Overdraft protection Washington Mutual?

Question

I am constantly getting charged overdraft fees from Wamu and would like to know what bank I can move to that I can get overdraft protection. According to wamu, I can't link an account that would cover the overages unless I sign up for their platinum banking which has a heft monthly fee and account minimums that are too high for me. Is there any bank that just makes it easy and lets you link a savings account to your checking account?

Answer 1

Well, your easiest solution is to keep more money in your checking account instead of in your savings account. The interest rates being paid these days in basic savings accounts is almost negligible. Balance your checkbook, and don't write checks for more than you have in your account.

Answer 2

I bank with www.EverBank.com. Over 3.40% on checking. I just keep more cash in the account. I earn less than my 5.30%APY savings but it's better than earning nothing.

BTW: Kiplinger Magazine rates EverBank their top internet bank for 2007. My wife and I have used them for 1.5 years & are totally thrilled. Their service is great and checking is free.

I bank locally using other banks ATM's for deposits and cash withdrawls. The ATM fee is reimbursed (in or out of thier network).

Answer 3

I work for a bank, and they have the same rules... I bank at a Credit Union... because they seem to care.... and I work for a bank...