Personal Finance - November 2007

Like checks unlimited. The checks from the bank are so much higher then retail check chains. What are the risks and benefits of each?

2007-11-14 07:31:34 · 8 answers · asked by MJMGrand 6

11 Nov. 2007: We have reason to believe that your account was accessed by a third party. We have limited access to sensitive PayPal account features in case your account has been accessed by an unauthorised third party. We understand that having limited access can be an inconvenience, but protecting your account is our primary concern.

2007-11-14 06:44:49 · 2 answers · asked by gwirussell 1

Can you suggest anything please?
I have a savings account with my bank, but it's just so easy to transfer money, so that i can withdraw it, and i don't seem to have the willpower to resist removing money from my account.

Anything that helps you, please share it !!!
Thanks so much <3
xo

2007-11-14 06:21:08 · 11 answers · asked by Anonymous

my friend just got paid, but she needs her entire check to pay her rent, the problem is she owes $150 to her bank, so she wants to cash it through my accout, is that legal/possible?

i have washington mutual/she has Bank of america if it matters

2007-11-14 06:07:10 · 0 answers · asked by Raven Ty Marx 3

My girlfriend and I have very low credit due to an issue that is being cleared up now. I should have better credit and cleared up debt in 6 months if things go well, but not great (not enough time). I am in an apartment and am never late with payments. What are my steps to go about getting in a $125-175,000 home. I was told to go find a mortgage company now, and they will help me plan what steps to take and how to clean things up? Is this true? I do not want to rent again but I am afraid that my credit will not be improved enough or my debts paid down enough to get me into a home. I would like to get an 80/20 loan, because I will not have built up enough assets to give a downpayment for my money now will go to cleaning up my credit. Any insight will be helpful. Thanks!

2007-11-14 04:43:09 · 13 answers · asked by chris m 1

a bunch of us were discussing what we would do if we won the lottery .and someone said you should never pay off your mortgage but couldn't say why

2007-11-14 04:37:21 · 18 answers · asked by Anonymous

I am a single mother and I do not get assistance. I have to come up with $500 to pay a bill by the end of the month or they will issue a lien. I am trying to think of my options. Can anyone help me out?

Thanks......

2007-11-14 03:45:30 · 11 answers · asked by Unique S 2

I am under 55, and I heavily contribute to my 401(k). I know, I know... the longterm outweighs the shortterm, but I need to withdraw basically everything in my fund to take care of some essentials. What is the best way to do that without suffering the huge penalties?

2007-11-14 02:48:23 · 6 answers · asked by Anonymous

I guess Christmas really has me down this year. I was just wondering if everyone out there struggles to make ends meet. We live pay paycheck to paycheck and wonder if there is anything better out there.Does anyone else out there struggle just to make ends meet. We dont even have any savings and I dont know how it is possible to save anything the way the world is these days.

2007-11-14 01:53:40 · 19 answers · asked by pennylanegal 5

2007-11-14 01:42:05 · 9 answers · asked by you know. 1

i need to have some sort of collateral but dont know whats worth 600 dollars any ideas?

2007-11-13 19:25:17 · 2 answers · asked by Anonymous

I need a small loan of $2,000 dollars the bank says no because im on the disability support pension. can anyone help me

2007-11-13 18:18:48 · 0 answers · asked by treeni c 2

I'm 22, I have two trust funds, one with 10K and one with 15K I have no savings accounts, one checking account, no credit cards, no debt and currently the only bill I have is a $50 monthly cell phone bill. I'm graduating college in May and will start working at a salary of 37K a year. Once I start working I will have roughly $500 in bills (rent, cell, car insurance). What I want to know is how much should I put away , how much should I spend on a monthly car payment, how much should I use to play around with for entertainment. Basicly, what should I do with my money? Also, should I do something different with my trust funds? One was setup when I was born and will be mine completely when I graduate, the other is an inhertance held in a trust for me recieve 50% at 25 and 50% at 30 but my father said he can arrange for me to get it earlier. Any Ideas?

2007-11-13 17:49:05 · 3 answers · asked by Anonymous

i've been at a job for about a month now that i totally hate. it only pays $450/week as a base and they gave me no accounts to sell to get a commission to make more than $450. i've been busting my rear for a month now trying to get a sale ( it's radio advertising sales ) and haven't had a sale yet.

it's an expensive product to sell. the minimum program is going to be like $2,000.00 and i have to sell AT least $70,000 per month to make say $800/week.

anyway, since i'm making like no money i simply can't afford to work there. should i quit and focus my efforts on getting another job or should i continue with the job and try to sneak some interviews during the day?

2007-11-13 16:49:02 · 14 answers · asked by Anonymous

Ok... as if things weren't complicated enough... my mom just recieved a letter telling her she is being audited because she has some unreported income. The problem is she doesn't know where the over 50.000 came from all we have is Acct. numbers that match her ss# she was told to go to the local SSA to verify that the ss# issued to her was solely hers and she did, then she was told to go to the bank and obtain a letter stating this acct. either does or doesn't belong to her. The problem is the bank will not give her any info unless she knows the name on this acct; that has her ss#. Is there anything she can or should do?

2007-11-13 16:18:14 · 7 answers · asked by Anonymous

Can my mother gift me and my wife each $12,000 for a total of $24,000 towards the purchase of a new home and then can my wife and I each give my mother a gift of $12,000 later for a total of $24,000 to "pay her back"?

2007-11-13 14:04:44 · 3 answers · asked by bravesfan75 1

My cable bill is out of control, my cell phone bill is crazy and my electric and gas bill is crazy!! help!!

2007-11-13 12:32:59 · 7 answers · asked by Angerman414 2

Hi, I'm a student in San Francisco who's planning on traveling home for the holidays and I have other expenses like food & rent, etc... Basically I'd like to find a gig or gigs that lets me earn a few hundred ($200 - $500) dollars between now and my departing date, the 20th of December. The problem is, I've been looking on craigslist and I can't seem to find anything that suits what I'm best at doing, which is sprite/pixel art for logos, icons, etc. In the past I was lucky enough to find gigs like this, but I'm having no luck right now, and I really need to find something! What is the best way to earn some extra money without starting a full time job? (I won't be able to commit to any job for longer than a month since I'll be returning home for the holidays). Any help would be most appreciated!

2007-11-13 11:20:34 · 7 answers · asked by PAUL 4

what would you include in it, what kind of services would you want to have if you are put in there.

2007-11-13 11:17:32 · 4 answers · asked by Riley 4

2007-11-13 10:00:26 · 20 answers · asked by Anonymous

2007-11-13 09:11:08 · 6 answers · asked by be11abe11a 1

I used to have a 401 K through the company I worked for before and turned it into a rollover IRA when I left. I am 22 and would like to know what percentage of my paycheck would be ideal to deposit into my rollover IRA account. The company that I work for does not offer a 401K or matching.

2007-11-13 08:57:23 · 6 answers · asked by wondering 2

planning to file bankruptcy in a few days but need a few things will i get into trouble for using credit card that i'm planning on keeping?

2007-11-13 08:31:22 · 7 answers · asked by r8dergrl1 2

I usually only go overdraft by very little amounts (always under £10), but Lloyds still charges £30 per day. The total I have now been charged for this has reached quite a large number now and I heard that there is a way to get it all back. I have read what Lloyd's says here about the 'test case':
http://www.lloydstsb.com/ways_to_bank_with_us/answers_bank_charges.asp
but is there anything I can do right now.

Can somebody please give some advise... I'm only 17, so it would really be nice if I could get my money back...

2007-11-13 07:17:32 · 11 answers · asked by Anonymus 2

2007-11-13 07:15:37 · 11 answers · asked by Anonymous

I need approximately $3,000 for my second semester of college and i am thinking about maybe borrowing about $4,000 and putting it aside in case i dont have enough for all my bills one month or something... is that a good idea or should i just borrow what I need and nothing more

2007-11-13 06:32:39 · 8 answers · asked by Lissa 2

give them my real name. I didn't realize what was going on until later when I called the place back...because it sounded fishy. Should I call and tell them I have no knowledge of her whereabouts, or just act like I don't know the person? I truly don't know where she is now, but don't want them to try and pursue ME thru my cell phone. At NO TIME did I sign anything or stand as a reference for her.

2007-11-13 05:53:15 · 13 answers · asked by spikeylu 1

our family can't afford the mortage on our home and I was just wondering if these poeple are leaving the states in which they live or staying in the same towns.

2007-11-13 05:28:19 · 12 answers · asked by susan s 2

2007-11-13 05:17:31 · 8 answers · asked by susan s 2

2007-11-13 04:48:12 · 5 answers · asked by gabriel 1