5

2006-07-19 09:40:55 · 18 answers · asked by Alex 1

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2006-07-19 09:33:51 · 11 answers · asked by Anonymous

I was paying my bills and by accident put my car payment in my credit card bill and vice versa. As you can imagine the two were greatly different amounts, but even though they had the wrong name on them, they both deposited the funds. Is this even legal? Everyone is telling me there is nothing they can do.

2006-07-19 08:41:27 · 4 answers · asked by thebuffettour 2

2006-07-19 08:37:48 · 19 answers · asked by tcsears81 1

I recently got a new debit card because someone stole my other one. My question is does my checking account stay the same? Because someone sent me money on paypal and I extracted the money to send to my account, yet my account haven't received it yet but it said "completed."

2006-07-19 08:36:48 · 6 answers · asked by ditzygirl 1

remember the days?

2006-07-19 08:23:00 · 7 answers · asked by Anonymous

I have a credit score of 750 but have limited credit history. i have a $500 limit on my new Cap1 card.
I'm trying to build my credit history and the company told me that they dont report the credit limit. What should i do? Should I make purchases totally less than 150 and pay off the bill each month or should i max out the card at $450 and pay it off the same month so that the report looks like that is my limit?? Any suggestions as i want to build a very nice credit history so i can get a cash back rewards card in 6-12 months from now.

I'm VERY responsible about my money and will pay off the credit card IN FULL EVERY month.

Thanks for any helpful suggestions.

2006-07-19 07:38:05 · 5 answers · asked by Queen Nefertiti 3

I filed bankruptcy (here in IL) and was granted my discharge right after christmas of 05- I have tried to apply for a credit card but got denied. How do I start to rebuild my credit if no one will give me credit? Oh, and I refuse to do one of those prepaid cards. That just makes no sense to me. I will not pay someone to give me my own money and list it as a "credit line." Any suggestions? Serious answers only please.

2006-07-19 06:56:58 · 2 answers · asked by pinkgoddess725 3

What happens when a negetive remark (ie: Charge off) falls off the credit report after 7 years ...does it lower the credit score or swigs it higher .If the debt is never paid?

2006-07-19 06:34:21 · 5 answers · asked by sweet_babbe 2

They have being calling and calling every day & everyday I told them the same thing, they are saying that they haven't receive a payment since April, which is not true because the only payment that was late was the one from July which I allready send last week . I have in my bank statement that, the checks from May & June have being cashed from the same company. I have told them the same thing about this checks & the last time I spoke with a representative he even called me a liar.. Which I didn't like at all, I haven't beeing working my 40 per weeks due to my pregnancy & some problems that I had with blood pressure but I'm trying to send my payments on time except for July it is late only a week.. That is no the problem, then thing is the way the last guy treat me & the fact that it is not "reflecting" the check that I send ... Is there anything I can do to clear this out maybe a letter from the bank w/a copy of who cashed this checks?? any advices!!!

2006-07-19 06:31:10 · 3 answers · asked by Anonymous

I've heard somewhere that the bill must be 30 days late to matter.

2006-07-19 06:20:09 · 8 answers · asked by Anonymous

looking for this lawer, philip a orsi or petter j solnick from florida

2006-07-19 05:38:05 · 1 answers · asked by sherrieyahrmatter 1

Has anyone ever tried debt elimination? A company has contacted me about completely erasing my entire credit card debt within 1 year, then repairing the credit. Their website has testimonials of many people in all states. It is supposed to be a legal process and there is a lot of information to back that up. Has anyone ever done this before?

2006-07-19 04:38:04 · 7 answers · asked by Anonymous

I'm thinkin about getting a credit card but i know there are interest rates and such. how do you know if there are fees that they will charge you? Do they charge interest if you pay the bill off every month? Does it hurt your credit to apply for a credit card if you get denied? Where's the best place to get a credit card?

2006-07-19 04:14:21 · 4 answers · asked by bmcrowell 1

2006-07-19 04:09:25 · 5 answers · asked by need to know 1

What kind of loan is most economical for the customer (not the bank)? A Baloon loan or one with a fixed interest rate all the way through? It seems like the balloon loans you would be paying more interest since you have to re-negotiate the loan every so often? Please, I need some experienced people! Thanks!

2006-07-19 04:08:26 · 2 answers · asked by sugarbud 3

Is there a golden rule on what the best ratio is between available credit limits and credit used that will improve my credit score.

My credit score is good, since we always pay our bills on time. I decided to eliminate a bunch of dorment store credit cards and their available credit line. Now I am wondering if this will hurt my credit score, since it cut my available credit limit in half.

Any inteligent feedback is welcome.

2006-07-19 04:00:42 · 9 answers · asked by Avatar the last airbender 3

A payment of Rs.7000/- was made in favor of my SBI credit card in december '05 by one of my friend. Till date the payment has not been reflected as paid to my card. I am supposed to have paid more than what I am supposed to. The cheque was duly debitted from my friend's account in Hyderabad UTI Bank. On the contrary SBI claims that they have not received the amount but in the bank certificate and the statement the payment shows the cheque as having been accepted. There was an error of putting in an extra zero, in the last four digits of the credit card number. Despite repeated sending in of couriers and faxes to the SBI Credit Cards division in Gurgaon and Chennai the response is nil and bills keep coming in. The credit cards has also been blocked from further use. Do advise!!!!!!!!!!!!!

2006-07-19 03:13:24 · 2 answers · asked by s_tarak 1

I need to fix my credit, and there are people on E-bay and elsewhere who guarantee the full restoration of my credit. Are they legitimate?

2006-07-19 02:38:24 · 11 answers · asked by UserJoe9 3