Business & Finance - 31 July 2007

Hello, I just got approved for a credit card that has an annual fee. I applied for a Discover card and they said this is a sister company of Discover and that the Discover logo will still be on the credit card, HSVC bank or something like that, has anyone heard of this?

Anyway, there is a $59 annual fee that she said can be split up and paid on monthly and that if for the first year keep good repor with them they can always take the annual fee off. Is this worth it? Has anyone else had a credit card that has an annual fee? What is your opinion of these credit cards?

I have one credit card already, but we wanted to get another one to use just for emergencies.

2007-07-31 15:34:49 · 5 answers · asked by mom2abigsis 2 in Credit

thanks

2007-07-31 15:33:27 · 8 answers · asked by That's so Vintage! 3 in Renting & Real Estate

I am an actor- not as a full profession. Just looking for ways to advertise my services and claim as a loss on my taxes.

2007-07-31 15:28:15 · 2 answers · asked by kluch 1 in United States

Has anyone worked at Bloomingdales? I have an interview there, what should I expect? Does anyone have any stories to share about their experience at Bloomingdales? Is there a lot of sales involved?

2007-07-31 15:23:01 · 2 answers · asked by Eye 2 in Other - Careers & Employment

Well i attend college 1st year and im starting classes On Aug 28th i currently work in....

Shea Stadium(Baseball Stadium of the NY Mets) - Im a counterworker/cashier - $8.00/hr i usually work in a beer stand selling only beer whenever the mets are playing in NY i work for about 5 hours so its $40 and i make about $50 - $80 each day they play here.

Circuit City (Warehouse/Customer Service) i Get paid $9.50/hr and ill i do is stock items,help customers out with transactions and assit them, also unload trucks and get items ready for cutomers pickups. I work about 7 hrs a day and 5 times a week. Bad thing is they dont pay for overtime.

Country Hill(a restaurant in the city) im a busboy there and they pay me $10/hr and i work about 6 hrs 4 times a week (just started there and it takes me about 1 1/2 to get there and only been working there for a week.

Sooo can u guys help me outt in deciding which job to keep..

2007-07-31 15:21:29 · 8 answers · asked by patr0l_gn 3 in Other - Careers & Employment

I have tried to reason with a coworker through a mediator. She has told lies about me and tried to get me fired by saying I'm stalking her and keeping her from doing her job. I have absolutely no contact with her so I don't know how this could be. I have went to her boss to ask him to speak to her about the issues. All he says is that she is not doing it and if I let things be it will go away. Well, it hasn't. She is still telling lies to coworkers about me. I then went to Human Resources to file a claim about her behavior. Again I was told to let it go because filing a claim would only make things worse. She has made my job unbearable because of the constant interrogations when she claims I have done something to her. I don't even work in the same dept. as she does. Leaving my job isn't really an option. I am at my wits end with all this. Any suggestions?

2007-07-31 15:14:24 · 4 answers · asked by Carrie C 2 in Other - Careers & Employment

I went to the bank today and tried to get a home equity loan but they turned me down because I had bad credit. I have a stable job that I worked at for over 5 years, I own my home and it is fully paid for. I drive a 2006 Mustang Gt but they still turned me down because of bad credit. I wanted to get the cash to fix my home becuase it need new pipes and a heating system, so i wasnt going to go blow the money. My credit isnt super bad but its still not good, is it possible for me to get a home equity loan without good credit. i DONT want any online loan stuff or any stuff like that. I LIVE in a small town with not that many banks and i need this loan before winter. cAN I GET THIS LOAN WITH MY BAD CREDIT?

2007-07-31 15:08:40 · 2 answers · asked by Anonymous in Renting & Real Estate

I have a capital one credit card which has 14.45% APR and I wish to withdraw 500$ from the card as cash from Bank of America ATM ....How much transaction fee will i be levied?

2007-07-31 15:04:36 · 4 answers · asked by vikramkone 1 in Credit

They say you need 199 to start plus licensing fees. They say you can make 100K in the first year or earlier. They alo say you can recruit people and make a ton of money of of them. They also say you can make over 1K with one customer.

I just want to know if this is a good company they are #1 on forbes mag. and it seems good helping people save money and help them invest looks great. Does this company really help people get out of debt? for cheap

2007-07-31 14:59:38 · 6 answers · asked by $$$MAKER 1 in Insurance

We just got a call today threatning my husband with a warrant for jail time for a payday loan taken out in California 4 years ago! We now live in AZ. We are just now getting over having serious health problem and were considering bankruptcy. Can they do this? We offered a payment arrangement and they hung up on us saying we have 2 hours to pay otherwise they will seek to obtain a warrant for his arrest. Neither of us has had any legal problems and other than having a serious problem with debt that we were already planning on paying we have been good citizens. Can anyone please tell me what can be done or if anyone out there has had this type of experience? The company making threats is Bloomberg Soloman & Associates based out of GA. Please let me know if anyone out there has had this type of experience. Thank you. Also can you put a payday loan on a bankruptcy?

2007-07-31 14:58:34 · 12 answers · asked by moopie 1 in Credit

2007-07-31 14:56:54 · 3 answers · asked by ManiAx 1 in Other - Advertising & Marketing

I live in Minnesota where landlords are required to be licensed to rent property. I am interested in looking to see if my landlord is actually licensed. Does anyone know of a website where I can look this up? If not, is there a number or address I can write to for the information? Thanks!

2007-07-31 14:55:32 · 4 answers · asked by Anonymous in Renting & Real Estate

I'm currently working at a new store and they are hiring about 50 people to help set up the store.. so I'm just a little concern that I might get laid-off or something when the store opens...

2007-07-31 14:53:02 · 2 answers · asked by Anonymous in Other - Careers & Employment

Companies often have to increase their investment costs to obtain real options. Why might this be so, and how could a firm decide if it was worth the cost to obtain a given real option?

2007-07-31 14:40:22 · 1 answers · asked by angel_rat_83 1 in Other - Business & Finance

I recently turned 18 and am looking to rent an apartment with a good friend of mine in a couple of months. I know absolutley nothing about renting. A few questions I have is do you need to have alot of money upfront? I was told you need to pay at least 6 months of rent upfront? Anything else that would be helpful for me to know? Thanks!

2007-07-31 14:39:52 · 4 answers · asked by :) 1 in Renting & Real Estate

I made a written offer to buy a co-op unit and it got accepted. the seller's attorney is drafting the contract now. the kitchen of the unit needs some repairs and i was thinking i should have asked a $3000 credit at closing for some repairs in the written offer. is it too late to ask for this from the seller now?

thank you

p.s. - please let me know if you're an attorney, real estate agent etc. so i know where you're coming from . thanks again

2007-07-31 14:39:46 · 8 answers · asked by tom 1 in Renting & Real Estate

I got 2 credit cards when I was 18. I had them both for about a year and was very good with payments, never one late, then I had some tough times at my job and missed some payments and then all the fees just racked up, and I couldnt pay it anymore so I just stopped paying the cards.

I owe them a combined 1,700 dollars. My credit limit isnt that much, most of what I owe now is fees,etc. One is a charge off with the credit limit of 400 bucks, but I owe them 1k because of the fees. Another is a 200 dollar credit limit which I owe 700, because of fees. I have a very good job now and looking to get a car and want to pay off my debts and help improve my credit score. Whats the best way to handle these fees? specially since the big bill is a charge off.

Also I have a medical bill for 300 dollars for some xrays I had done when I broke my hand, and also a 500 dollar phone bill I couldnt pay cause my sister had so much in roaming charges.
Whats my best way to improve my credit?

2007-07-31 14:39:35 · 14 answers · asked by Justin 1 in Credit

im looking for a summer job in new york. i m 14 years old, but i cant seem to find a good job that u dont need social security for . someone please help me

2007-07-31 14:39:34 · 6 answers · asked by jivelikedat 2 in Other - Careers & Employment

I noticed that one of my co-workers paycheck is almost $100 more than my paycheck and we have been working the same exact hours. She than told me that she is "exempt". I have no idea what that means, I just know she's getting more money than me! I just want to know if I'm allowed to put that as well. I am 17 and live in New Jersey, if that affects anything. Can somebody help me please =)

2007-07-31 14:33:31 · 6 answers · asked by I katerz I 1 in United States

A fireman? ballerina?

2007-07-31 14:31:12 · 10 answers · asked by Anna Q 1 in Other - Careers & Employment

I know I want to be a psychologist I just don't know what branch I want to work in. So what makes the most money. I know its not about he money but I'm just curious.
thanks

2007-07-31 14:21:34 · 1 answers · asked by Anonymous in Other - Careers & Employment

my dad got into a car accident a few months back. now the guy he collided with is suing him for 30,000 dollars. if he loses the case(even though my dad's innocent), who will have to pay the 30,000 dollars? will his insurance pay for it or will he have to take the money out of his own pocket? thanks in advance...

2007-07-31 14:19:52 · 8 answers · asked by eggroll1987 1 in Insurance

I was charged with a 3rd degree felony theft in Florida which is my one and only offense. I have completed probation and recieved witheld adjudication.

I would like to know the general cost to hire an attorney to handle the case to expunge my record. Also I would like to know how long it usually takes to complete the process.

Can anyone help?

2007-07-31 14:17:37 · 4 answers · asked by Anonymous in Law & Legal

How would you describe the current state of the stock market? What would be a good stock to pick and why?

2007-07-31 14:09:46 · 9 answers · asked by rexiemercada1984 1 in Investing

I have a friend who works for a taxi company and gets paid by a check that doesnt have any tax taken out. Also, at the end of the year he never recieves a 1099. Is there any reason why the taxi company would not provide a 1099 ?? Is it illegal for the taxi company to not give a 1099? I am very confused about this. Is there some type of exemption if you are considered as a indepent contractor or self employed for the employeer to not give some type of 1099? I am very frustrated about this. Thanks for all the help!

2007-07-31 14:08:10 · 7 answers · asked by MELO 1 in United States

I am hooked on eBay and I am finding lots of bargins and the bargins added up. I ordered so much that I received 6 packages from the mail carrier this past Thursday. My credit card bill is going out of control. I don't really have no friends and I consider my mom as my best friend. Any suggestions on how to not get hooked on eBay?

2007-07-31 13:58:45 · 5 answers · asked by initmador 3 in Credit

Hi, I am 16 years old. I really want some extra cash...But I'm a little weary as getting a formal job goes.

I'm starting to desire more things like a cell phone/service, money to go out with/do more fun stuff with friends, and to start saving more for college and a car. I know I can't always ask on my parents for this stuff because we are not wealthy, we are bottom middle class.

I wouldn't mind getting a job... But I do sports. I have Fall cross country coming up, and there are races on Saturdays. No sports in the winter, but Track in the spring. Would sports interfere with me working? Would my employer (Price Chopper Grocery Store is where I think I might work) understand I do sports, and let me continue doing them?

I am also very shy. I'm scared I won't fit in I guess, and have a bit of a speech impediment. ...I want to be a cashier.

Is 15 hours/week reasonable for my situation?

Should I even get a job at all?

Any help/advice/suggestions would be appreciated. Thank you!

2007-07-31 13:58:08 · 17 answers · asked by MrOats 2 in Other - Careers & Employment

2007-07-31 13:56:34 · 54 answers · asked by Anonymous in Other - Careers & Employment

I put some of it on. And only 3 girls chased me and I expected at least 34. Can I sue for false advertisement?

2007-07-31 13:52:01 · 6 answers · asked by Anonymous in Other - Advertising & Marketing

Tevin Trader starts a merchandising business on December 1 and enters into three inventory purchases:
Trader sells 15 units for $25 each on December 15. Eight of the sold units are from the December 7
purchase and seven are from the December 14 purchase. Trader uses a perpetual inventory system.
Determine the costs assigned to the December 31 ending inventory when costs are assigned based on
(a) FIFO, (b) LIFO, (c) weighted average, and (d ) specific identification.

2007-07-31 13:49:58 · 2 answers · asked by Anonymous in Other - Business & Finance