Renting & Real Estate - November 2006

Ok, the thing is that I'd like a relative of mine to take over a mortgage I have on a property. This house has a 30 yr fixed of 5.5% which is the reason why he wants to take it. Can I just transfer the "ownership" or "responsibility" of the mortgage to him (he takes over all payments and responsibilities for the remaining 22 years) in order to keep that interest rate and just have him give me some money (e.g. market value - what is owed on the mortgage)? If so, what is the process? Thanks!

2006-11-23 02:52:40 · 10 answers · asked by zaxxon 3

2006-11-23 01:32:18 · 10 answers · asked by utopia 1

Divorced,recently had deed put in my name only,have a home equity loan,wondering if refinancing would be a good idea ,lower payments,lower interest rate,for 15 or 20 years

2006-11-23 00:40:33 · 4 answers · asked by debra x 1

2006-11-23 00:30:35 · 6 answers · asked by reggie b 1

should i even buy one at all?

2006-11-23 00:05:29 · 6 answers · asked by Anonymous

Lets say that a mortgage company is engaging in dishonest actions and i work there. Im afraid I may get in trouble for others actions.

2006-11-22 23:24:04 · 5 answers · asked by cyberbrat 1

2006-11-22 21:41:49 · 8 answers · asked by Tiffany R 1

We have 4 days to vacate our rental home...toxic mold...the 4 of us,Man-age 60/Woman-57/and our 2 fur babies, just as much a part of the family as any human, 'GIZMO', our 18 min.old boy, Mini Australian shepherd/ and 'MISTY', our 9 yr.old girl,
Border Collie mix---I am a RN, with a job to go to,and have worked 37 yrs.,My spouse,is 60 yrs.old, and lost his job of 18 yrs.because his louse of a boss didn't like it when his ill wife called him at work...usually 2-3 x/week...lasting < 3 min.
I was very ill & unable to work until Feb.'o6,went back part-time w/staff.agency. now going FT in
area Rehab./LTC Facility.We've had no chance to save moving money---I just made enuf to buy food,and my meds (VERY expensive!!)...lost health care benny's w/spouse's job---mine don't start for 90 days---WE HAVE NOWHERE TO LIVE...I need to be able to get proper rest,or my
illness will recur---PLEASE HELP IF YOU KNOW OF ANY CHEAP, TEMPORARY HOUSING FOR THE 4 OF US---Pa.N-W suburbs---will gladly repay !!

2006-11-22 20:19:56 · 6 answers · asked by jcprn1 2

particularly for homes in San Diego. I live in San Diego, CA.
Thanks.

2006-11-22 18:12:53 · 4 answers · asked by Curious 1

Like if you buy a house straight up cash and fix it up some and sell it.do u have to pay taxes on the money you make? and if so, how much?

2006-11-22 17:06:15 · 10 answers · asked by Anonymous

Are the foreclosure listings at Yahoo real estate real? How to buy them?

2006-11-22 16:55:51 · 1 answers · asked by Curious 1

2006-11-22 16:44:04 · 4 answers · asked by Anonymous

I recently moved from these hellhole apartments in the beginning of September. I didn't care about my security deposit, I just wanted OUT. I did put in my 30 day notice in writing and dropped the keys in the drop box. I just received an eviction notice (forwarded to my new address) stating that I have not paid rent up until November. I have to appear in court on the 27th. What do I need to take with me to prove that the unit has not been occupied so I don't have to pay rent somewhere I have not been living?

2006-11-22 16:11:49 · 9 answers · asked by Anonymous

2006-11-22 15:40:29 · 7 answers · asked by Anonymous

2006-11-22 15:37:23 · 3 answers · asked by Anonymous

Have modern 38' motor home w/slideout to move on with for starters. Wife and I want to build shop and then home. Have good full time local jobs. Willing to work for land owner as part of obligation. Have very good work and personal references. Honest, small town, nieghborly,couple looking for a place to call home and work towards our goals.

2006-11-22 15:14:16 · 2 answers · asked by David I 1

I just realized I cannot fire my RE/Max realtor for any reason even though we just signed our exclusive listing agreement. I am worried now I cannot back out with this agent, I will be screwed if something later happens. Not that I am expecting anything bad to happen.

2006-11-22 14:46:17 · 7 answers · asked by bluasakura 6

2006-11-22 13:49:34 · 2 answers · asked by ButtrflyB 1

Besides a problem during inspection.(OUR INSPECTION WENT PERFECT ! thank god) Whats a posibilty of a house contract falling through 8 days before closing. Why would it We close soon on the 30th of this month and its at the underwriters and im nervous as to if it will totally go through help.

2006-11-22 13:48:27 · 8 answers · asked by Anonymous

2006-11-22 13:15:06 · 4 answers · asked by monicamy 1

I really need to find a Platt Map for Summit Township in Meadville, PA. Does any one know if I can find this info on the net and if so where do I go? I'm sure this info is available through their courthouse but I would rather ger it from the net if possible. If you can help I would greatly appreciate it. Thanks!

2006-11-22 12:22:22 · 3 answers · asked by burnettebreeze98 2

rate, highway robbery? In addition, how does one perform the calculation to learn what the total amount of the loan will cost? My math skills suggest that it is over $100,000 dollars. Did I screw-up somewhere?

2006-11-22 12:16:33 · 4 answers · asked by Westbound 4

2006-11-22 11:40:04 · 10 answers · asked by Steven B 1

2006-11-22 10:58:21 · 8 answers · asked by Anonymous

I am selling my home by owner because the 30k that I will be saving from NOT using the realtor will go towards my down payment on the other one, which I am buying. Someone is interested in buying my home. However, I do not have the forms to do this. I know there is a title search, inspection, disclosures, appraisal and what else am I missing? What are all the forms needed? Where can I get them? Could you email them to me? Need help on this one. Thank you!

2006-11-22 10:02:27 · 5 answers · asked by Hun 2

Pls. give me some tips on how can i sell mortgage by doing cold callings, pls help me.

2006-11-22 09:02:28 · 2 answers · asked by Ranma 1

I have been renting for approx 3 months. My wife and I really love this house, and would really like to buy it someday. Landlord says He "would rather not sell at this time.

2006-11-22 08:29:10 · 6 answers · asked by Anonymous

She is really sweet and can be really smart. I don't want her to help me because she has not been in the industry long, has made some friendly house suggestions that are NOT what she knows I would want here (like I have a country house in the mountains--I live in the city and want to stay in the city but keep recommending these houses that mimic my country house), I have seen her at an open house and was not what I would want if she did an open house for me, etc. I have alot of respect for her but in the end I think mixing business with friends in many cases does not work. I have tried to approach the subject or rep me in the buy/sell and she comes across like it's a given she will rep me. I don't want to hurt her feelings and my rather direct communication style is evading me with this. Your suggestions would be helpful.

2006-11-22 08:07:39 · 4 answers · asked by donewiththismess 5

2006-11-22 08:04:24 · 14 answers · asked by thinguyen27 1

have the cheaper cost of living and not so much crime

2006-11-22 08:04:14 · 6 answers · asked by Anonymous