13 months ago, my car was hit by a speeding hit&run driver. Two witnesses provided statements to the police. Car was totaled after flipping 5 times and rolling down a hill. I was airlifted to trauma center with three broken bones, a collapsed lung, and a contusion to forehead. My passenger, a child, was taken by ambulance to an ER, with very few injuries.
I have had physical therapy, one surgery, more physical therapy and am now facing another surgery to repair the fracture that did not heal. Medical bills, paid by my health insurance, are $50K thus far. Policy limits for uninsured motorist are 100K/300K.
The child's ER bill was $9000; child was offered a settlement of $11,250 plus $6000 in MedPay.
1) Is child's settlement fair?He has a scar on his arm and the usual anxiety about cars and accidents.
2) I have not discussed a settlement. What is fair for me? After the next surgery, I will have more PT and another procedure to remove the plate from the healed bone.
Ins is GEICO.
2007-10-24
09:33:04
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4 answers
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asked by
Madame S
1
in
Insurance & Registration