I need a loan for $1250 and don't have great credit but can pay it back in a few weeks. Suggestions?

Question

I need a loan for $1250.00 for a security deposit on a new apartment. I don't have great credit right now but I am able to pay the loan back in September and can use my 2005 car as collateral. Any suggestions as to where I can look and won't get a horrible interest rate?

Thanks for your help!

P.S. Any spam responses will be reported.

Answer 1

Ask your family members, it's better than getting a loan or selling your things

Answer 2

I wanted to share this with anyone who is in need of start up capital. If you have bad credit this company will still give you a loan. The catch? Your looking at an interest rate of about 20%. However, once you start paying off the loan your interest rate can drop and your monthly payments will go down. They also report to all 3 credit agencies. I borrowed $15,000.00 ffrom them last year and have had nothing but a positive experience with them.

This is not some "fly by night" company and I do not work for this company nor do I get paid to pass on any info about this company. I am simply doing this to help others who are having the same problems getting a start up loan.

You still have to work,(I put in about 50 hours a week on my webstore), and you still have to be honest. I do not know ANYONE who works 4 hours a day and makes thousands in a week. That's bull****!

I put my heart and soul into my webstore and I simply needed extra funds for inventory to sell. By getting this loan I was able to buy inventory and my sales went up because I had better items to offer and a lot more to choose from.

If your interested please email me at [e-mail].

I cannot give this company name out on here. I do not have their permission.

One more thing....I DO NOT MAKE MONEY FROM GIVING THEM REFERRALS! I make my money the old fashion way.....WORKING FOR IT.

Answer 3

Check this out, everyone's answer is to pawn something, well thats all fine and good BUT, I want to offer you a deal of a lifetime. Im the President and CEO of Berkshire Investments and what we specialize in is giving people loans for anything at all.
You need $1250.00 well thats not a problem, our company will give you the loan. There is no credit check, no employment verification, no collateral, no background checks, all we need is your good word.
Now all you have to do is give us either your email address or mailing address so we can send you our " I Need Some Money" application, you fill it out and fax it or mail it back to us, once we recieve it you will be approved in 2 minutes or less.
You will need to pay this back at $2.17/month.
We accept E-Gold, E-Bullion,Pay-Pal, Cash, Check, Money Order.
Email me at [e-mail] for further details.

Answer 4

401K plan as collateral??? It's not the wisest choice but sure beats the taxes and penalties of withdrawing. It will HAVE to be paid back within a certain amount of time. If you have such a plan, talk to your employer. Of course for such a low amount, this is a last resort. Is your car financed or owed outright??? If you still owe on it, I doubt it can be used as collateral. Check with a credit union before a bank. A personal loan is the preferred choice but surely you've exhausted those options already.

Answer 5

Try any payday loan, you don't need a good credit, just a checking account and they will deposit the money there, they will charge a huge interest, for example you ask for $300 they will charge you 105 on interest and you can refinance and will cost you the same and they will charge it every other week. You can have as many loans as you want. NOW, MY ADVICE IS PAY THEM AS FAST AS YOU CAN, DON'T REFINANCE THE LOAN OR YOU WILL GET CAUGHT UP.
You can try yahoo search PAYDAY LOANS and they will give you a bunch of companies, JUST BE SURE TO READ THE SMALL PRINT.

Answer 6

Live in your car for a month (or number of weeks to get payment) and park near a gym where you can take a shower. Also, check out local churches for a place to live to save money. If you don't have the $1250 for the deposit now, you should probably save up first.

Answer 7

You can try those check cashing places but I think the interest is a bit crazy. You can also use your car as collateral and get a loan against the car.

Answer 8

Title pawn is an option. The don't do credit checks. You can also trying to go a local loan company instead of a big name loan company.

Answer 9

Find something you can pawn off for a loan (some places take cars too!) You'll get crazy interest, but it's worth it if you need it, right?

Answer 10

It won't be the best rate but if you have equity in you car you might be able to take the request amount plus money to pay off some of you credit card debt. The bank may expect to release the funds to you in a form of checks made payable directly to your debtors to make sure you are not using it to become futher into debt.

be blessed