How do I save money adding my 16yr old daughter to my car insurance in NC.?

Answer 1

do you have more drivers than cars on the policy? if so, she can be assigned as an occasional driver instead of a primary. if the number of cars matches or is more than the number of drivers then she has to placed as a primary driver on one of them. assign her to a liability only auto on the policy. she is still covered to drive any car, but will be rated on that one auto in particular. if all your autos are full coverage, assign her to the lowest symbled auto and raise the deductibles as high as you can afford. As for Jenel..WRONG!!!!!! she lives in your house and once she has a license she HAS to be on your policy to be covered!

Answer 2

You might not be able to put your daughter on the least expensive car without declaring her primary driver of that car, and having a 16 year old as primary driver is more expensive than as occasional driver.

And don't rely on Janel's info on her being covered anyway (except for a very short period of time) up until the first accident.

Talk to your insurance agent.

Answer 3

Talk to your insurance agent. See if discounts such as good student (usually a B average) are available. I know the company I work for offers percentage discounts for multiple lines with them, for life, and home insurance. When the initial premium is high, the discount can be huge. Also make sure they are applying a driver training discount (if appropriate). See if there are any other discounts your daughter may be eligible for.

Answer 4

I actual have had a pair of motor vehicle insurers, i began with present day... extremely low-fee, yet no very own touch (except you have a workplace on your city.) i individually like my close by state farm agent, they actually seem to guard me, looking decrease fee rates... protecting sturdy Grade decrease fee rates nevertheless i'm at the instant out of college. Pay: in case you a sixteen year old boy... get a low-fee vehicle, severe miles, and probably something kin, like gm, or ford. I had a 1996 Pontiac sunlight hearth and paid around $a hundred and fifty a month, with a chit! I at the instant very own a 2002 ford Taurus and pay virtually $2 hundred a month... I actual have a cost tag or 2 nevertheless. Oh, once you turn 21 your fee is going down by way of a million/third... one very final theory, development a dating with insurance is a sturdy concept, decrease fee rates contain loyalty. i think of my mum and dad have been with state farm for 30 years, they have 2 new automobiles and pay decrease than $a hundred and fifty a month for complete insurance. which leads me to a distinctive theory (final one) in case you have a private loan for a motor vehicle from the financial company... they'll make you get complete insurance, by means of fact they very own it.

Answer 5

If you have Progressive car insurance the rates will not go up when you add a additional driver to any car. You might what to check into getting another insurance company. Progressive is really cheap and very supportive.

Answer 6

you put her on the least expensive car. Most insurance won't tell you but their covered even if they are not on you policy. But when they have their first accident they have to go on the policy after that.

Answer 7

GEICO- Look at Jed!!!! Beverly Hillbilies-sorry I really have no idea. Good Luck.