Hi, I am 18, live on my own and have a job and I want a credit card. The only problem is, I have no credit and have been refused by The bay, Canadian Tire, Mastercard and Capital one.
I use a pre paid mastercard when I have to purchase online or over the phone but that is annoying because I have to deposit money into it all the time. I am a little leary because I love to shop and I mainly want to buy really expensive jewelry, clothes, etc. that I can't afford to pay with in cash!
Are credit cards good? Do you think they are necessary? What are some good websites where I can apply for a credit card? My bank is CIBC and I am in Canada.
2006-08-16
17:00:57
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30 answers
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asked by
catanomicsunset
1
in
Credit