Business & Finance - 7 October 2007

I was just wondering:

1. How are apartment rental bills paid? For example, every week, or every month?

2. Is the rental bill seperate from other bills For example, electricity, water, gas and all of that?

2007-10-07 12:02:51 · 3 answers · asked by Anonymous in Renting & Real Estate

I was sent to collections for becoming delinquent with my credit card payments.

I was irresponsible...I understand that.

I've called the collection agency and arrangment payments for three months.

Why do I keep reading that if you pay these "derogatory items" then your credit score will go DOWN but, if you do not pay your credit will stay as is and only improve with time?

I don't understand-is this true? What would be the incentive for anyone to pay off their debt (besides moral) I think it's ridiculos, that I've realized that I've made a mistake and have done everything to make it right yet-I'm worse off by doing so.

Please explain.

2007-10-07 11:55:29 · 4 answers · asked by an_american_trilogy2003 1 in Credit

I graduated 21 years ago - I don't know where my High School Diploma is - I've moved at least 10 times since then. I just started looking for a job and when I see that they require a HS Diploma, it made me wonder how to handle that...

2007-10-07 11:55:15 · 2 answers · asked by Angela G 2 in Other - Careers & Employment

We all live in the same state now, Ohio, and we are not sure of the law.

2007-10-07 11:52:25 · 4 answers · asked by leletanner 2 in United States

I'm trying to get some negative stuff off my credit. I've been told by credit repair people that even if you do a settlement it still doesnt help your credit so I might as well just dispute everything. What reason do I put down? Does it matter?

2007-10-07 11:35:17 · 5 answers · asked by Anonymous in Credit

Is there somewhere related to Investing that would be considered suitable to take a business and investing club, for a day? If the Pacific Exchange would have been in LA, that would have been great, but anything else? I know there are no closer exchanges than Pacific.

2007-10-07 11:34:20 · 3 answers · asked by dreamliner787 1 in Investing

I looked at my credit card statement today and found at least 250.00 worth of unauthorized credit charges, which occurred today and one yesterday from yahoo voice, which I don't even use. I called my credit card company and they stated I will have to wait 8 days because the charges are pending. This a crock of b.s.

2007-10-07 11:27:25 · 1 answers · asked by Anonymous in Personal Finance

I just had my first child this year and I was told that I receive money from the government when i file my taxes. Is this true? if so do i have to file differently?

also what else can you claim on your taxes? i heard you can claim child care or other things.

plus don't be rude if you answer i know how some people are on here..so if you don't have an answer thats helpful please don't answer!
Thanks

2007-10-07 11:26:34 · 5 answers · asked by jeanettelynng 1 in United States

Can overdrawing your checking account numerous times cause bad credit?
I pay everything on time, never late, always pay enough and yet I still have pretty bad credit. My only problem is overdrawing my account.
Does it screw me over?

2007-10-07 11:02:54 · 3 answers · asked by sulli21282 1 in Personal Finance

2007-10-07 11:01:17 · 4 answers · asked by missteaus 2 in Other - Taxes

My boss is being demoted. A position is being created for him. I am also interested in this position. Can my employer just create this position and appoint him to it, or are they legally obligated to "post" this position and allow others to apply for it?

2007-10-07 10:59:08 · 5 answers · asked by opsaop 2 in Law & Legal

Does anybody know any paid surveys or ads that pay straight to your PayPal Acc?

2007-10-07 10:48:36 · 6 answers · asked by Vivek K 2 in Credit

I order a free sample, and was suppose to only pay $3.95 shipping. I have been charged for a full supply for the last 3 months on my credit card. I also found where this company charged others too.
Can we get our money back. Who should we contact. They don't answer the phone, or email me back.

2007-10-07 10:39:59 · 7 answers · asked by Paige 4 in Credit

What happens if I die, say, tomorrow, and I have multiple savings bonds out in my name? Does the money go to my next-of-kin? Or can I put something in my will that dictates where the money goes?

2007-10-07 10:38:57 · 2 answers · asked by Anonymous in Other - Business & Finance

Im 18 years old currently studying Business & IT at college. Can anyone tell me what skills would i need to be a computer forensic analyst? am i doing the wrong course? what type of course should i take, would i need technician skills? i really dont know... all answers much appreciated, thank you very much.

2007-10-07 10:33:42 · 4 answers · asked by Anonymous in Technology

I know no one can tell me what to do, but I'm hoping a response on here might spark an idea with me.

I've switched majors 3 times now, and yet I still cannot figure out what I want to do. It's a little frustrating when seemingly everyone around me has a career path.

It's seems so simple to say 'find something you love' but it's really not that simple.

How did everyone out there come across their career?

2007-10-07 10:33:12 · 3 answers · asked by Anonymous in Other - Careers & Employment

2007-10-07 10:31:44 · 7 answers · asked by Bella 4 in United States

I am from Iowa, does anyone know how I can get help with making a deposit on my apartment.. I hear that the Salvation Army will help, but does anyone know how I go about doing that or how that works? Thanks...
I just dont understand how they expect a single mom to make a deposit and first month rent at the same time...

2007-10-07 10:31:37 · 3 answers · asked by Anonymous in Renting & Real Estate

I only have 2 weeks left to live in my crappy house. There is a giant hole in the floor in the middle of the hallway. It is covered in carpet so there is no risk of falling through but when I step on it it sinks in. I asked my landlord to fix it 2 times in the last year. Now my time is almost up and I am afraid he is not going to fix it then charge me for "damaging" the place even though the hole was there when I moved in. (it was not a big hole at first but it has gotten lots bigger)

How do I get him to fix this? I am very poor and can't afford to fix it if he charges me.

2007-10-07 10:30:49 · 4 answers · asked by Ambie 3 in Renting & Real Estate

I've been a supervisor for 2 years. I now want to give up my supervisory position, and return to being a regular employee. Looking for examples of a letter to submit, so that I don't burn my bridges, as this letter will be in my file for future prospective employers to see (if I ever find a better job)

2007-10-07 10:23:29 · 3 answers · asked by Jocy 1 in Other - Careers & Employment

how can i convince my parents to move to a plance in a very good neighborhood(jmy mom always said that she would move there if she could but my dad thinks diffenenty)i want to move because my crush that i have 4ever is like right there i mean we would not be neighbors but his backyard would be bacicly my front yard seriously i have been to his neighbors house befor (one of my friends lives there so that could e my excuse for wanting to move there so please give me some reasons for wanting to move I WANT TO MOVE SOOO BAD!!!!!!!!!!!!! PLEASE HHHHHHEEEEELLLLLPPPPPP

2007-10-07 10:20:45 · 6 answers · asked by Anonymous in Renting & Real Estate

i recently lost my card and i was wondering if they can get my pin and how in the world do they do that.

2007-10-07 10:20:04 · 2 answers · asked by jackie O 2 in Credit

where can a person get instrument, sponged to enhance his or her non-profitable organization's

2007-10-07 10:18:51 · 1 answers · asked by CLM 1 in Other - Business & Finance

I'm majoring in my third year of computer science and just realized that many jobs wanting my expertise will be office/cubicle jobs. Having an office/cubicle job right now and deciding that the office life is not right for me, I'm wondering where I will end up in the future. I'd prefer a job where I can travel and live wherever I want, perhaps somewhere in Europe, and write/modify code from a remote location. That would make me happy.

My computer science professors emphasize working on teams and I don't know if I would be able to travel and do what I want and still remain part of that team.

What I'm really saying is that my dream is to travel (not just whimpy vacations, but to live), but most jobs in the computer science field are office-like and, in my opinion, boring.
Does anyone have any advice on how I can do both with a computer science degree? - travel and work remotely.

2007-10-07 10:08:46 · 2 answers · asked by Gregory 2 in Technology

2007-10-07 09:56:11 · 4 answers · asked by Anonymous in Other - Careers & Employment

I'm willing to invest a little..but dont have much.
i m looking for some ideas that dont cost allot.
any toughts??

2007-10-07 09:45:00 · 11 answers · asked by Anonymous in Investing

I recently started a new job, and in Iowa (most states I think) you are required to get your license when talking with people about insurance. Does anyone know how difficult this test is?
I will be dealing with PC only. (property and casualty)

2007-10-07 09:44:38 · 3 answers · asked by jaswinelover1 2 in Insurance

Tell us about yourself.
Tell us about a situation where you convinced someone in a sales situation?
How would you motivate a team?
Why do you want to work with our firm?
Give us an example of your ability to work as part of a team.
What was your role?
How do you handle tension?
Give us an example of your ability to work under pressure?
What starting salary do you expect?
What can you offer to our firm?
Are you a leader or a follower?
How many hours would you like to work?
Of your past jobs, which job was your favorite? Which one did you enjoy the least?
What were your duties on your favorite job? What was challenging about the job and how did you deal with those challenges.
Do you have anything to add?

2007-10-07 09:34:47 · 1 answers · asked by Anonymous in Other - Careers & Employment

I sold a business about 2 years ago & am due to pay the CGT on the gain by End Jan 08. I have not had any earnings since that time & lived on the money made from the sale. Everyone gets a tax free allowance on their earnings , so can I not use my allowance to offset the CGT bill as I have not been able to take advantage of this allowance?

2007-10-07 09:34:26 · 5 answers · asked by Anonymous in United Kingdom

2007-10-07 09:33:11 · 10 answers · asked by Anonymous in Personal Finance