Personal Finance - June 2007

I cashed a personal check today from a friend and later found out that its going to bounce. My bank said I'm going to get charged her fees and EVERYTHING! Is that right? Or did they not understand?

2007-06-01 19:21:28 · 10 answers · asked by The Tiffy 1

Previously
we have the credit cards
classic and then come the
gold cards and now PLATINUM;

2007-06-01 19:07:44 · 6 answers · asked by yang d 1

2007-06-01 18:23:58 · 4 answers · asked by Anonymous

2007-06-01 18:20:30 · 6 answers · asked by i may eat away your brain 1

I am in need of a loan, of $25,000 there is a lender by the name of Paul Walters, e-mail paulwalters12@yahoo.com in Nigeria, he is asking for $225.00 up front to process the loan since I am not from that country. Now there is a lot of fraud out there can someone help and tell me if there are people out in those countrys that would lend someone that much money. Now he does have a contract, I would like to know if anyone has heard of this person or if there are companys out there that are legitimate. Please just being careful about this fraud stuff.

Thank you,

2007-06-01 17:13:28 · 5 answers · asked by Anonymous

We have no savings, no health insurance, car insurance, etc. We live paycheck to paycheck. He grosses $4500/mo and brings home about $3500.

I don't want to live like this anymore, so I guess I want advice on what to change! Thanks.

Bills:
Rent $1000
Heat $ 120
Cable $ 50
Car $ 350
Cc $ 20
Cc $ 20
Loan $160
Phone $ 95
Water $ 30
Trash $ 15
Medical Bill $75
Food $600
Gas $100
Total $2625

2007-06-01 17:11:19 · 11 answers · asked by Anonymous

I need to know what kind of job would I need so I could buy a 50 million dollar house, including payments and bills.

2007-06-01 17:04:41 · 17 answers · asked by musicman 1

I don't have great credit but I have a pretty good paying job, but luckily my wife does. WHat's the best way to go about getting a car loan? I only want to get a used car that's not too expensive.

2007-06-01 16:36:02 · 6 answers · asked by Anonymous

A friend told me about ING Direct and how great they are. I was doing some research about the ING Direct Electic Orange. Its a checking account but earns interest like a savings account? Can anyone who has one of these accounts fill me in on some pros and cons and anymore details about the accounts?

2007-06-01 15:43:31 · 4 answers · asked by Anonymous

pay off a 9 thousand debt or and more and still have money to the side every month i dont make as much as i should and still not be as stress or depress

2007-06-01 15:42:17 · 4 answers · asked by dvcgurl 7

I'm talking as little as $1.00 and as much as you w are willing to donate.

2007-06-01 14:00:21 · 9 answers · asked by Anonymous

...any suggestions where the least expensive place would be to obtain this puppy?
I NEED THIS SOFTWARE FOR MY ACCOUNTING 3 CLASS

2007-06-01 13:51:19 · 5 answers · asked by MUGRES 2

I want to give a debt card to my girlfriend. I just want to know if I can give her one with her name on it, even though she's not a joint account holder. Is it possible?

2007-06-01 13:17:40 · 3 answers · asked by xxlaostarxx 1

Basically, my girlfriend does not have a bank account and cannot cash her checks without paying a 15% fee to some quick cashing place. She just received her income tax refund and it is over $1000 so it is assinine to pay $150 just to cash it. If she signs it over to me, and I take it to my bank to cash it, what does she have to write on the back of the check?

2007-06-01 13:09:41 · 7 answers · asked by geetright 1

I just dont get it. wwomen get into financial trouble and look to men to bail them out. Im gonna go crazy in my latest money trap wtf

2007-06-01 12:59:25 · 1 answers · asked by ? 2

Hello Everyone!

Long story short: I am a 23 year old young lady that was given $25K from a lawsuit. I graduated from college less than 2 years ago with a degree in Finance, so I'm not LOST when it comes to investing, etc... but I would LOVE some opinions.

My current standing:
**My 2001 car is paid off and in good shape. I have 2 credit cards, all with high spending limits but very low balances. I had a loan, but just paid that off. My credit score is over 720 currently, but want it to be over 770 by the end of the year (not sure if thats relevant; but its a MAJOR goal of mine).

What I plan to do:
**I already used about 4K to pay off all of my loans, and pay 6 months worth of car insurance (which is very expensive; I live in NY)
**Invest 5K in a Roth IRA -- on EFTs
**Put 5K in a savings account (I'm looking @ one with a 5% return)
--- This leaves me with 10K... any suggestions? Any changes to what I'm thinking of so far??

THANKS IN ADVANCE!!

2007-06-01 12:54:55 · 7 answers · asked by NVmeInNYC 2

On paper I should be coming out ahead of the financial game with a good amount in savings but in reality I am treading water and not getting anything paid off. I need help!

2007-06-01 12:43:26 · 6 answers · asked by Broke and frustrated 1

I would donate some to charities, give some to family, buy a big house and nice furniture, buy really nice clothes, car, and FOOD! I love food!! =] What would you do?

2007-06-01 12:37:16 · 8 answers · asked by Anonymous

i live in the UK, can i open a bank account in another country? Not a uk bank.

2007-06-01 12:29:32 · 7 answers · asked by Anonymous

All I have is $345.00 left.

2007-06-01 12:04:08 · 8 answers · asked by urljam 1

Income $1465 a month
80/20 loan ($50,000 house or less- down payment of $10,000)
Credit score of 589

2007-06-01 12:00:25 · 4 answers · asked by ♥ Mary ♥ 4

They tell me I need to fill out a withdrawl slip and then deposit slip.

Their system allows it BUT they are supposedly not allowed to do it.

I understand that Bank of America allows it.

WHY?

2007-06-01 11:42:25 · 4 answers · asked by Person 1

I was having a conversation with my friend about how I am saving up for a used car (they usually run up to 2K and they're pretty good cars) and he tells me, "Why not just get a loan and get a new car?!" I can't believe that he is actually serious; why would I buy a new car if I don't even know how to drive? I now understand why so many young adults are in debt because they thought that money grows from trees; my mother is still paying off her student loans and she is almost fifty. I am NEVER going to get a loan as far as I am concern; and about college, the hospital pays for my schooling.

2007-06-01 11:24:48 · 10 answers · asked by Baah 1

I have been putting money into a Roth IRA account for a few years, but now my salary is completely over the annual limit that allows me to use a Roth IRA, so I must use a traditional IRA. Do I need to open a separate account for my traditional IRA? I have Ameritrade, if that matters.

Should I roll over any money from the Roth to the traditional? (I would think not because the Roth doesn't change taxes when I withdraw at retirement).

Anything else I should know?

2007-06-01 11:23:38 · 6 answers · asked by Shasta McNasty 2007 2

2007-06-01 11:06:24 · 11 answers · asked by Michelle 6

found out by accident; loan is for $50,000 but is being paid; fraudulent claim has been submitted - waiting for report; person is a friend

2007-06-01 10:44:31 · 16 answers · asked by Anonymous

Borrower: About $2000 in debt little behind on payments. Low income

Potential Co-signer: No real credit history. Had same job for three years recently acquired 2nd job. Income more than borrower Small IRS debt

2007-06-01 10:34:58 · 4 answers · asked by J W 1

2007-06-01 10:33:39 · 12 answers · asked by cherryblossoms 3

1. The assets division should contain what accounts?
A. 11 P.Woodsley, Capital
12 Equipment—Store
13 Equipment—Office
14 Cash
15 Accounts Payable—Taylor Investments
B. 11 Accounts Payable—Bellhaven Bank
12 Equipment—Store
13 Equipment—Office
14 P.Woodsley, Capital
15 Cash
C. 11 Cash
12 Equipment—Store
13 Equipment—Office
14 Prepaid Insurance
15 Accounts Payable—Taylor Investments
D. 11 Cash
12 Prepaid Insurance
13 Equipment—Store
14 Equipment—Office
15 Supplies
PLATT HARDWARE STORE
CHART OF ACCOUNTS
Division 1
Division 2
Division 3
Asset Accounts
Liability Accounts
Owner's Equity Accounts
11–19
21–29
31–39
(1) ASSETS
11
12
13
14
15
(2) LIABILITIES
21
22
23
24
(3) OWNER'S EQUITY
31
EXAM FIGURE 1

2007-06-01 10:14:07 · 3 answers · asked by elaine_valentin 1

I'm currently financing a truck, however I have been trying to sell it as I'm in need of something different. A close friend of mine has agreed to take over my payments for me, but I have a question about insurance. Because of some past credit problems my friend is unable to get a loan for himself, so this works out well for him as I said it would be fine if he just took over my payments. It's not a big deal if the registration is still in my name as I trust him. Our question however is how to deal with insurance. I obviously won't want to have it insured for me anymore since I won't be driving. What I'm not sure of is whether he will be able to get insurance put on it since the registration is in my name. Will I have to add him as a driver on my insurance and have him pay me directly, or will insurance companies allow him to insure the vehicle even though it's not in his name?

2007-06-01 10:12:43 · 7 answers · asked by Anonymous