My friend bought a car for her live-in boyfriend to drive in the winter (we're in Canada) as his Mustang was no good in the cold.
Before she bought it (second-hand), she called her Insurance company (broker) to make sure they would cover him. She gave them all the info they needed in order to make a proper assessment, INCLUDING the fact that he has three speeding tickets under his belt. The broker said that he was OK and gave her a rate, & the go-ahead to buy the car.
Now, the Insurance company sent my friend a letter saying that in fact, her boyfriend WAS NOT covered, and that they WILL NOT insure him, because of the speeding tickets he's incurred. Furthermore, they are asking HER for a letter from her confirming that she will NOT allow him to drive the car!
So now, she's got an extra car and is severely out-of-pocket!
Shouldn't the insurance company bear the responsibility of this, given they told her he was covered? She wouldn't have bought the car otherwise? Help!
2006-09-06
06:17:16
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3 answers
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asked by
Anonymous
in
Insurance & Registration