Renting & Real Estate - March 2007

My hubby and I are building a new house and so are our friends. We both have used the same realtors, builders and the same bank for the loan (just different loan officers at the bank). They told us that they were just adding thier closing cost to their loan. So my hubby and I called the bank about it to see if that was an option. Our loan officer told us no it wasnt that we would have to bring some money to the table when we close. Does anyone know why this would be? We have the same loan ( a regular conventional loan) and both are getting 100% financing. We have a better credit score(theirs is 596 and ours is 632 and they are paying 7.75% intrest rate and we only have a 6.3% rate. Im just confused but for all I know they could not be telling the truth about it all. Should I check with their loan officer to see about getting closing cost add to our loan or just pay them at the time of closing? Which is a smarter way to go?

2007-03-20 17:52:53 · 4 answers · asked by BELLABELLA 2

I'm looking to get into real estate investment. I have no real money, this would be my first career and I'd like to start with tax sales. Do you know of anybody that would help me get started in Dallas?

2007-03-20 17:08:16 · 5 answers · asked by First N 1

when i went to renew my lease they told me that i wouldn't be able to renew my lease. But being that it was the middle of the month the put a eviction notice on my door, but i had told the landlord that i would have the money but didn't want that no anymore.

2007-03-20 16:49:07 · 6 answers · asked by Antone 26 1

Me and my fiance are looking to buy our first place :) I am doing the research, and at a loss in regards to this. No website I've found give just STRAIGHT UP facts about this so I want to know...
What are the advantages and disadvantages to an interest only loan?
And how is this different than an interest only mortgage?
Thank you in advance! :)

2007-03-20 16:48:38 · 5 answers · asked by Anonymous

2007-03-20 16:30:42 · 3 answers · asked by Anonymous

I'm moving from California to Utah, and what I know, I'll have problems to rent an apt, because nobody there rent house for peopple with pets.

2007-03-20 16:22:38 · 2 answers · asked by Monica O 1

2007-03-20 16:16:32 · 3 answers · asked by Tori G 1

I bought a condo in Phoenix and considered backing out. After discussing this with Toll representitives they assured me that they would only offer upgrade incentives but would NOT lower the base cost of the unit. Not they dropped the price 50K. Can I sue them for a rebate?

2007-03-20 15:58:41 · 5 answers · asked by blogdoc 1

We purchase a land with a loss title. What procedure are we going to take to secure a land title in our name as new owners? And usually, how much does it cause for the processing of the title?

2007-03-20 15:55:21 · 1 answers · asked by jec jec 1

2007-03-20 15:51:15 · 9 answers · asked by Davd B 1

Me and my family are relocationg to Charlotte, NC from Ohio. I an looking for a neighborhood that is diverse and has affordible housing, and decent schools. do you know of any?

2007-03-20 15:42:18 · 1 answers · asked by Ms Dvine 1

Did they change the law on medical cost deductions on rent in
section 8 housing or assisted rental housing

2007-03-20 15:37:34 · 1 answers · asked by Benchwarmer 3

I'm a christian and rented my commercial properity to another christian for his second location for a business. after 10 months he notifies me the day of his closing and asks for mercy. I am in the process of moving out of town and rely on the rental agreement. The contract is iron clad and he is responsible for the term of lease. Should a penalty/ buy out be offered? Make tenant try to sublease to fulfill the terms of existing lease and whatever balance to complete original deal if new sublease tenant agreement doesn't match original deal?How should this be handled honorably. He was late on payments and didn't pay taxes on properity that is still owed to me. Intelligent guidance please.

2007-03-20 15:33:28 · 2 answers · asked by Dennis James 5

2007-03-20 15:26:01 · 3 answers · asked by Carl H 1

I see the two and am unsure of the difference. I recently found a bankruptcy. Does that mean it's for sale? Do I just call the trustee? They haven't listed a price or returned my calls.
TIA!

2007-03-20 15:08:56 · 5 answers · asked by Guy 1

I am considering moving there, as my sister has offered me to live in her house she owns there because she lives in Texas. I would like to know what there is to do there, what kind of work, how are the people, and so forth. I appreciate all imput and opinions. I am also considering another place and can not make up my mind. Thanks so much

2007-03-20 14:37:49 · 1 answers · asked by countrygrl278 6

What is Homestead?

2007-03-20 14:18:17 · 6 answers · asked by capitola1 1

recently my grandpa passed away leaving my cousin and I gas wells in Oklahoma.. i'm not entirely sure what i'm now supposed to do? i'm not even sure if they are active or inactive or if i own just mineral rights or what... basically i'm just looking for someone to kinda explain to a layman how this whole thing works.... thanks

-Confused in Kansas

2007-03-20 14:16:30 · 3 answers · asked by Anonymous

2007-03-20 14:06:06 · 6 answers · asked by Rayvin 2

I have the address but I would like to know who the actual owners are not who is renting it...

2007-03-20 14:05:21 · 3 answers · asked by j6 2

The company who I owe this to is not in service anymore. The apartment I lived in is not around either due to a fire. Because of the eviction on my rental history I can't get a place to live now. How am I supposed to repay this debt to have it removed from my rental history when the company I owe doesn't exist anymore? Help!!

2007-03-20 14:00:49 · 3 answers · asked by Anonymous

I moved in this complex in May 04 & was given a kitten as a present a few months later. My lease says you have to pay a 200 pet deposit. I decided to move at the end of my lease in Nov. of 2005. My rental history was perfect but they said that I had an illegal pet. I never paid the deposit & they never asked. I eventually changed my mind and signed a new lease. They were fully aware that I still had a cat, but they never asked me to pay a pet deposit. Nov.06 I moved out of the complex and actually moved back in the complex into a new townhouse a few days later (there was a problem at the new property). Again they were aware when I signed the lease that I still had my cat. There was a note on my door today saying they recently had a property inspection and that per my lease I had to pay 200-300 by this Friday. The complex is owned by the same property, but has a new manager. Can they do this? They were aware that I had a pet when I signed 2 leases and they didn't ask me to pay a deposit

2007-03-20 13:48:15 · 11 answers · asked by So_many_questions 3

2007-03-20 13:37:09 · 2 answers · asked by alertpersons 1

ok we live in are apartment for a year and a half and our lease is up soon.so we decided that we need a bigger apartment so we go to the office and told them we want to stay but we need a3 bedroom instead caues of are kids are growing and we need more space.the lady said they have one but she has to check are credit well we werent approved but she said we can stay where we are at.but thats why im confused if are credit is bad why would she let us stay at the apartment we are at?

2007-03-20 13:25:11 · 4 answers · asked by Anonymous

We really want to move but we donnot have the money right away because we are trying to sell our truck.

2007-03-20 13:10:46 · 5 answers · asked by raemom05 2

2007-03-20 13:04:49 · 3 answers · asked by dpkmissy 3

my family wants to buy a home becuz we are sick of renting cuz our manager doesnt do s**t for our house. the house we want to get costs 390,000 dollars and the down payment for it is 78,000. my parents make about 51,000 dollars a year. my moms credit isnt really bad but its not perfect. she has a couple bills to pay off but thats it. me and my sister r going to get jobs so we can help pay the mortgage and other bills for the home! i just want to noe how much u think we can get for the home cuz we already found a mortgage company that we are going to ask for a loan! and we have someone with good crdit who will cosign on the home for us! i just need 2 noe how much we can possibly get for a loan!

2007-03-20 13:01:56 · 3 answers · asked by WrestlingGirl! 3

I need some answers. My neighbors home is a site that is worse that a local landfill. He has no running water, no sewer system, his yard is over run with household trash, his animals are not cared for, he has about 50 cats in one litte pull along trailer (that is also his home!).

This is horrible. Who can I call for assistance getting his home condemned? We have offered to help him clean it, he refuses. He is capable of doing it on his own, but wont. He does have a fairly nice social security and retirement check coming in each month (over 2500). He just chooses to live worse than a pig. Also his schizophrantic wife lives with him.

I am ashamed to have people come over to my house because they have to pass his. Any help would be appreciated!

2007-03-20 13:01:49 · 3 answers · asked by Anonymous

When shopping for a condo that's around 15 - 20 years old, what items typically should have already been replaced or would be need to be replaced in the near future?

Estimates of typical cost and lifespan for specific items would be especially appreciated!

2007-03-20 12:59:05 · 8 answers · asked by Michael 2

I live in a shared apartment with 2 other roommates, & all 3 of us suffer mental illnesses because this is housing for the mentally disabled. My landlord KNOWS I'm under a lot of pressure, stress, & depression, & she's trying everything in her power to get me arrested or mentally hospitalized for petty things. Now, we don't even get along, ever since my psycho roommate charged @ me with 2 knives & my landlord felt I deserved it, & now my landlord wants to have me evicted & thrown out on the streets COLD TURKEY.

It all started because my roommate started bullying me for reporting her about stealing my things. This is just as bad as when I was living in the homeless shelter. My landlord used to think I was PERFECT, although no one is.

My landlord wants me DEAD.

Should I take this ***** to court & sue her?

2007-03-20 12:55:24 · 4 answers · asked by Anonymous