I need to get my family on a budget, but don't know where to start. Is there a form on the internet that would help me get organized?
Thanks!
2007-06-14 02:38:56 · 9 answers · asked by Kerr 2 in Business & Finance ➔ Personal Finance
I use Quicken, and have for years (since the '97 version). I no longer ask myself "Where did all that money go?" I know exactly where it went (can be depressing at times, especially when I look at the Fuel category).
Since my hubby is not a "computer guy" I also keep a written (very general) budget so he knows where we stand for the month.
This site has some great tools & personal finance articles:
http://www.360financialliteracy.org/Financial+Topics/Personal+Finance/
2007-06-14 04:16:17 · answer #1 · answered by beth 4 · 0⤊ 0⤋
I would suggest getting some software, either Microsoft Money or Quicken. You can get it for $50 or so.
I personally have MS Money and it has helped me a great deal with budgeting, knowing where my money is, what I owe on different cards, etc.
It takes about an hour to get everything set up, but after that only a few minutes a day to keep up to date.
2007-06-14 02:48:54 · answer #2 · answered by Mike H 2 · 0⤊ 0⤋
Hi Kerr,
You can check the resource below :
Household Budget Worksheets.
Provides Personal And Household Budgeting
Tools And Advice.
http://11268.moneyadv.hop.clickbank.net/
Hope it helps
DGreatest
2007-06-14 03:03:56 · answer #3 · answered by DGreatest 1 · 0⤊ 0⤋
You can use Excel. All you need to do is this:
1. record your expenses for a month,
2. assess which you could do without,
3. set a budget per month (split into required and discretionary, and then further by type, e.g. Bus pass, fuel, food)
4. record your expenses for each month and compare for differences.
Simple, and it will work.
2007-06-14 02:56:09 · answer #4 · answered by Mr G 2 · 0⤊ 0⤋
Personal Finance for Dummies
Very useful book.
2007-06-14 02:53:37 · answer #5 · answered by Seventh Floor Pen 2 · 0⤊ 0⤋
I agree with Mr. G just keep it simple but if you want a speadsheet here is a couple
www.ed.gov/offices/OSFAP/DirectLoan/BudgetCalc/budget.html
www.kiplinger.com/tools/budget/
docs.google.com
2007-06-14 03:01:46 · answer #6 · answered by baseballjedi 3 · 0⤊ 0⤋
Have you ever looked at www.daveramsey.com. He may have some basic forms there.
2007-06-14 03:05:47 · answer #7 · answered by Sam C 1 · 0⤊ 0⤋
Go to microsoft.com and get a template... They are free and they have all different types.. You can also print your own invitations, flyers and whatnot.....
2007-06-14 03:21:58 · answer #8 · answered by pebblespro 7 · 0⤊ 0⤋
Try this. http://www.frwc.org/Brochures/Your%20Own%20Budget.pdf
I just did a search and this looked like the best one.
2007-06-14 02:55:45 · answer #9 · answered by angela 6 · 0⤊ 0⤋