Personal Finance - June 2007

2007-06-13 01:46:04 · 5 answers · asked by parker50 1

Does anyone know of an online calculator to estimate how expensive a house I can afford TAKING INTO ACCOUNT THE TAX DEDUCTABILITY OF INTEREST PAYMENTS? It seems like all the calculators I've looked at leave this factor out. Thanks.

2007-06-13 01:20:39 · 7 answers · asked by jbortfeld 2

2007-06-13 00:24:07 · 5 answers · asked by claw5974 1

I am constantly getting charged overdraft fees from Wamu and would like to know what bank I can move to that I can get overdraft protection. According to wamu, I can't link an account that would cover the overages unless I sign up for their platinum banking which has a heft monthly fee and account minimums that are too high for me. Is there any bank that just makes it easy and lets you link a savings account to your checking account?

2007-06-12 22:34:58 · 3 answers · asked by FreakyGeeky 3

2007-06-12 21:47:49 · 3 answers · asked by Anonymous

In the last two months or so I've finally reached the point where I can stop living paycheck to paycheck. I don't have much extra in the bank yet, but I'm at least at a point where I can pay the bills as they come in rather than waiting until my next payday. And the good thing is I don't see any reason why my position won't continue to improve every month.

So my question is what should I do now. Should I just focus on building up my bank account to the point where I have a 2-3 month cushion? Should I look at making bigger car payments? Should I start sticking money in a savings account or IRA?

I've always just managed to just get by going from paycheck to paycheck but between newly found financial discipline and a recent raise at work I'm able to myself actually having extra money each month and it feels good. I just don't know what to do next to further improve my situation.

2007-06-12 21:31:20 · 9 answers · asked by Justin H 7

1) you have no money...
2) your expenses are more than your earnings..
3) You have no one to depend on..
4) you keep thinking about this problem and to get to see solutions...is it actually good to think of a problems..?

2007-06-12 19:07:28 · 7 answers · asked by Simi T 1

My credit card debt went to collections and then they went to court for a judgement. Now they are garnishing my paycheck at work. Is there anything I can do?

2007-06-12 17:31:30 · 4 answers · asked by DollarsNsense 1

I have horrible credit, i need a personal loan around 4000, have tried Citi,Beneficial/HFC and Credit.com, dont want a personal/cash advance.

2007-06-12 15:11:10 · 8 answers · asked by batducky 1

I 've saved this amount for a quite time but the problem is that when I always see how big my savings Is ,I'M ALWAYS TEMPTED TO WITHDRAW IT because there are many distractions that I see especially in the INTERNET.... Could you PLS.give me your best advise on how I can't be tempted to withdraw my savings...Thanks for your advises & GOD BLESS....

2007-06-12 14:30:39 · 6 answers · asked by POGI AKO :-) 3

I am about to leave my job for a new position. I am 24 years old and have about 5k in my 401k. Is it better for me to roll it over into an IRA, Roth IRA or into my new employers 401k program?

2007-06-12 13:51:05 · 4 answers · asked by NYC2007 1

if spouse (a) gets a lumpsome of money does spouse (a) have to give ex- spouse(b) a share? Please help, thanks

2007-06-12 13:24:31 · 2 answers · asked by " ice " 1

and where someone has got inheretence money coming from every six weeks. and if it is enough to live on should they be paying tax. ( unerned income)

2007-06-12 13:03:40 · 3 answers · asked by fool4love 2

Come on folks....need some help on this one, oh ye experienced ones please give me some advice here

2007-06-12 13:01:50 · 9 answers · asked by Ari 3

2007-06-12 12:44:48 · 3 answers · asked by Anonymous

i messed up my credit by maxing out all my credit cards in 2003. I am now rebuilding it and i just got me a credit card for emergency. I'm making payments on time and pay way over the payment due. I was wondering if i'll get offers in the mail in 6 months, would i get offer for Discover and American Express offers?

2007-06-12 12:35:20 · 7 answers · asked by mrs_harris25 1

Hello My Dear,
I am writting this letter with due respect and heartful of tears since we have not known or met ourselves previously. I am asking for your assistance after I have gone through a profile that speaks good of you. I will be so glad if you can allow and lead me to the right channel towards your assistance to my situation now. I will make my proposal well known if I am given the opportunity. I would like to use this opportunity to introduce myself to you. well, i am Gladis Christian and I know that this proposal might be a surprise to you but do consider it as an emmergency. In nutshell, My (late) father Dr. Jhon Christian ,was the managing Director of Rainbow Gold and Diamond Mine company in (KENEMA) Liberia. But he was killed along side with my mother during the longing civil war and all his properties was totally destroyed. However, after their death I managed to escape with a very important document (DEPOSIT CERTIFICATE (US$4.5m)Four million Five hundred thousand U.S Dollars deposited by my late father in A SECURITY AND FINANCE COMPANY)which i am the next of kin. Meanwhile,i am saddled with the problem of securing a trust worthy foriegn personality to help me transfer the money over to his country and into his possession pending my arrival to meet with him. Furthermore,you can contact the company for onfirmation and i will issue a letter of authorisation on your name,that will enable the security company to deal with you on my behalf. I am giving you this offers as mentioned with every confidence on your acceptance to assist me or take me as your wife and manage the money.Conclusively,i wish you send me a reply immediately as soon as you recieve this proposal, please write me back Miss Gladis.

2007-06-12 12:20:26 · 14 answers · asked by Anonymous

Which one of the following rates is the best measure of the inreased purchasing power you can realize from a bond investment?

a) current yield
b) nominal rate
c) real state
d) yield to maturity
e) yield to call

please try to explain why ... thanks a lot

2007-06-12 12:08:04 · 2 answers · asked by monse 2

When I was discharges in 82 I left some money in an account there, they kept me aware of my account for years then i moved to the west coast and never heard from them again. I tried to contact them this past year and found that they closed that office but I do not know how to get in touch with them to find out what happened to the money that was left there. please help solve this riddle for me

2007-06-12 11:57:38 · 2 answers · asked by chubaca62 1

£500 deposit paid. Order cancelled after 8 working days. Do I forfeit my deposit?

2007-06-12 11:36:20 · 11 answers · asked by Anonymous

I am going to start balancing my checkbook -- my question is, is it easier to just open a new account and let the other run its course -- or should I keep my current account and start where I'm at hoping it will all work out after a few months?

2007-06-12 10:46:26 · 6 answers · asked by BTRFLI 2

I just want to take some so I wont be bored

2007-06-12 10:00:29 · 1 answers · asked by Anonymous

I just need a small personal loan of 3000dollars. Does anybody know of a company that might be able to help me that you know is legitamate. i dont want any scams. i just need help. i hate searching the web you never know what is real or not real. im currently working on my credit, but need the money sooner than my credit will be fixed. any advice on how to get this loan soon will be much appreciated!!!!!
thanks!!

2007-06-12 09:34:47 · 0 answers · asked by Anonymous

2007-06-12 09:07:23 · 7 answers · asked by Jilliana C 1

2007-06-12 08:18:29 · 7 answers · asked by argibee 1

What if I had over $80,000 more in cash than the car itself was worth and I told them I wanted to pay for it all with all the money I have, that I want to spend it ALL on a car?


1) What would they think?

2) What would they say?



I would never do this, but I'm just wondering for the fun of it to just get some laughs.

2007-06-12 08:02:07 · 7 answers · asked by Anonymous

be .

2007-06-12 07:49:49 · 4 answers · asked by Jo W1 1

I called one for a quote and he said it would cost $250 for a one hour consultation. Does that seem too much?

2007-06-12 07:42:25 · 8 answers · asked by adraa333 1

2007-06-12 06:53:36 · 6 answers · asked by adam.southward 1

How do you spend less and afford to pay your bills at the end of each month?

I'm about to start working and I would love to know how some people budget and save their money. I don't plan on investing anytime soon so please don't give me tips on investing. I just need some tips on how I can save money and be able to pay off my bills. Thank you! =)

2007-06-12 06:51:48 · 7 answers · asked by NT 2