Personal Finance - June 2007

2007-06-14 10:22:22 · 6 answers · asked by sig21792 2

2007-06-14 10:21:42 · 1 answers · asked by allinschenk 2

2007-06-14 10:11:42 · 8 answers · asked by kingbee1314 1

We will be listed as "entering foreclosure" until September, but have already made 5 consecutive payments into the forebearance plan, including a large down payment. However, in order to get our finances in order and pay education costs, we need to take out a home equity loan. Will lenders approve the loan (if we have one great credit score, one bad, and a good income) in our current state? Or would it be rejected outright?

2007-06-14 09:40:25 · 6 answers · asked by D G 2

I read things about being refused a bankruptcy and I worry, but mostly I have slept soundly for two days since making this decision with my husband. I know that my credit is ruined (it didn't work out so well so why should I use credit again) and I have a public record as a bankrupted person, but I will be able to pay my perscription bills and buy my kids shoes.
Keep in mind that I haven't actually been to court yet. OOo. I should do a blog.
Comments?

2007-06-14 09:23:30 · 12 answers · asked by ashleyok 2

2007-06-14 09:23:21 · 4 answers · asked by okangler 2

I had heard or read somewhere(it's been so long I really don't remember which) that if you put just a penny into an acount at the bank over the span of 30 or more days, you would end up with a million dollars. Mabybe I'm mistaken, but this just doesn't seem logical to me. What kind of account works best for this? If someone could clear up my confusion, I would greatly appreciate it. Thank you so much in advance for your help.

2007-06-14 09:22:26 · 5 answers · asked by Mike M. 7

I put an ad on Yahoo Classifieds. I'm trying to sell my laptop for $500. He said he'd pay me $950. He says he's from the United Kingdom and he wants to buy it for his son who is in school in Nigeria. His email address is a male's name, but not the name he gave me. He wants me to ship the computer to Nigeria, I guess to his son. Please let me know if you think I'm being scammed. He's paying through paypal, but I'm still weary. I'm thinking once I ship it and give them the confirmation number, he won't have the funds to be deducted from his account. And I'll end up with no money and no laptop....What do you think?

2007-06-14 08:55:16 · 17 answers · asked by aldridge_erin 1

My husband have student loans and credit card debt. Currently it's kind of getting out of control. We don't use our credit cards anymore, but are only able to pay the minimum. What options do we have to possibly roll them all together or just to get a better rate on everything? We have good credit and a good payment history. Right now we're just struggling. Thanks for any help!

2007-06-14 08:53:20 · 8 answers · asked by Anonymous

ive worked my *** off for the last 10 years and now im on the edge of losing everything within the next 3 months. It started january 2007 when i lost my job due to there being no work he says, so i was out of work 3 months and every day i applyed for at least 3 job's i finaly found a job then my girlfreind decides to leave, faire enough, but decides to take everything and leave me with nothing but debt plus ive to pay her out £3000 to take her name off the morgage. so ive got the cheque here n waiting for her although my wage just about covers the cost of the house i cant sell cause im in a contract n ill have nowere to live plus it cost just as much to rent. She's the coldest ugliest ***** ive ever met. what can i do to pass time although i have no money cant even afford to eat hardly.

2007-06-14 08:27:02 · 22 answers · asked by Anonymous

2007-06-14 08:01:53 · 3 answers · asked by Pathfinder 1

2007-06-14 07:25:49 · 11 answers · asked by Anonymous

I have a large bill, about $5,000 in a doctors collection. They say they can take me to small claims coart if I dont pay something. IS this true ?
I heard on TV that collection agencys cannot threating you.
I could take them to coart if they do.

2007-06-14 07:15:04 · 7 answers · asked by StarGirl 3

Well, it's a long story how it happened, but my checkbook got really soaking wet. It's out on the kitchen table now trying to get dry. Do I have to throw away those checks, or will they still be useable? They are duplicate checks; will the copy page still work right?

2007-06-14 07:00:18 · 1 answers · asked by auntb93 7

I own my home, but do not have enough equity built to refinance and get $50K to pay off credit card debt-what are my options? Someone told me a second mortgage may work, but I have only owned my home for 14 months. Balance on my current mortgage is $77K, home value is max $90K.

2007-06-14 06:49:02 · 12 answers · asked by KarenB 1

2007-06-14 06:40:30 · 5 answers · asked by Anonymous

hallo they send me on my email that i won the UK annual lottery and i have won one million and half...
ia it true or cheating

2007-06-14 06:28:13 · 13 answers · asked by MoOoOoDY 1

I need to work from home to earn extra income, but I do not have the internet or even a computer. Does anyone know of any employer that will pay me to work from my home? I live in Michigan.

2007-06-14 05:39:11 · 6 answers · asked by Tonya 2

im asking for a friend who just got married and want to put majority of their wedding money in to a cd. any advice?

2007-06-14 05:36:18 · 2 answers · asked by Schlav!! 2

I am 2 yrs into a 6 yr IVA and I want out. I am a home owner and am looking to release equity in the house to get rid of this albatross and Cruella De Ville (aka IVA Supervisor...)
Can anyone give me an indication of what kind of rate I'd be paying for a remortgage in my position and also could you reccomend any good honest brokers/ companies out there that aren't sharks? Would it be worth approaching my current Mortgage provider, RBS (No missed paymnts etc) or am I likely to be blown out of the water?
Cheers
Cheers

2007-06-14 05:13:21 · 5 answers · asked by Anonymous

It's currently in a bank account under my mother name

2007-06-14 04:09:00 · 2 answers · asked by redtwo2003 1

This has been a big setback can the bank hold those checks or do somthing to help so the fees do not keep adding up,so I can get caught up? Thank You for any suggestions.

2007-06-14 02:44:19 · 21 answers · asked by hottoddynyc 2

I need to get my family on a budget, but don't know where to start. Is there a form on the internet that would help me get organized?

Thanks!

2007-06-14 02:38:56 · 9 answers · asked by Kerr 2

2007-06-14 01:19:56 · 3 answers · asked by Anonymous

My mother is on the goverment pention and she is looking for a personal loan for around $3000.00 does anyone know where she would be able to go to get accepted? she has a good credit rating

2007-06-14 00:40:11 · 2 answers · asked by ***Alex *** 1

can anyone recommend a basic u.k. savings a/c which will enable me to set up a direct debit and also receive money from abroad by bank transfer.

2007-06-13 23:21:20 · 5 answers · asked by john764736 1

2007-06-13 18:27:46 · 5 answers · asked by Lara LingRae 2

Are there any other ways to build credit for the first time?

2007-06-13 16:46:09 · 4 answers · asked by Anonymous

Looking for a credit card with little to no paper trail

2007-06-13 16:02:39 · 6 answers · asked by pobodysnerfect 1

My husband and I have our own business. I have been searching for the best company for financial planning and retirement for us. Any suggestions on who is the best?

2007-06-13 15:48:46 · 8 answers · asked by Bren 1