It is becoming increasingly clear that one of the things facing us from the Insurance companies will be to charge us according to out lifestyles. Smokers, drinkers, overeaters, undereaters, underexercisers, overexercisers, workaholics, gamblers, those who drive too fast, those who drive too slow, etc. etc.
What these people are saying is that if you do anything extreme and become a medical risk whether mentally or physically it's going to affect your premium. It will start with the smokers, then the drinkers, then it will continue to snowball.
My question is... How many of us fit the perfect citizen criteria? Already we, or at least I, can't get insurance because of pre- existing conditions. Are those of us who don't measure up to the expectations of a board of inquiry going to be left out? Are we any less human than others who are more fortunate or may have made all the right decisions and were afforded the wonderful opportunities to make mental and physical healthy choices in life
2007-07-26
09:48:27
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22 answers
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asked by
Don W
6