Business & Finance - 7 November 2007

I got ill and fell behind on payments. I want to keep my home i been here all my life. Everybody i talk to say do a short sale. I know it's some kind of program out there can help me save my home. NEED HELP!!

2007-11-07 03:36:41 · 7 answers · asked by Anonymous in Renting & Real Estate

I am on the board of a non-profit preschool. Are we required to have a zero-based budget or can we budget to start a reserve fund for emergencies?

2007-11-07 03:36:23 · 1 answers · asked by Dori S 1 in Other - Business & Finance

her mortgage is amortized for 25 years.
-calculate her monthly mortgage paymentsfor the term
-assuming her rate is 6.25 for the remaining 20 yrs, what will she pay in total for her house?

2007-11-07 03:35:27 · 4 answers · asked by Anonymous in Renting & Real Estate

I was think it might affect the amount depending on the taxes for the area and the state and type of buisness, but if their is a rough idea out there i need some help.

PS--If you happen to mayby know the answer and just need a little bit more info. email me @tha_69_eyes@yahoo.com

2007-11-07 03:33:13 · 10 answers · asked by Anonymous in Small Business

2007-11-07 03:32:04 · 9 answers · asked by Anonymous in Investing

We are having trouble finding a company that will give us 2.5 million for our 4 unit building (it is techanilly a corporation) if any of the units are rented out. Most of rent them out.

2007-11-07 03:31:57 · 4 answers · asked by charlotte q 2 in Insurance

I've looked into all the (bad credit) credit cards and it's like $150-$200 just to get setup so before you even know it you got a bill for that already. What I'm asking is there a better way to build up your credit other than these crappy cards? Cause I would rather not waste my money on them

2007-11-07 03:30:21 · 5 answers · asked by Stop the world I want to get off 2 in Credit

I recently started working at ingles, and after working for about a week they told me it is mandatory to have direct deposit. i informed them that I don't have a bank account. They told me it doesn't matter- I have to get one. The problem with that is when I was married my husband ruined my Suntrust account and I haven't been able to pay it off... (we are getting a divorce this month and he will be accepting some of the balance)
My question is- how can they make it mandatory to have a bank account to have a job??? and any suggestions on what I should do? I am trying to get a bank of america cashpay card and hopefully they can use that... if not looks like they have to find a new employee- what a bunch of crap...

2007-11-07 03:27:47 · 16 answers · asked by Anonymous in Other - Careers & Employment

I am going to graduate college in December, I am working part-time at the moment (around $13,000/yr earnings), but will be going full-time at the same job in December (around $24,000 salary). Right now I am renting, but I have found a townhouse that I am very interested in purchasing. Here is the breakdown:

Renting Costs: $385/month
(studio apartment, bad neighborhood)

Townhouse Value (according to PVA): $60,000
Townhouse Asking Price: $64,000

Assuming that I could negotiate a deal somewhere around $60,000, should I try to get pre-approved for the mortgage? I have a credit score of around 720, and no debt except for about $6,000 on a credit card. My vehicle is paid off, and like I said, I have a job lined up already for after graduation.

I would rather purchase a townhouse at a good price, and be investing monthly payments instead of giving my money to a slum lord. Can I get pre-approved based on my income now or in the future? Or do I have to work full-time first?

2007-11-07 03:27:34 · 6 answers · asked by sillyoleme 1 in Renting & Real Estate

2007-11-07 03:26:53 · 2 answers · asked by GENE G 2 in Renting & Real Estate

2007-11-07 03:26:46 · 4 answers · asked by vip 1 in Investing

2007-11-07 03:23:26 · 6 answers · asked by katalyzm 1 in Insurance

My sister and her husband own a very small construction company that is about to go under. I told her since I work in bookkeeping that I can help her organize her company's books and see what I can do to help...the problem is that in three years they've not kept any records whatsoever! I'm overwhelmed and don't know where to start. I'm sure at this point nothing I can do can dig them out of the hole they are in but I want to help.

2007-11-07 03:22:54 · 1 answers · asked by Anonymous in Small Business

They are saying?!?

This REALLY annoys me!

How do we send a message to companies that foreign call centers will eventually HURT their businesses?

2007-11-07 03:22:21 · 6 answers · asked by Anonymous in Corporations

2007-11-07 03:20:57 · 1 answers · asked by mi_amore 1 in Corporations

2007-11-07 03:19:43 · 2 answers · asked by Lola 1 in United States

2007-11-07 03:16:50 · 2 answers · asked by Steven M 1 in Insurance

I am about to lose a lot of things very valuable to me because of my messy divorce (finacially) do anyone have any idea what resources I can use to get help, even if I got a second job I wouldn't get a check soon enough to help me on the debts that I have right now

2007-11-07 03:14:50 · 2 answers · asked by ? 5 in Personal Finance

Basically am getting confused about all the policies on offer - ideally want to be protected for mortgage if I'm ill, die, have an accident or made redundant, but want to buy one policy that does it all, is this possible? Been quoted £100 a month for all this (4 separate policies, life, trauma, sickness and unemployment) and wondered if that is reasonable? Thanks

2007-11-07 03:13:30 · 3 answers · asked by HelenS 2 in Renting & Real Estate

I paid 10,000 in interest (5,000 related to tax exempt investment) to the bank for loans to purchase inestment. Also i have the following

1. Capital gains from sale of stocks 5000
2. Dividend income from stocks 3000
3. Interest from saving account 10000

2007-11-07 03:10:32 · 4 answers · asked by ssss 1 in United States

Does anyone know how the postal service designates something as a rural route? We're building a house in a new neighborhood. This new street is a loop, with 10 homes on the inside of the loop and about 15 on the opposite side of the street. There are currently 3 homes on the inside, and the post office has told them that they are considered a rural route, and they'd have to pick up their mail from the post office--even though the carrier delivers to those homes on the other side of the street. This is not a rural area--it is a new neighborhood in our town. Anybody have any suggestion on who to contact regarding this issue. We just want our mail delivered as per normal (meaning the carrier delivers it to our home).

2007-11-07 03:09:28 · 5 answers · asked by melouofs 7 in Renting & Real Estate

I want to build onto my house and I recently found out the previous owner did not obtain building permits for adding onto this house will I be responsible for those permits now? Will I have to tear down the additions he put on? I live in a rural area with no restrictions. I have lived in this house for 10 years and just now found this out.

2007-11-07 03:09:00 · 1 answers · asked by mdjgirl7 4 in Renting & Real Estate

I rented my home out 2 years ago when I moved into my boyfriends home and just recently my boyfriend past away. I have no place to live and I need to move back into my home. How can I do this?

2007-11-07 03:05:30 · 2 answers · asked by Kim T 1 in Renting & Real Estate

How do i apply for government grant? does it take a long time to get it?

2007-11-07 03:02:02 · 2 answers · asked by chevyman727 3 in Personal Finance

2007-11-07 03:01:57 · 3 answers · asked by Jessica S 2 in United States

Im in a pickle here, i was looking at the stock TMY, they have bidders for a buyout, the stock trades at 2.00 and a realistic buyout is between 5-7 dollars which is a good little profit. My question is:

This company only has options til Jan 08, so with a buyout planned at $6 should i load up on the Jan 08 calls at 5.00? they are only about .10 pps , my only problem is if a deal gets done at the end of this month, how long would it take to close. and for the mere chance it got done and didnt close in time, would the options still go up?

2007-11-07 03:00:14 · 2 answers · asked by kundoggydawg 2 in Investing

What are the scenarios for tax codes..

for example....

children

being married

under what circumstances is your tax code lowered?

I think this country (uk) has gone mad, I am payming £200.00 in income tax and £105.00 in NI

2007-11-07 02:55:44 · 7 answers · asked by Rebz 5 in United Kingdom

My wife owns stock in a company that released a press release stating this info. What does that mean for that company and what should she do

2007-11-07 02:50:37 · 2 answers · asked by Anonymous in Other - Business & Finance

2007-11-07 02:46:04 · 6 answers · asked by meden03 1 in Credit

2007-11-07 02:41:13 · 3 answers · asked by doctorstrutz 1 in Personal Finance