2007-11-07 03:23:26 · 6 answers · asked by katalyzm 1 in Business & Finance ➔ Insurance
That's a loaded question. Let's just say, that your expired drivers license doesn't affect the fault statutes. In other words, if they were at fault with your license valid, they're still at fault with your license expired. But their insurance might be just as expired as your license - leaving you with having to sue them directly and try to collect.
2007-11-07 04:36:43 · answer #1 · answered by Anonymous 7 · 0⤊ 0⤋
The rule is in general if you get hit in the rear its there fault. However I think if your car doesn't have an up to date inspection sticker the other guy could put the fault on you. Also driving with an expired license is nuts because they don't charge that much for tags compared to what the fines will be if you get caught. They will not go easy on you because if they did everyone would drive around with no tags.
2007-11-07 11:46:33 · answer #2 · answered by Carl 6 · 0⤊ 0⤋
Yes, as the person who hit you is at fault. But, for driving on an expired license, you will be fined, and are quite dumb for doing that.
2007-11-07 12:28:40 · answer #3 · answered by Mr. Prefect 6 · 0⤊ 0⤋
Insurance companies build caveats into their policies
to protect themselves-Driving without a drivers licence,driving drunk,or in an unroadworthy vehicle/and possibly in an unregistered vehicle, means in Australia that your policy would be and void.Presumably,their company would try to make a case of not paying you because the driver in front had no licence etc-so they could challenge it.In which case you would have to try to claim off your Insurance .
But if you have no licence,etc-you would appear as very stupid to your own insurance (or theirs)..Insurance companies are not that 'humane'..look at the cost of their premiums...
2007-11-07 11:42:04 · answer #4 · answered by Johnny 2 · 0⤊ 0⤋
Maybe. Don't forget, one of the things your ins does is fight battles with the other ins co for you. Driving without a licence probably violated the terms of your ins, and it remains to be seen whether or not they will be willing to help you.
2007-11-07 13:15:28 · answer #5 · answered by TedEx 7 · 0⤊ 1⤋
sure
the rule is that if he's at fault, he pays no matter what your status is. Unless you're in a no fault state and then your insurance pays.
GL
2007-11-07 11:28:39 · answer #6 · answered by Spock (rhp) 7 · 0⤊ 0⤋