i have car insurance with one car i have full no claims discount,i now am thinking of running another car in my name so i got a quote for this car from my insurance company,.they said as the second car i want to insure i have none no claims discount i have to start again and earn it,.So if i get a quote from a different car insurance company,will these conditions still apply to me.
2007-10-24 09:37:31 · 5 answers · asked by tugboat 4 in Cars & Transportation ➔ Insurance & Registration
if i get a quote from a completely different insurance company do i still have to earn my no claims disount as i will then have two policy's with two different car insurance company's.
2007-10-24 10:26:12 · update #1
Tugboat i wrk for Quinn Direct Insurance in Ireland and legally u can only use your ncb on one car at a time............So if u do purchase a second car under ur own name u will be starting again to earn a new ncb on this car. The other ncb has to remain on the other vechicle, thats the law unfortuantely! But if u just want to transfer ur insurance from one car to another (so u will only have one vec still) u can use ur ncb on it.....So in a nutshell.
U can only use ur ncb on ONE car at any time!
2007-10-25 21:41:54 · answer #1 · answered by Anonymous · 1⤊ 1⤋
No point. Its a regulation for ALL insurers. You will only be able to use your NCB on a second car WITHIN that insurer. Others would not accept it. Norwich Union is the only one who will accept that (i think).
2007-10-25 09:53:54 · answer #2 · answered by Ian L 1 · 1⤊ 0⤋
Uk insurance is great.
The best auto insurance is the one that fits what you are looking for.
I use this site to compare what's available:
Auto Car Plus Insurance Transfer Site
http://www.acats.net
All the best,
Noel
2007-10-24 11:51:25 · answer #3 · answered by Anonymous · 1⤊ 2⤋
Alas, Lisa is talking nonsense... if you decide to have a second car, you have no no claims discount on it. That will be true of any insurer. However by having a second car you may get a lower quote on your first one as having two cars with two policies mitigates the risk....
2007-10-24 09:45:16 · answer #4 · answered by eriverpipe 7 · 1⤊ 2⤋
Some brokers offer a "mirrored" bonus scheme. Not normally the same level as full no claims bonus you may have but at least a 1 or 2 year intro.
2007-10-24 10:51:44 · answer #5 · answered by sdackcitylink 2 · 2⤊ 0⤋
Yes. The no claims discount is offered against one single policy for one vehicle. They won't transfer the points earned, free to another vehicle, the points have to be earned annually again. The reason is that if you make a claim, you only lose the no claim discount on the one vehicle otherwise it would be lost on the two insured vehicles.
2007-10-24 09:51:34 · answer #6 · answered by Tango 7 · 1⤊ 1⤋
I'd ask around, this seems a bit silly to me after all you can only drive one car at a time
2007-10-24 10:12:56 · answer #7 · answered by Scouse 7 · 1⤊ 1⤋
relies upon on your vehicle you % to insure and do you require totally comp or third party,it style of feels that third party fireplace and theft is on the shrink,so shop around and additionally it relies upon on vehicle risk-free practices fittings and the place you reside and how its stored in a single day.
2016-10-04 12:27:20 · answer #8 · answered by ? 4 · 0⤊ 0⤋
that's ridiculous!!!
If you have earned your no claims bonus then it applys to ALL cars you insure!
what company was this?
2007-10-24 09:40:23 · answer #9 · answered by Anonymous · 3⤊ 3⤋
Yes you have to start again for the second car
2007-10-24 09:40:25 · answer #10 · answered by dwillibob 3 · 2⤊ 3⤋