Business & Finance - 31 July 2007

2007-07-31 11:21:38 · 8 answers · asked by Fig0122 1 in Small Business

We rent now, and we want to buy a house. One of us prefers the new-builds and one prefers the older houses, so which house sounds like a better deal? Consider price, investment, area, etc... They will both cost about the same monthly payment, and are similar distance from work, freeways, airport, downtown, etc

New-build house: On outskirts of town where there's lots of new developing, shopping, etc. We qualify for 1% down, interest-only, least out-of-pocket as possible. No hidden structural surprises, which would be defects covered under warranty. Pick colors/carpets/floorplan, design center, etc.

Older house: Closer to central metropolitan area, so it's near other older structures, and some pockets of crime & crummy apartments. We will be lucky to get in with 3% down, and hope to talk seller into paying closing costs. Not "energy efficient" and this is the desert where the AC bills get up to almost $500 in July/August even though it's only 83 degrees in the house during day.

2007-07-31 11:21:23 · 4 answers · asked by pixysnot 3 in Renting & Real Estate

I'm willing to spend 200-400 dollars

2007-07-31 11:20:03 · 6 answers · asked by Anonymous in Investing

Or would you take the risk of starting a new job, where it pays better, but who knows what your coworker might be like?

2007-07-31 11:17:37 · 11 answers · asked by diana g 3 in Other - Careers & Employment

Is there a good rule of thumb or percentage I should go by? I want to set it aside now rather than be unprepared at tax time! Thanks!

2007-07-31 11:10:04 · 8 answers · asked by Becky M 2 in United States

I recently had a deadbeat tenant in upstate NYS. He left a lot of trash, belongings, etc. and damages exceeding his deposit. My friend and I spent 20 hours moving his belongings. Can I charge him for that when I take him to small claims court? Any advice or resources would be greatly appreciated! Thanks.

2007-07-31 11:08:41 · 3 answers · asked by joe h 2 in Renting & Real Estate

also what are the basics that you need to know to excell in flipping houses thanks

2007-07-31 11:08:26 · 17 answers · asked by Anonymous in Renting & Real Estate

please provide links to websites where I can get a credit card for myself and my girlfriend as the second card holder.

2007-07-31 11:06:12 · 14 answers · asked by Anonymous in Credit

If I get liscensed how can I be sure to get a job without having ever worked under a travel agent??

2007-07-31 11:05:09 · 1 answers · asked by sarah w 1 in Small Business

Me and my fiance bought a house and he hasnt been living here in ten years, I have been paying the mortgage and found out that my name is not on the mortgage. How do I go about getting my name on the house and buying him out

2007-07-31 11:04:03 · 3 answers · asked by ndyjah 2 in Renting & Real Estate

2007-07-31 11:00:31 · 5 answers · asked by Amiyah Mom born 7/12/09 2 in Credit

Im a fifteen year old that just got done with freshman year in high school. I am saving money so that I can go to college and eventually be a therapist (the kind that helps people with problems). What should I do to get ready? Should I be involved in anything special....like a club??? Please break down the process of becoming a therapist! Thanks :)

2007-07-31 11:00:00 · 3 answers · asked by Severus Snape 5 in Other - Careers & Employment

2007-07-31 10:53:34 · 7 answers · asked by ♀♥♂☮Trippy Hippie☮♂♥♀ 6 in Other - Careers & Employment

I know the gist of it is to deliver documents and packages but do you go somewhere each day to pick up all the stuff you need to deliver for the day and do they give you directions to get there from place to place?

2007-07-31 10:47:16 · 1 answers · asked by Anonymous in Corporations

There's this administrative assistant position on a university campus career center. What should I wear for the interview? I'm a male. Do I have to wear a suit? Can I just wear nice dress pants, shirt and a tie instead? And what should I bring? A notebook folder for my resume or a shoulder bag?

2007-07-31 10:47:04 · 6 answers · asked by Anonymous in Other - Careers & Employment

If an employee of less than 3 months quits a job without giving a notice, is there a databank that employers can post negative comments to, where other prospective employers can query to find out info? Or is there a way for an employer to post something negative like this (if the employee did nothing illegal, just didn't give notice) to someone's credit report?

2007-07-31 10:43:24 · 3 answers · asked by Katyana 4 in Other - Careers & Employment

I'm 1 year out of Chapter 7. NO established credit since then, BUT have a stable income and a 75,000 down payment on a $150,000 house. What terms do you think I'll find?

2007-07-31 10:41:07 · 4 answers · asked by Affy 2 in Credit

are they not going to start proceedings though as I have not paid the 200.00. they will get a copy of the proposal. does bankruptcy take more than 5 weeks I am safe after 5 weeks when it becomes protected.

2007-07-31 10:40:07 · 1 answers · asked by cackle01 1 in Personal Finance

I have completed offers at EasyFreeCellPhones.com and am recieiving a free Apple iPhone. The website says I need to submit a W-9 form to them for gifts awarded of value $600 or more.
Do I need to submit a W-9 for the iPhone?

Thanks.

2007-07-31 10:38:40 · 5 answers · asked by Nick 1 in United States

I didn't pay on my 2005 taxes the IRS notified me July 20th via mail and asked me to file, I won't be able to file until August 10th and once I've filed I'm going to set up an appointmet to talk with an IRS repensitive. Do you think they will contact me again between this time frame with a more harsh approach?

2007-07-31 10:37:34 · 3 answers · asked by Tina 5 in United States

My sister signed up for a debt management plan and she received her bill from one of her creditors telling her that she owes them late charges and fees because the payment was made late by the debt management plan company. Will she be sent to the bill collector if she don't pay the late charges or should she just pay the late charges anyway?

2007-07-31 10:29:11 · 3 answers · asked by Anonymous in Credit

Im currently renting, and the owner sucks! He had to hire a new property management team, because the last one they terminated him because of breech of contract(basically for not fixing up things). So...............i just found out that the old contract (lease) has been transferred over but was brought out, meaning the lease is no good.


When new management took over, they said i may have to sign a new lease, but have not did it yet, im trying to move due to a drug house going on right next door to me, im in the process trying to get that handle, anyway.............i was told since the contract was brought out the lease is no good and therefore im not under a contract, IS THIS TRUE, AND SHOULD THE MANAGEMENT LET ME MOVE? AND IF THIS IS TRUE, WHAT CAN I DO IF HE TRIES TO MAKE UP SOMETHING THAT THIS IS NOT TRUE????Please respond with serious and honest responses.

2007-07-31 10:28:58 · 4 answers · asked by imthabomb98 3 in Renting & Real Estate

I am considering a move to Dubai very shortly and I was under the impression that if one lives outside the US (or its territories, ie Guam) for 335 days or more per year, they will avoid US income taxes. I have read many differing opinions and the IRS website is difficult to comprehend with 100% certainty. Does anyone know what the actual rules are?

2007-07-31 10:26:49 · 3 answers · asked by Marley D 1 in United States

2007-07-31 10:26:19 · 2 answers · asked by Harland C 1 in United States

I'm an Wedding/ Event Coordinator and I need help building my business. I just started about 3 years ago and I still can't get the clients that I need. What do I need to know and have to get the peoplr to hire me. please help!

2007-07-31 10:26:12 · 3 answers · asked by Anonymous in Other - Advertising & Marketing

I am considering selling my retail business, but will not receive all the money up front. The buyer will pay an initial sum and then a yearly amount for ten years.

Will I owe taxes on the entire amount of the sale even if I have not recieved the cash in hand?

2007-07-31 10:25:55 · 5 answers · asked by Anonymous in United States

I want to start a dog cookie/biscuit store online, but I dont know what Id have to do? (It is food, so would I have to ask someone for permission to do that?)

If you could find a website that explains that, it would be nice or just you're answers are fine.

PS. I know I can start an yahoo online buisness.

2007-07-31 10:23:51 · 2 answers · asked by Anonymous in Small Business

2007-07-31 10:22:47 · 5 answers · asked by hoyaderm 1 in Investing

Unfortunately I have allowed a number of small (under $1,500 total) creditor accounts I've had in the last two years to be charged off. I am trying to clean up my credit and am currently on a two year plan. I have current debt also that I'm paying on time. My credit score is low...524. Should I pay current debt first? And how do I handle the charge offs?

2007-07-31 10:21:41 · 2 answers · asked by karind58 2 in Credit

I'm 21 + a single mom. I got a Chase credit card 2 years ago with a limit of $300. I used it up, but never went over my limit. I was enrolled in a payment protection plan with the card, I lost my job+called Chase right away, they said everything would be ok. I asked them to cancel it and I'd pay the balance asap. The next month, I get a bill for $380, not $300. I called them+ they clamied that interest, late fees+overdrawn fees would still be added. One thing happened, then another.

They sent it to collections, now claiming the balance is $1,085.04. I get a call today telling me that I frauded Chase+ it's a felony charge. He said if I don't call back by 6pm with $408, he will call district attorney's office + they will issue a warrant for my arrest. I know debt collectors try to scare ppl all the time, but I am worried. I can't find any info online. He said if I had made at least 1 pymnt, this wouldn't have happened. I have 45 mins, no check, no debit or credit, no money at all!

2007-07-31 10:20:55 · 11 answers · asked by kjesmommy 1 in Credit