Personal Finance - June 2007

He is a spendaholic. I think it has something to with his conposive disorder.

2007-06-10 08:54:32 · 14 answers · asked by Anonymous

If we budget and don't eat out, can it be done. my spouse goes to the store every day. We are going broke.

2007-06-10 08:49:32 · 10 answers · asked by Anonymous

I spend spend spend!!

2007-06-10 08:19:12 · 10 answers · asked by Victoria 3

2007-06-10 04:40:10 · 1 answers · asked by Anonymous

2007-06-10 03:45:45 · 4 answers · asked by Anonymous

If you put someone else on your checking account do you both get a debit card and checkbook?

2007-06-10 03:37:00 · 4 answers · asked by Anonymous

I asked this question a while back and didn't get any answers. Discover has been issuing DEBIT cards since 2006, and they have a full website (http://debit.discovernetwork.com) devoted to this product, which seems to have some great consumer benefits, but the thing is I can't find a bank/credit union that issue's them...Does anyone know of one?

2007-06-10 03:19:43 · 4 answers · asked by danielsexton17 2

i just wondered im due my bank statements for the last 6 six years and im reckon im owed a lot. is it too late to make a claim?? cos it might be another month before i get the ball rollin

2007-06-09 23:03:09 · 9 answers · asked by paceywitter 1

2007-06-09 22:54:49 · 1 answers · asked by Ilah 1

I'm 27, and I spent the better part of mylife screwing up my credit in one way or anouther. I got married and help my wife screw up her credit even worst then she had it when we got together. A few years ago, I started talking to a creditor and made arrangements to western union them some money. I never heard from them again and more to the point anouther company rose in there place collecting for the same bill and stateing that they never even heard of my payment. This made me scared to pay anyone. I concitered doing backrupsy but was talk out of it. Now I want to make a real effort to fix my credit and buy a house. How do I get started. Is there some group or orginization that can help me concolidate my bills or at the very least tell me who I owe and the best way to pay them?

What do I do?

2007-06-09 22:34:51 · 4 answers · asked by Anonymous

2007-06-09 19:47:00 · 3 answers · asked by st 3

What kind of jobs would they let me do? I mean, what should I do? I already finished one book when I was 12, and Now I am turning 14 in July. I Havent even got to half of the others 4 books. I mean I havent even got to the middle of the next one, then I have three more once I finish that one. I really want to be an author. But, I am only 13, and I dont have enough money, and We cant waste money on that in my family. So, what should I do? Job wise. I mean my mom has let me have a job at home to clean the entire house for 25$ a week. What could I do? Seriously. Please help. Thankx.

2007-06-09 16:02:38 · 2 answers · asked by Anonymous

I have 2 credit cards with a significant amount of money owed to each. Is it smarter to consolidate the 2 cards into one or just continue paying as much as I can each month on each?

2007-06-09 15:55:10 · 8 answers · asked by Anonymous

Does anyone know how much FICO scores drop when applying for loans or aquiring bout loans, credit cards etc....? I heard each time you give your SS# for applying for loans or credit cards it lowers your scores? It doesn't if you look at your own score, right?

2007-06-09 15:27:05 · 4 answers · asked by white_dove521 1

My husband and I have a plan to have all our credit card debt paid off over the next year. We only have one major credit card and we do have a solid, healthy, excellent credit history. We are wondering if we should close our major credit card account and truly try to live off what we make w/o having that easy out of "oh just put it on the credit card."

We do have family who could loan us several thousand dollars if a true emergency arose, so it's not like we really "need" it for an emergency.

When you have a solid credit history and rating, is it okay to close out credit cards? Or will that hurt your rating? Has anyone been in this same predicament?

2007-06-09 14:04:41 · 12 answers · asked by Robyn 3

So for five years or so I was really broke and I've accumulated a lot of small old bills. Nothing really big, $100 here, $300 there, all told it's under $5000, which I realize is not much compared to folks that have a ton of credit card debt, of which I have none.

I have a good job now and I'm able to cover all of my living expenses, but I can't generate any extra money to take care of these little bills all over. I don't want to declare bankruptcy, but I really want to improve my credit rating and find some way of dealing with these bills. Are there any services out there to help a person in my situation? Any input is greatly appreciated.

2007-06-09 10:51:47 · 4 answers · asked by Aaron 3

1card 18,000
2card 7,000
3card 3,000
question equity home loan? pay lowest monthly with 1500? or lastly take savings of 5,000 to pay off the lowest?

2007-06-09 09:37:58 · 5 answers · asked by d s 4

Any health condition that i can suddenly have that allows me to not pay it back so it gets written off?!

Just wondered! so dont get up on your high horses!

2007-06-09 09:23:54 · 11 answers · asked by Anonymous

i took out a £3000 loan 2 years ago, i repaid £1000 then lost my job and havent paid anything for 12 months, they keep sending letters saying they are sending the baillifs round, but i dont own anything in the house, so how else can they get the money?

2007-06-09 07:51:48 · 28 answers · asked by Anonymous

Between us, we have bad credit rating, ccj's etc (which we are desperately attempting to clear)so cant get cheque accounts either jointly or individually.
What effect will this have on him trying for a Business Account which he will need to go self employed?

2007-06-09 06:19:01 · 7 answers · asked by Snuffy 4

I've recently applied for and was offered two AMEX cards: One (charge card with 14.24 APR option, 1% cashback directly deposited into a savings account) and Blue ($2,00 credit limit, at 0% promotional APR, 1 percent cashback I think). I was also approved for a Discover Platinum ($4,000 limit, at 0% promotional APR, 5% cashback).

I'm about to make a big airfare purchase for about $2,000 and want to make monthly payments and pay it off before interest charges accrued. My goal is to establish credit with these new prime creditors. What is the best plan for making this purchase using one of the cards (or multiple cards)? Pros and cons? Should I call to convert Blue into Blue Cash for their 5% cashback offer? Should I request credit limit increases for Blue and/or Discover just in case I use one of these cards and my credit utilization won't look "maxxed out" from the onset?

2007-06-09 05:08:28 · 3 answers · asked by Silkroad 1

Is there a way to know how much water I am actually using when washing my hands, using the dishwasher, laundry, flushing the toilet each time, taking a 10 min shower?
It would help to know apprx how much Im spending for each thing Im doing so i can try and lower my water bills. please help.

2007-06-09 04:31:50 · 1 answers · asked by fooslasha 1

im 13 so i cant work.
but i can do stuff at my house to get money.

what are good suggestions???

2007-06-09 04:21:53 · 3 answers · asked by Anonymous

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2007-06-09 02:54:09 · 15 answers · asked by Anonymous

I genuinely think they are a pretty good bank and they let me get on with things... Wa-ya-rekkon?

2007-06-08 23:13:35 · 6 answers · asked by roskolewis 2

2007-06-08 19:40:24 · 4 answers · asked by Anonymous

it got burnt whilst someone was trying to show a trick

2007-06-08 19:21:09 · 10 answers · asked by john l 1

I was contacted by this Altimax Financial lender and approved for a loan, only I must pay a deposit before I am allowed to have the loan anyone ever used these people does anyone know anything about them?

2007-06-08 16:27:50 · 4 answers · asked by serious951 1

ussally new banks offer good rates to attract customers on cd/sav.ckh.... i wnna know the websites or the place on the ney where i find grand opening of the banks in any area?
ny.ny, pa particularly becasue that is where we reside- magnolia, nj

2007-06-08 16:15:42 · 3 answers · asked by ipo 1

ive been searching online for a long time now and tryed a lot of survey sights witch are all scams so im fed up with any of those. i thought about using ebay but im to young and my moms parinoid about ebay.wher i live its not a good idea to do work for nabers and my mom dosnt pay me much for chores. im too young to get a job. i realy need money and i realy need help geeting it. pleas no scam sights and things like yard work and the usual suggestions. pleas help. im tired of always being broke.

2007-06-08 15:56:23 · 3 answers · asked by ssj5ninja 2