Really bad credit needs a loan, no cash advance?

Question

I have horrible credit, i need a personal loan around 4000, have tried Citi,Beneficial/HFC and Credit.com, dont want a personal/cash advance.

Answer 1

No options besides finding a co-signer if you do not want personal/cash advance.

Improving your credit will be a priority.

Good luck !

Answer 2

The problem with getting a loan with bad credit is that you've already shown you cannot repay the loan. There is a difference between wants and needs and usually those with bad credit have gotten into problems by having too many wants. Think about all of the bad money mistakes you've made. We've all done it... that dinner out or that pair of jeans on sale. One transaction at a time has caused us to go over our credit limits and just one setback caused a late payment. Before you know it, you are taking loans to repay loans. The lenders know your personality type based on your credit score. What makes you or them think otherwise about your future if your past shows impulse? I don't blame you for not wanting a cash advance but those are the kinds of companies willing to take risks because they charge such high interest. Your best bet is to increase income and/or reduce expenses. Do you NEED a loan or simply want one to bail out of mistakes you've already made? Think about a part time job, getting rid of some services you really don't need, and developing and sticking to a financial plan that will give you the power to be a lender instead of a borrower. Don't compound your bad credit with bad choices.

Answer 3

Today the lenders have started offering nearly all varieties of loans for people with poor credit record.They are also introducing many new loan products meant for this group. Now people with poor credit can get the same choices as those with the good or mediocre credit. Today you can use bad credit personal loans for many purposes like car purchase, vacation or even debt consolidation.

But if you have some assets to offer as collateral, your chances brighten. The primary reason why people with poor credit history do not get loans is because the lenders are scared that the borrowers will default again

Answer 4

Have seen lots of people asking info on bad credits. Well, if you need to get your problem solved onarrange loans or other finance, and usually means you will pay more interest on any loan you take out.

Answer 5

If you have a poor credit score, it is difficult to get a loan from most banks and financial institutions. Credit is usually available only at a very high interest rate.Only few companies provide loan with poor credit score.Check out link for details.

http://l4y.info/

Answer 6

Let's see...you have "horrible credit", and you want to borrow $4000.

Hm.

Nope. I believe I'll pass.

Looky here: if you have "horrible credit", you're not in a position to dictate the terms of any loan you might be lucky enough to fall into.

Lenders look at your past to predict your future ... and looking at your past, they'll see that you don't pay your debts on time - or at all.

That said, they'd be foolish to let you have any money. You've already shown you're not trustworthy.

This is a pretty harsh answer, but it sounds like harsh is something you haven't had enough of yet.

Answer 7

You'll be able to instanly get a payday loan up to $1000 by using site: http://loans.servermatrix.org I managed to get the payday loan although I have really awful credit standing.

Answer 8

See about a co-signer, if you don't know anyone who will do that for you, then start saving. I've got bad credit too, and I can't get a loan from a bank.

Answer 9

Almost sure that you might find every financial answer at= loandirectory.info-

RE Really bad credit needs a loan, no cash advance?

I have horrible credit, i need a personal loan around 4000, have tried Citi,Beneficial/HFC and Credit.com, dont want a personal/cash advance.