Hello. I need some real advice. I just graduated from school about a year ago and like a lot students, I maxed out my card about a year ago. I had problems finding a job for about 3 months so I couldn't pay the monthly minimum. My card from Bank of America was maxed at $5,500. Anyhow, about 4 months later I try to make a payment to find out that my account was frozen and they had sent the account to a collectors agency. By this time the balance rose to about 6,500. So I closed the account because BOA wouldn't let me make a monthly payment. The wanted the full $6,500! I didn't know what to do. So here I am now with creditors harassing me telling me that I owe them $10,000+ !!!! How can they keep charging me interest if the account was closed, I cant use the credit card, and won't even let me make a monthly payment!!??? The creditors told me they can cut it down to $6,500 if I pay in full! I can't do that right now. I' am really trying to get this problem resolved. Help!
2007-01-15
08:51:47
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12 answers
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asked by
Dave
1