Business & Finance - 11 October 2007

and have to use an umbrella company for my wages to be paid- how much should I earn a week(450 pounds is the gross)
Thanks

2007-10-11 08:39:44 · 4 answers · asked by GailTilseys horse lip 1 in United Kingdom

In essence, I can use fake money, but be as if I were trading in the stock market for real. I would like to learn to trade and there's no best teacher than actually doing...

2007-10-11 08:38:12 · 10 answers · asked by Mico B 1 in Investing

I have a garnishment but they havent found out were I work at yet. My question is in the state of louisiana can they take my income taxes if I file?

2007-10-11 08:36:22 · 3 answers · asked by cuttie1972 2 in United States

Hi I have some bidders for my condo and I am selling it myself. Once I have a seller for the price I want. What is the next step??? DO I get a lawyer and have him write up a contract? What is after that step. Please help....

2007-10-11 08:26:43 · 8 answers · asked by David W 2 in Renting & Real Estate

I was wondering where you could buy the packaging that they put onto new DVD's as I run a program development business and can't find a website that sells it??!!

2007-10-11 08:21:59 · 2 answers · asked by Toby 2 in Other - Business & Finance

I have 2 credit cards that are activeted and1 that is not activated. The first card was activated 07/07. The 2nd 09/07 and the 3trd one is open (againts my wises) but not activated 10/07. I also have a student loan open in good standards.
Thats four open accounts in good standard.

I have 2 negative accounts in collection one iis going to be waved - removed when I recive a call today but is still there for now, and a small 2nd one that I will take care of soon.

Not long ago I had real bad credit im talking 530 credit score.
Now with some work it's 675.

what i want to know is haveing the 3 cards hurting my score open in that small amont of time? should I close 1 or leave things as they are.

2007-10-11 08:16:56 · 9 answers · asked by Anonymous in Credit

2007-10-11 08:13:59 · 4 answers · asked by slipknot 5 in Renting & Real Estate

I went to a computer store to purchase a computer, and went to a store in Ohio. My non-profit business is based in KY and I was purchasing something for it in OH. The store said it was policy that I have to have Ohio's stamp to be tax-exempt. The manager said quote "Our policy is tougher than other places." Can they do this, I was under the impression that being tax-exempt in KY and federally, I would be okay.

2007-10-11 08:07:23 · 4 answers · asked by valmikey 2 in United States

How many trillions of dollars did we bring in last year? Our deficit was down to 162.8 billion. How short where we percentage wise?

2007-10-11 08:01:42 · 2 answers · asked by thetyranyofevilmen 2 in United States

I am looking to re-locate w/ my girlfriend out of state. She makes 50,000 a year, and I will be making 45,000+ a year. She has a credit score in the 700-800 range, and I am in the 600 range. We want to buy a house. She doesnt know this, but i am going to propose if I get the job out of state. She will say yes..lol..I know this. The basis of question is how does a mortgage/loan application work when you are engaged? We are only looking to buy a house in the 100,000 - 150,000 range. We can certainly make that work w/ our incomes. Our credit card debt is around 2,000. However we do not have money to put anything substantial down on a down payment. (unless I tap my 401k). Can anyone offer any advice? We are 100% wanting to buy a house vs renting.

2007-10-11 08:00:54 · 7 answers · asked by podzman 1 in Renting & Real Estate

any advice for someone considering becoming a crewmember - whats the best and worst part of your job - is it as great a place to work at as they make it seem

2007-10-11 07:56:37 · 3 answers · asked by Anonymous in Other - Careers & Employment

2007-10-11 07:55:58 · 3 answers · asked by Anonymous in Other - Business & Finance

I have a question...CAN THEY DO THIS???? I live in a house, the owners have a management company do all their work for them. Well, I started gettin all this mail saying"we can save your home, for about a month, to the OWNERS(husband and wife) I never understood why they mail would come here even the deed came when i first moved in. Anyway, the house was lost to foreclosure and up for sheriff sale the 17th of this month. When management called to collect, and I told them, they did not know anything about it being in forclosure. Management went on to tell me how they refuse to collect any money on this address. Well about 2 weeks later, i get a 7 day notice,I call and asked why and management said the owner is going to get the house back or some bull, and I still have to pay rent, I just want to know can they do this, even if they did give me a date when we go to court how long tops would I have, I have a family of 7, need help people...Please people that understand and truly have answer

2007-10-11 07:55:26 · 4 answers · asked by Anonymous in Renting & Real Estate

We put an offer on the house 10 days ago. As we found out, the property is a foreclosure and owned by the bank.
It's been over 10 days and the bank did not give us an asnwer yet. Theoretically our offer is expired.
I've been told, that sometimes banks prefer not to give an answer for as long as they could while stretching the time expecting better offer.
Our offer was not full price. How can I expedite the process? Anyone has the experience bying a foreclosure? Why is it taking so long?

2007-10-11 07:47:39 · 8 answers · asked by tretree 2 in Renting & Real Estate

I have just received a notice of proposed assessment from the State Of Georgia. It basically says that I have been audited and found to owe $331.00 from the year 2005. It also outlines ways I can protest.

It also says that additional information is on the reverse side of the bill. That section is blank. There is no explanation as to WHY my 2005 taxes were wrong. I called the GA Dept of Revenue, and they said that they couldn't pull up my taxes because I filed electronically. Still, no explanation as to WHY I owe them $331.00.

I can protest in writing, but how can I argue with their numbers if I don't have them?

-->Adam

P.S. If it matters, I live in Indiana and only have a little bit of LLC income from Georgia.

2007-10-11 07:47:33 · 6 answers · asked by great_and_mighty_adam_levine 4 in United States

I have been working in the U.S since October 06. I got married this year in March and my spouse started working in September this year.
I still haven't updated my W4 for the year with my employer.Does this have any future consequences? Can i submit my tax returns (joint or seperately) with my wife next year and recieve the extra withholdings ?

2007-10-11 07:44:14 · 6 answers · asked by kulbir_85 1 in United States

I had a balance of £450, and transfered £650 to pay it off instead....what happens to the £200 surplus??

2007-10-11 07:37:13 · 13 answers · asked by Gary T 1 in Credit

Me and my fiance have been approved for about 290,000 of financing (we would never finance that much). We are looking for homes that are about 110-145k. We live in Wisconsin where the homes are much cheaper than out west or in the big city.
What is your best advice for a first time home buyer on real estate agencies, financing, or just general advice? Thanks for your input, it is appreciated!

2007-10-11 07:35:24 · 9 answers · asked by Anonymous in Renting & Real Estate

I bank with Barclays and want an ISA. However, you have to apply in a bank and I can't be asked. Anyone know of a good ISA with online signup?

2007-10-11 07:33:14 · 3 answers · asked by fiddefura 2 in Personal Finance

I aquired 2 new credit cards in June (BP and Home Depot). My score immediately dropped from 702 to 641 (FICO). As of today my score has not risen 1 point ! True Credit states the reason is I aquired the cards in too short of time. Now had I been denied the cards my score would have not dropped. My banker says I should cancel the cards and it should go back up. Since the score hasn't risen at all in 4 months I'm pondering doing just that! Any thoughts?

2007-10-11 07:26:36 · 5 answers · asked by tom b 1 in Credit

2007-10-11 07:19:04 · 12 answers · asked by pete6356 1 in Personal Finance

2007-10-11 07:12:44 · 2 answers · asked by mk1912 1 in Investing

Does anybody out there know if this is true,

2007-10-11 07:10:45 · 6 answers · asked by emigirl6363 2 in United States

According to MYFICO.COM, "Your FICO score measures the age of your oldest account and the average age of your accounts." So what this translates to is: Age Discrimination! They also say, "FICO High Achievers opened their oldest account 19 years ago, on average." How are we, in our twenties, supposed to have THAT long of a credit history? Or do lenders take into consideration our age and then understand why we have such a short credit history? ( 15% of our score is based on LENGTH ) In my opinion, they are basically saying the older we get, the less of a risk we become?? NOT ALWAYS TRUE

2007-10-11 07:02:01 · 7 answers · asked by Angeleyes78 3 in Credit

I am interested to do my own stock analysis. Eventually I hope to sell my reports, like for a buck or two. Is there any easy channel you can go through to sell the reports to investors?

2007-10-11 07:01:59 · 5 answers · asked by wqoeirmfd 2 in Investing

I have not paid rent for last two months(Sept & Oct) to bring landlord for negotiation under a clause in lease.I gave him offer for 4 month rent but he did not reply. My lease expires in May 08.What worst can happen to me . I am non-resident tenant for him. Can I send him demand letter u/ NY law.

2007-10-11 06:59:50 · 5 answers · asked by sumanrastogi 1 in Renting & Real Estate

2007-10-11 06:52:47 · 6 answers · asked by mk1912 1 in United States

I work with a small staffing company. We have around 80 clients. Usually we make gift baskets with different types of breads (banana, pumpkin, lemon), candy, calendars, pens, etc... This year we want to do something new. Has anyone received or given a truly amazing gift from/to another company? Remember also, we have to keep costs down! Thanks!

2007-10-11 06:51:48 · 6 answers · asked by Anonymous in Small Business

Hi, my friend is being sued by her former landlord for $4000 in damages to the place. She is contesting this amount, she agreed on some of the damages and paid those to him. The landlord provided her with a written accounting of the damages 30 days after moving out. but they were without reciepts and for ridiculous charges that she contested with a letter immediately after she recieved this letter. Six months later he provided reciepts that didn't even cover all of what he was charging for and a few reciepts had double entires all contradicting each other.

Does anyone know what consitutes a written accounting? can it just be a arbitrary figure written down and sent to the former tenant, or do you have to provide receipts and explanations at this time?

This is in Oregon. Thank you.

2007-10-11 06:50:30 · 3 answers · asked by stuckatdesk 2 in Renting & Real Estate

i know about the taxes and penalties that apply but i just want to withdraw from my 401k plan and roll that money over into a roll-over IRA. but do i have to quit my job to do so?

2007-10-11 06:49:54 · 7 answers · asked by misc1234us 2 in Personal Finance