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Personal Finance - June 2007

[Selected]: All categories Business & Finance Personal Finance

I live in Texas and am looking for places to find fossils.

2007-06-12 06:35:42 · 3 answers · asked by MD 4

my fico score is only 525 and I have no money down, with a good paying job? Is it unreasonable to hope that I could become a homeowner under my current circumstances? Be honest, I can take it.....

2007-06-12 05:42:23 · 7 answers · asked by Anonymous

2007-06-12 04:45:06 · 1 answers · asked by FRED R 1

My Mom is about to collect on an insurance policy. When it's all said and done, she'll have about 550K in cash.
She still has a first and second mortgage.
House value is about 215K.
She owes 136K on the first but the interest rate is 5.25. I don't know how much she owes on the 2nd but it's about $185 a month. First mtg is about $1400 a month and includes insurance and taxes.
She makes about 3K a month but needs to live off of about 50K a year to keep her standard of living.
Her financial advisor wants her to pay off the house. However, if she does that, the money is no longer liquid, it's not earning anything and she'll lose the tax advantage of the interest write off. Any ideas?

2007-06-12 04:14:49 · 21 answers · asked by mojo 1

My husband is purchasing a 2nd home and using our first home equity line to generate the fund for this 2nd home purchase. I've been having my own credit card debts (total close to 40k) that he does not know.

The loan agent said that may use my name for the loan cuz they think that my credit score will be better than my husband's. I'm so freaking out now cuz I know my credit score is not great at all and I'm so so so nervous that my husband will know my total credit card debts.

Should I call the loan agent not to disclose my debts to my husband or he will automatically know that its my own info and will now tell my husband know (the loan agent will run my credit check and will see all my debts).

This 2nd home I will not have my name on it but my husband thinks it does not matter and my credit should be used if it helps get a loan.

What should I do now? Should I CALL the loan agent and inform him this or I just keep praying that my husband will not know? Pls advise. Thanks

2007-06-12 04:13:11 · 7 answers · asked by xpi11 1

Elle a travaillé d'octobre 2006 à avril 2007 pour une école, le contrat n'etait pas un CDI, donc un CDD je présume. Quand elle a fini fin avril, elle n'a pas reçu sa prime de précarité. Est-ce possible que son contrat n'est pas un CDD mais un contrat saisonnier, qui n'attire pas une prime de précarité à la fin du contrat?

2007-06-12 04:05:50 · 3 answers · asked by mapes_andrew 1

for a 401k withdraw. My husband and I are planning on relocating to Georgia both for better jobs and for our daughter to attend high school,would this be considered a hardship case? He has about 15,000 and we do no about the taxes coming out of it.

2007-06-12 03:24:01 · 4 answers · asked by lagies mommy 2

0

My husband's uncles sent us $500. I put it in my savings account and apparently my bank had closed my bank account and transferred the money back into my checking and I didn't realize it b/c they did it the same day my pay check was deposited. I spent it on bills. Any ideas on how to get $500 quick?

2007-06-12 03:08:00 · 6 answers · asked by myworldwillneverbewhatiexpected 2

I signed up for paypal and added my bank account and they said they made 2 small deposits to my account for verification. They said wait 3-5 days but it's been a week and i haven't gotten them. Is there a way I can see if I got the deposits if they've actually been made?

2007-06-12 00:10:51 · 1 answers · asked by ~eXo~ 2

I have worked with this company for 8 months, and I submitted my PF withdrawal form last November. They told me that I should get my money latest within 6 months. May has gone, still no sign of money, so I gave them a call, and they tell me they have lost my PF form, and I need to fill that again, and wait for another 6 months. Have any of you experienced a similar situation, can you give me any piece of advice as to how I should deal with this situation without letting the company get away with it?

Any help/suggetcion will be appreciated.
Thanks

2007-06-11 20:28:22 · 1 answers · asked by ME!who!else~ 1

I recently requested a send out of all my statements from the last 15 years of banking with natwest.

Is it possible to get back money from O/D charges?
aswell as failed direct debits.

e.g £38 each...

several of them. I wrote to them already and they replied and told me to provide a list of the charges in question but there are so many. They be able to go onto their systems and see what they have charged me. I don't want to send out these statements they have sent me because I called them the other day to try and request another batch but they keep on refusing.

Im stuck.

I'm happy with lloyds, halifax and nationwide.
Just want to finish with natwest because they are still showing up on my credit file when they are the ones who really owe me.

What can I really do?
Regards

2007-06-11 17:17:54 · 5 answers · asked by SolidStateLogic 1

I filed bankruptcy 3 years ago all my cards were on the filing. But one card sold the dept. The company that owns that dept now wants 6000 dallars. I am going to contact my lawer. But am I liable for this dept

2007-06-11 15:46:52 · 4 answers · asked by Anonymous

should i apply for one or just wate to get one in the mail i was told thay send them to you like its the cool thing to do.

2007-06-11 15:17:03 · 4 answers · asked by stevenzepke 1

is payday normally on a friday or thursday

2007-06-11 15:00:12 · 5 answers · asked by this guy 1

2007-06-11 14:38:07 · 6 answers · asked by nmr1022 2

Capital idea eh, Watson?

2007-06-11 13:59:46 · 20 answers · asked by little timmie 3

Can I MAKE him replace himself with an Estate Management Trustee Company?
If I starve him of money, he will be seen as incompetent in managment; is that how I can force him to go legal, do you think?

Hope you can help.

2007-06-11 13:50:56 · 3 answers · asked by D a n 2

On trying to find any kind of money saving tips or ideas. Please help.......

2007-06-11 12:37:18 · 15 answers · asked by lux 2

Hi guys as wat i said above, if these monsters who do this to people young old, sick and disabled like me. How can these monsters get money from me if they only have an email address

2007-06-11 12:30:39 · 4 answers · asked by DIAMOND_GEEZER_56 4

I am a single mom of one and right now we are barely making it paycheck to paycheck....I am trying really hard not to start charging our everyday expenses--can you provide any tips for managing money?

2007-06-11 11:53:52 · 8 answers · asked by Staying Quiet 3

I received a notice in the mail today from the bank, telling me that I will be charged a $5 per month inactive fee on a savings account I haven't used since I was 11. My questions are, since it was a joint account (because I was a minor when it was opened), will I need the other person's consent and/or signature to withdraw the money from it?

Also, if I withdraw all of the money from it, will that close said account?

2007-06-11 11:38:11 · 4 answers · asked by RainCity17 2

I just tried to apply for a credit card. The company denied me and said that I had no revolving accounts with a balance. What does that mean? I have two credit cards already and I am not sure why I was denied. Any ideas?

2007-06-11 11:30:00 · 5 answers · asked by crzy_4_books 1

Were should I go or call to report my daughter's birth certificate lost I'm afraid that someyone has it and might use it

2007-06-11 11:18:45 · 6 answers · asked by Monica A 1

hi, this man on ebay put a bid on my item for 250 dollars. but the asking price was for only 120.00 dollars.. this person is from nigeria and i've heard that alot of scammers are there and i really dont want to loose my money. But paypal confirmed he had put the money in.. should i still go threw with sending it?

2007-06-11 11:14:48 · 12 answers · asked by Very Very. 2

Hello

My friend has set up a PayPal account and wants to deposit funds into my bank account. So could he add my bank account to his Paypal account? Obviously the 2 will be in different names.

Thanks

2007-06-11 10:58:03 · 4 answers · asked by Anonymous

fedest.com, questions and answers