Business & Finance - 7 November 2007

The whole deal has been bad since day one. They didn't do what the contract stated they would. There are two sets of closing papers. The closing took place more than a month after it was suppose to. They were to leave my first loan in place, but went and paid off my loan without my knowledge and are trying to get us evicted. We still don't even have all of the monies due us. I need to find an attorney who can represent us. We have some money, and we can also barter and trade if needed. This has been an underhanded deal from day one. Please help us save our home.

2007-11-07 02:39:43 · 4 answers · asked by shadow 1 in Renting & Real Estate

2007-11-07 02:37:28 · 6 answers · asked by magick81 1 in Renting & Real Estate

A friend of mine recently quit her job due to amount of illegal activities being carried on throughout the business. This includes federal and state tax information, as well as social security fraud. She thinks she ought to report them annonymously, her husband says to leave it alone. They are asking me for an opinion...What do you guys think? Is she being just as dishonest by letting this continue? Or should she let it slide and hope karma kicks in?

2007-11-07 02:34:25 · 4 answers · asked by Really now 4 in Other - Business & Finance

My husband and I are working towards eliminating some of our household costs. We already avoid debt, save money, and try to live within our means. We both work and make a fairly good income, but we never seem to get ahead. Please give me some pointers on what else we can do to pay off our debt and have more money in the bank.

2007-11-07 02:34:18 · 5 answers · asked by chutch1974 2 in Personal Finance

Looking to purchase a home and I don't think that I will qualify for a mortgage on my own. So, thinking about adding on a co-signer who will most likely be one or both of my parents. Do they then have to be listed on the deed as an owner of the property as well? The plan would be then after a year or two to 'buy' them out. Would there have to be an exchange of money to do that? Or could I simply re-finance the loan into my name only and have them removed from the deed at the same time? Looking for ways on how this is done with joint ownership.

Not sure if it matters but I live in Maryland in case someone knows specific laws in that state.

2007-11-07 02:30:51 · 9 answers · asked by jefe96us 2 in Renting & Real Estate

we have a 10 month old son and a 5 year old as well?

has anyone been through this? was it necessary to temporarily move through the house?

2007-11-07 02:17:11 · 5 answers · asked by Mark 1 in Renting & Real Estate

you have to spend it on 10 elementary schools 3 middle schools and 2 highschools.....

2007-11-07 02:16:11 · 6 answers · asked by Alli 2 in Personal Finance

When I filed my income tax last year, I was 24 years old and living at home with home w/ my mom (still am). I was also working part-time (made about $7500) and going to school part-time. I could've sworn that I read somewhere that I could claim independent no matter what (according to all the factors I've listed above).

However, my mother claimed me as a dependent since I still live with her rent free. The woman who did her return even said she could claim me. My mom even mentioned that she purchased a textbook for me (which she did not). I am slighlty peeved.

Yeah I do live rent free, but I buy my own clothes...pay for my books, pay for my bus and cab fare, personal items, ...

Sorry for rambling, but who is right? We both got letters from the IRS saying that one of us has to amend.

2007-11-07 02:14:47 · 8 answers · asked by Cameron 2 in United States

My 3 year old is in preschool and he never had the chicken pox vaccine because I don't think it's neccesary. The school said he's putting other children at risk and they require ALL children to have the vaccine. He has to get it or he cannot continue school there. He loves his school and I'd hate to remove him from there.

I've read alot about the vaccine and how it can cause problems for him later in life. I really don't think it's necessary for him to have it.

What I really don't understand is this. If all the other children in the school are vaccinated and my son gets the chicken pox. And possibly exposes them to it. If the vaccine really works then the other children shouldn't get it from him. Right? So why does he need it? I want him to get the chicken pox. My other children are older and they got the chicken pox when the were 3 and 4 and had no problems after.

2007-11-07 02:12:06 · 22 answers · asked by Melissa V 2 in Insurance

I currently live in Atlanta, GA. Even though the city is rapidly growing and the cost of living is going up; people's incomes are not, unfortunately. I have been out of college since 2004 and have recently been in search of a position that will pay me a minimum of $30,000; $40,000 is preferred. This has been the most difficult thing ever. Companies honestly only want to pay between $23,000 and $28,000. Any suggestions as to what I can do to find the position that I want. I do plan on going back to grad school, but would like a little money in my pocket to take care of expenses. Anything under $30,000 is not going to do that. Help!

2007-11-07 02:11:36 · 5 answers · asked by Brainysmurf 2 in Other - Careers & Employment

2007-11-07 02:09:29 · 15 answers · asked by boots is bad 1 in Small Business

I am purchasing a home and want to view previous home inspection records

2007-11-07 02:02:31 · 7 answers · asked by mo 1 in Renting & Real Estate

I am buying house in PA, and have no clue if I need to got to a PA tax preparer or my regular preparer in MD?! I understand that it may or not not be a big difference since I'm moving so close to the end of the year.

2007-11-07 02:01:41 · 4 answers · asked by King Crow 1 in United States

Well, my wife had a discover card about 5 years ago and went through a divorce and was stuck the card's balance. She basically hadn't done anything with it and Discover must have found her! Today, the was a withdraw of $1022 from Our joint checking......Can they legally do this without sending us any paperwork, court docs, judge order......??

PS, i live in Ohio... Thanks!!!

2007-11-07 01:59:22 · 4 answers · asked by Ryan P 2 in Personal Finance

i just lost a LOT of money in the stock market game and i was wondering if i should sell it because google lost us like over 4 thousand dollars thanks

2007-11-07 01:59:04 · 8 answers · asked by rockin_1994 1 in Investing

willing to do any work or almost anything to earn it, in or around the cambridgeshire east anglia region.

2007-11-07 01:58:49 · 12 answers · asked by Anonymous in Personal Finance

I got a new job (much better one) and I start this week. I want to quit my old job, but I'm afraid that if I quit without giving proper notice, that my former employer won't give me my paycheck. If I go in and quit today, can I still get my pay check in a couple days.

2007-11-07 01:58:37 · 10 answers · asked by Anonymous in Other - Careers & Employment

A shop manager has been has asked by her employer to lie in a letter for an insurance claim.
-The claim is for items that were shoplifted, while the manager was not present, which is exactly what she stated in the police report.
-If she was not present the Insurance company will pay the claim, now the employesr asks that she write to the insurance company saying she was present.
Help: what are the technicalities and implications if she writes such letter?
(she risks losing her job if she does not cooperate)

2007-11-07 01:56:44 · 11 answers · asked by moonbeam 1 in Insurance

2007-11-07 01:53:21 · 24 answers · asked by frankie 2 in Credit

I want to boy “stratus” franchise plan it’s commercial cleaning business I need 20-30$ for start I would barrow or would get some kind of personal loan but my credit score is 670 and I have no property no one want to give me money I would pay 15-18 % but……… maybe you know some banks or organizations, sagest me how to get out from this situation thanks so much SOS

2007-11-07 01:53:21 · 3 answers · asked by Duka M 1 in Personal Finance

2007-11-07 01:53:08 · 2 answers · asked by Pie 3 in Personal Finance

My mom began working from home as an accounts receivable manager. She received some monney orders that seemed suspicious, we called them in and sure enough they were not legally purchased.

2007-11-07 01:50:07 · 1 answers · asked by autumn g 1 in Other - Business & Finance

My friend rented out her condo to someone else with the permission of her landlord. She gave the person a written contract, but the person who had been paying her regularly stiffed her for the last months rent of $900. And left a unpaid utilty bill of almost $1000. What recourse would she have.

2007-11-07 01:47:48 · 4 answers · asked by Anonymous in Renting & Real Estate

hi i am currently looking for a job from home as i am out of work and need cash. i would appreciate it if anyone could recomend a site to go on. i am not willing to pay down money before i start. if any one works from home and could help please do. thanks

2007-11-07 01:46:07 · 14 answers · asked by maggs2 1 in Small Business

I gave my landlord a dated for the 5th, which is the last day to pay without being charged a late fee I got paid on the 7th, which gave the check 2 days to clear which is what it always takes. I checked my account today and he has switeched to an electronic ACH system and didnt tell me so in short it posted yesterday and bounced. Can he do that without telling me?

2007-11-07 01:44:42 · 9 answers · asked by Jeff 1 in Renting & Real Estate

I'm looking for a good reference guide to starting up my own business. I need something with all the basics like drawing up a business plan but I also need practical advise as well. Any recommendations?

2007-11-07 01:44:36 · 6 answers · asked by work_in_progress 2 in Small Business

My one Juniper card got it's limit lowered from $1000 to $250, which isn't much anyways to begin with, just because I was carrying a $4500 balance on my one Citicards card, which had a limit of like $1500, AND I've paid that off halfway its around $2500 now anyways. Most likely will be paid in full in the next few months.

Otherwise all my other credit cards, I have several, have $0 balances, and I'm on good standing.

Is this common, for creditors to DECREASE limits or possibly cancel/close the account for you?

Is a credit line decrease a possible SIGN that they're pending termination of your account, or at least a sign that they don't hold you in good standing?

2007-11-07 01:44:04 · 10 answers · asked by Anonymous in Credit

2007-11-07 01:37:27 · 4 answers · asked by Anonymous in Technology

2007-11-07 01:34:56 · 11 answers · asked by edward m 2 in Renting & Real Estate

2007-11-07 01:31:29 · 7 answers · asked by vysed 1 in Insurance