Renting & Real Estate - July 2007

I just moved in this apartment 1 month ago and before I moved in I had 2 cockroaches inside the cabinets dead already.
So I sprayed boric acid powder pretty much everywhere u can think of 4 weeks ago: on the carpets along the walls, inside all 6 cabinets, on top of my refrigerator, near the door entrance... but I keep seeing them every day.

I TOLD the manager about this problem and she said she would send Orkin exterminator in. They never sent one and been waiting for 2 weeks already. SO, where do I need to report this cuz I really wanna move out now. I was told I need to report this cuz it is unsanitary. My neighbors also said they got cockroaches inside.
Orkin exterminator came 3 weeks ago and was ineffective because the guy came in and just sprayed a bottle 2 times in the kitchen area and left but I have seen cockroaches in there already even with all these boric acid powder.

2007-07-25 18:30:19 · 5 answers · asked by Anonymous

I have no job experience and I like to work for a big company such as Prudential or Coldwell Banker. Will I be able to get a better commission split since Broker's license is harder to obtain?

2007-07-25 17:07:44 · 2 answers · asked by Cautiousme 2

Thank you for any help you can give me on this. I am trying to refi my adjustable mortgage that has gone through the roof and causing a snowball effect on my finances so that I now have a very high debit ratio. I had a FHA refi already to go except the appraiser must have been drunk the day he did it because he messed it up. From small things not marked right and missing to even being off over 300 ft of the sq footage of my house. He not only came in 20% lower than my tax rate but 10% lower than what I owe on the house. Of course this ruined that loan. Since then more bad luck of my new lender getting in trouble with FHA and my file restarted for a 3rd time in as many months. Now my credit score has dropped 150 points from May and I most likely am not getting the refi. This is going to cost me my home not to mention my marriage due to the stress. All this due to a bad appraiser. Do I have any legal recourse on the guy that can not even measure a wall? I live in Illinois.

2007-07-25 17:06:41 · 5 answers · asked by Anonymous

The curent morgage rates are at least 1.5% higher than my curent rate of 6.25%.

2007-07-25 16:47:28 · 13 answers · asked by MR HEMI 1

I live in Ohio and am looking to purchse a home. I've been trying to find repossed of foreclosed homes on line but all the sites I find want me to pay a subscription or member fee. There has to be public records somewhere. Any suggestions would be great!

2007-07-25 16:29:19 · 3 answers · asked by Anonymous

Considering my first job as a realtor with a small co. and with a big co.?? How much could i bring in?

2007-07-25 16:07:38 · 9 answers · asked by eddiemunster06 1

We finally got an offer on our house, not terrific but certainly acceptable by the standards of the current market. The buyer offered cash on closing, which he wanted done in two months. My realtor put together a purchase agreement and sent it to the buyer's agent. Except for the cash payment, it was pretty standard---the buyer gets the appliances, window treatments, etc. The house was subject to inspection, but except for moisture seepage in the basement, the house passed muster. Everything seemed to be going well, except that now the buyer hasn't signed the purchase agreement after my agent submitted it to his agent two weeks ago. My realtor says the buyer's agent is this big-name "platinum club" type who regards my house as a two-bit property and we are just "a blip on his screen." She also urges patience, as it's "natural" for the buyer to be cautious. I'm wondering however if we are being scammed. The buyer is a real estate investor and that's about all I know about him.

2007-07-25 15:43:05 · 7 answers · asked by hi_sakura 4

Can the landlord evict me If i choose not to buy the apartment im living in? It has been converted into a condo and i dont want to buy it. my lease expires in a few months, Will I be able to get a new lease? im in nyc.

2007-07-25 15:22:50 · 1 answers · asked by Anonymous

I hear that 5 or 6 % of the price of the home is the closing costs. But I hear that most of it goes to the realter not towards what it actually costs to close a deal on a home. Is that true and how much to they get?

2007-07-25 15:14:47 · 9 answers · asked by AEIOUY 3

Lets say I found an apartment that cost only $700/month, how much income would i need to afford that payment + other payments such as food and gas?

How much does it usually cost to live in an apartment?

And, how does a 19 year old quality for finiancial aid when she moves out since i keep hearing a child of 19 is still under her parents so financial aid wont apply?

2007-07-25 15:12:04 · 1 answers · asked by Anonymous

GMAC put it up for sale but nobody bid on it, now is the banks house, how long do we have till the bank can evict us! this is in California and also very important, we have lots of plants and palmtrees, can I pull those out to take?

2007-07-25 15:05:45 · 6 answers · asked by I M 1

I was supposed to closed this friday on a house, today is wed and my broker didnt close on my mortgage loan yet. My broker mess me up really bad, he didnt do his homework. He waiting to the last minute to tell me I need additional 4500 to buy points so my rate can be lower so I can be qualified for the mortgage. At first I was stress about the money, so I deposit the money in my account and send him the statement. As right know I have a bad feeling about buying the house, I know I cant walk up unless I get rejected from the bank. I just feel there is a possibilty I might not even refinance the house, I was hoping I could because the payments are too high. Deep down inside my heart I hope I get denied for the loan. Are my feeling are normal or should I be excited ?

2007-07-25 14:31:45 · 8 answers · asked by karen a 2

2007-07-25 14:25:12 · 6 answers · asked by Wash 2

Cost of living too high, credit scores pricing people out of home ownership, the elite and upper-class squandering the wealth of the U.S.A., our freedom has been shat on, our heritage is evaporating into thin air, take a drive across america and try to find a prosperous small town, the small town is now mostly a ghost town. the elite encourage foreigners to decay whats left of our country for their small financial profit. i could go on. the quality of life for anyone now under 40 can be improved if we hold out from buying homes for a few years!!!

2007-07-25 14:24:12 · 2 answers · asked by johnhillsty 1

I have been an ideal tenent using direct deposit and paying a week early every month for a year. I am about to move and my landlord dosent want me to go so he offered to lower my rent, but I found a place that will save me 475.00 a month. I feel he is going to keep my deposit out of bitterness. When I first moved in he refused to to a walkthrough with me because he was really busy. The back door doesnt lock on the slider, the carpets were filthy, the oven and dishwasher didnt work(which he asked me to buy and install and take off rent). So I requested in writing to use the security deposit towards last months rent and agree to an immeadete walkthrough as well as a final and he refused. I think he is gong to use the security towards all the things I mentioned (carpet and broken slider door). So Should I just keep last months rent and tell him to keep my deposit? I am leaving house sparkling and hiring steam cleaners.

2007-07-25 14:16:41 · 7 answers · asked by winterz 1

ive been searching and i cant find a simple sight that you dont have to give a phone number or sign up for..is there any sights out there that you can just view houses that were sold and for how much?? please help!!!

2007-07-25 14:08:50 · 5 answers · asked by lilmiss_1421 2

My husband and I were pre-approved for a home loan on June 27th found a house and got a call today that the loan had been approved through underwriting. The mortgage guy wanted to close on the 27th but my realtor said we have to wait until the 9th because the city has to do their inspection on the 3rd so I called the mortgage guy and he said If we dont close by the 1st we wont qualtify anymore because the guidlines are changing Im confused can this be dont because of 9 days the preapproval alone was good for 60 days and it hasent even been 30 yet Someone help please explain

2007-07-25 13:56:43 · 3 answers · asked by Anonymous

My inlaws would like us to buy the house we've basically been renting from them for the last ten years. What other advice can you give us?

2007-07-25 13:30:37 · 6 answers · asked by 1st time home buyer 1

hi. name's nadia. my family and i live in bakersfield, CA. we recently moved here. well, my parents are planning on buying a house here. they asked for my opinion...and well, i'm not sure that the market's good right now. i told them that maybe we shouldn't buy a house right now cause the prices of brand new houses are sky rocketing....they are soo expensive...i think the prices are too high in the Bakersfield area. am i right???

is it the right time to buy real estate right now in Bakersfield, CA or should we wait a little longer???

plz help! thank you!

2007-07-25 13:25:53 · 7 answers · asked by Anonymous

2007-07-25 13:03:15 · 5 answers · asked by FieryBlaze 1

2007-07-25 12:58:42 · 9 answers · asked by dee 1

2007-07-25 12:44:06 · 5 answers · asked by andy t 1

Bank wants to initiate foreclosure proceedings on expired construction loan in my ex-husband's name on the home I was awarded in divorce and was quitclaimed to me. I was paying interest only payments and seeking refinancing. Lenders could not lend since it was not a "residence" so I opted to take all the funds I had left to complete enough construction to get "occupancy permit". I did get occupancy two weeks ago and have possible financing coming shortly.

Ex received Intent to Foreclose notice and says HE can come "seize the property". I seriously doubt that since I am the only one on the deed. He has serious drug problems and got another gal pregnant while being sued for paternity for another child out of state two years ago (hence the divorce) - if his mouth is moving he's lying. I never heard of such a thing, but just in case someone has heard of this, I wanted to ask if it's at all possible.

2007-07-25 12:29:39 · 11 answers · asked by Sherry G 1

I plan to buy in September but I have no other major purchases to make after that time. I have no debt and I will be dealing with my mortgage from that point forward. So how much of a hit does your score take when you buy a home? Share experiences, please! Thank you.

2007-07-25 12:29:16 · 2 answers · asked by Anonymous

ok, ok ... maybe I need someone to represent me for the sale. but I think I can pick out the properties I want to see and call the seller's realtor for a showing right?

2007-07-25 12:17:59 · 17 answers · asked by Anonymous

2007-07-25 11:53:07 · 5 answers · asked by Thomas D 1

I will be joining KW soon.(thanks to those who gave me your feed back). I need your suggestions on the followings: What are the most important steps a successful realtor takes to increase productivity? As a new realtor, I want to make sure I spend my time on the high value activities... What are those actvitives that seem to work? Please give me detail insight. Thanks for your time.

2007-07-25 11:49:38 · 4 answers · asked by T. 1

we purchased our home a yr and a half ago. We have 30yr ixed at 5.5%, however we have a second loan for $20K that we got for down payment assistance, it is accumulating interest. We have $30K credit cards. Our payment is a bit hefty and we have not missed any payments. Is there any other loans that would work out better for our situation? Our plan is to sell within 5 yrs anyway, but for right now we need it to be a bit affordable. We have gained NO equity and another factor is we are a military family and want the option to rent it out, but with our type of loan we can not.

2007-07-25 11:45:47 · 2 answers · asked by Anonymous

I know that it is supposed to be a form of insurance so that the seller knows that the buyer is sincere about going through with the deal. But I recently had a home where the buyer simply said that they were terminating the offer because the house didn't pass inspection. Although they never really had an inspection done, they just wanted out of the contract. I could take them to court and possibly make them fulfill the contract, while in the meantime I can't take any other offers on the house. So I had to mutually agree to terminate the contract and give them back the earnest money.

So what's to keep a buyer from simply walking away from a deal, and simply saying, "if you want to sue me, than sue me. In the meantime you can't sell your house." So you might as well give me my money back. If you set the earnest money high enough to discourage this problem, you also discourage a lot of potential buyers.

So how often do buyers actually have to forfeit the earnest money?

2007-07-25 11:37:06 · 6 answers · asked by Anonymous

2007-07-25 11:15:56 · 10 answers · asked by Heidi N 1