Business & Finance - 7 November 2007

We are refinancing our home mortgage. We are putting our regular mortgage together with a home equity to have one payment. We have all the loan paper work ready, but what do they actually want when they say "we need a copy of 2005 and 2006's taxes" I looked, last year I did turbo tax...I have ATON of papers in my folder..the year before we adended 3 times due to a screw up by the tax company....what form do they actually NEED to see?? I know i don't send them everything I have right? please help!

2007-11-07 13:04:52 · 7 answers · asked by MZ02 3 in Other - Taxes

2007-11-07 13:03:39 · 10 answers · asked by Sandra M 1 in United States

2007-11-07 13:01:42 · 5 answers · asked by Toddacanda 5 in Investing

I am single with no dependents...am I head of household or does that not apply?

2007-11-07 13:01:09 · 7 answers · asked by Vinatieri_Lover 3 in United States

This question is for my dad., He over drafted his checking account with his debit card.He went to the atm they balance said he had money in it and than when he went to the store thecard went through. Well on the 3rd his social security check was put in his acount and the bank took it all. All 300 of it . They said the atm balance was a mistake and they charged him this fee and that fee. My question is can they do this? I was told no one but the irs can touch a social security check.

2007-11-07 12:57:15 · 11 answers · asked by crazziegrl14 5 in Credit

I received a " demand for possession for nonpayment of rent". I had 7 days to pay the rent or move out. I moved out and now they are sueing me for the last two months left on the lease. Can I win in court?

2007-11-07 12:52:34 · 7 answers · asked by berta 1 in Renting & Real Estate

2007-11-07 12:52:13 · 15 answers · asked by night_train_to_memphis 6 in Personal Finance

How can a company record negative cash flows from operating activies for three quarters yet repot a net postive cash flow at the end of the fiscal year?

2007-11-07 12:45:27 · 6 answers · asked by Anonymous in Corporations

I am looking for some advice from a costumer of ING. how do they operate? is there any catch or something? i know that the account will be linked w/ my W.F.saving ac. so you could get screwed fast...

2007-11-07 12:45:22 · 1 answers · asked by 约瑟夫 3 in Personal Finance

we are moving into a new house... and i have to get the electic transfered to the new house.. well my question is.. do they shut off the electric in my old house that im moving from to the new house right away..


let me explain better...


is it possible to have the electic in both houses for a weekend while were moving everthing in.. and then my old houses electric shut off when were moved into the new house..

or is that not possible and they would have to shut off this house before they put it in the new one?


thanks

2007-11-07 12:41:35 · 2 answers · asked by lil0o0devil 1 in Renting & Real Estate

i just got a phone call at urban behaivour and its my first interview and first job im just wondering what they will ask me and what should i wear? ..i need help! please and thank you

2007-11-07 12:40:27 · 19 answers · asked by bebe 1 in Other - Careers & Employment

Could America drop every single federal tax and just increase sale's taxes? Would that work with the economy?

2007-11-07 12:35:13 · 3 answers · asked by StephenieBaby 1 in United States

and on the schedule the manger didnt put me down to work, do i still go in?and if i do is this something to be mad or embarassed about?

2007-11-07 12:31:59 · 3 answers · asked by bubba 1 in Other - Careers & Employment

Afterall, I am not using any property of US. For those who sells things online in another country but are US citizens or ex patriats, how do u guys file taxes?

2007-11-07 12:31:19 · 2 answers · asked by Confused 1 in United States

Hi. I have a credit card in which the minimum payment is now $800. It started out with an overdraft and a late fee, and the minimum was $150 which I could not afford, then it has just went up since then. How can I talk to the credit card company and explain them my problem (I am going to use my income taxes to pay them back when I get them next year), can they maybe stop the late payment fees or something? I really need help as they are starting to call my house and cell phone now. :(

2007-11-07 12:27:19 · 11 answers · asked by Anonymous in Credit

I've just started working through a temp agency and have received my second pay check. The 1st one had about 4.1% 'USS tax' taken from it while the second had 8.6% deducted. I know it's not Social Security or Medicare and it isn't unique to Washington State, where I'm employed, either. Does anybody know what this is and why it has varied so radically from one paycheck to the next?

2007-11-07 12:25:15 · 3 answers · asked by mothercary 2 in United States

I have collateral but I cannot seem to get approved anywhere. I have been in business for 3 years and now that my business has grown, I need more working capital to one up my competitors. I feel so desperate because if I dont get some working captial i am going to loose out on some major opportunities and no longer be ahead of my competitors. Even though my company is doing fine now, it could put me out of business.

2007-11-07 12:23:38 · 7 answers · asked by customizedride75 1 in Small Business

I live in Northern Indiana. Together, my neighbor and I, share a driveway (an easement). We both have slabs in our back yards to park on with the driveway as an access point. For the past year they haven't used the slab, but insist on parking at the very end of the driveway, where I can't get in or out. I don't live on a very safe street and don't want to park out there. I've asked them nicely to pull all the way back or park on the curb but they don't listen. I've contacted the Police, they said that there's not much I can do. I've contacted Code Enforcement, they told me to contact the police. I've tried to get a copy of the title, but I don't own the house, I'm renting. They have a walkway between their side of the driveway and their house, I don't. Of course we don't see eye to eye, and they feel since they were there first, they have the most say so. What do I do now, without causing to much conflict? I don't want problems but I want this resolved. Please help! ~NW IN

2007-11-07 12:15:51 · 3 answers · asked by babygates05 1 in Renting & Real Estate

If I am issued a 1099C, can the creditor still place a derogatory remark on my credit report? This is provided I claim this debt release as income and pay applicable taxes, of course.

2007-11-07 12:08:25 · 3 answers · asked by Anonymous in United States

2007-11-07 11:58:22 · 3 answers · asked by scotthero 1 in Corporations

tropical storm, we knew it was in a 100 year flood plain. However the house was rezoned and designated as a "high flood zone" we were quoted one price from the insurance company for flood insurance, so we could close, which was 675.00 a year, now less than 4 months later, we were hit with an escrow shortage, for 4300.00 . we can pay that in full before the end of the year or our mortgage will go from 1400.00 a month to 1900.09 for a year. My question is, shouldnt that have been disclosed to us from the sellers that this house was rezoned in a higher risk flood zone? Because I damn sure would not have bought this house if I had known that the flood insurance would have been so high. thanks

2007-11-07 11:56:12 · 8 answers · asked by becca c 2 in Renting & Real Estate

2007-11-07 11:40:24 · 3 answers · asked by jlbakerbrower76 2 in United States

So you're fresh out of grad school and you have what you believe is a great new idea; one that will potentially revolutionized the hi-tech industry, or any industry that is traditionally the playground of the young. You've got the expertise and the venture capital, now you need a team of brilliant, diligent, free-thinkers to help you bring your idea to fruition.

A few of your applicants are driving Buicks and sporting reading glasses, but they're smart and seasoned. However, most of their competition was born during the Reagan administration and rode to the interview on skateboards and hybrids. They are more in-tune with your ideal work environment and you don't have to educate them about the latest computer acronym. Would you hire the AARP crowd, or stick to what you’re more comfortable with? Or would you hire a mix and hope they blend?

2007-11-07 11:38:59 · 6 answers · asked by comic_sf 2 in Other - Careers & Employment

2007-11-07 11:35:39 · 1 answers · asked by Carol O 1 in Corporations

worked partime and eaned 8,000dollars

2007-11-07 11:30:22 · 3 answers · asked by Anonymous in United States

I have things on my credit at a time when I was 11 years old!! I obviously didn't do it. How can I get these items taken off my credit history?

2007-11-07 11:26:44 · 5 answers · asked by Rae 1 in Credit

2007-11-07 11:25:33 · 1 answers · asked by g-money 1 in Other - Careers & Employment

I am looking into getting my insurance license and was wondering what the requirements are besides the 40hr pre-license classes. How deep are the credit checks? Will a collection keep me out of it? Anything you can tell me would be appreciated. Thanks

2007-11-07 11:24:52 · 5 answers · asked by bummy65807 1 in Insurance

I'm curious why anyone would use or recommend http://www.user-guides.co.uk/ They stole my money and after dozens of emails and pleas I still haven't gotten my disk - not since 8-25-07. They agreed they had my money and said they'd send the disk and return my cash, they kept promising me until my PayPal appeal time ran out, then they disappeared. Do not do business with user-guides.co.uk they are thieves and frauds, you'll regret it if you do!

2007-11-07 11:21:28 · 1 answers · asked by Bill 1 in Other - Business & Finance

2007-11-07 11:16:41 · 1 answers · asked by shemetrar 2 in Corporations