Credit - January 2007

My credit card interest rate was jacked up to 29.99 percent when I was late paying the bill. What is the maximum allowable APR on credit cards?

2007-01-14 22:54:38 · 4 answers · asked by kenan gaoge 1

Most bank credit cards can be set up to enable you to use an automated banking machine (ABM).Can I use my low apr credit card to get cash from an automated banking machine (ABM)?

2007-01-14 22:42:48 · 1 answers · asked by Anonymous

new years.

2007-01-14 22:39:48 · 7 answers · asked by james m 1

I've just started working and don't have a credit history. Can I still apply for a credit card?

2007-01-14 22:39:23 · 8 answers · asked by Anonymous

If I you don’t receive your PIN Mailer or Credit Card after getting the letter of approval whom should I approach?

2007-01-14 22:37:53 · 1 answers · asked by Anonymous

2007-01-14 22:17:20 · 4 answers · asked by bibal senan 1

Can you pay a home loan repayment with a credit card?

2007-01-14 22:15:22 · 4 answers · asked by Kristy B 1

Can I apply for a credit card with any major U.S. bank? What information will I need to provide for a credit card application?

2007-01-14 21:46:57 · 2 answers · asked by giggal abean 1

2007-01-14 21:17:27 · 3 answers · asked by lissa maddox 1

I saw that my credit limit has gone down and some unknown gibberish is there in the online statement... Some one stole my CC info i guess. What do I do now... whom to contact... plz tell me what u know

2007-01-14 21:08:58 · 4 answers · asked by TradeShot 1

I recieved a legitimate looking letter in the mail saying that I was pre-approved for an account with a company. This company deals with electronics. I ordered a computer on Dec, 12 2006, only to find 3 weeks after it was never shipped out, my order was still pending shipment. Since the order was still pending shipment in Jan, I cancelled my order on Jan.2nd but my order status says partially cancelled and none of the customer reps are any help I guess because it's a scam. I have recieved a bill and I payed it because I don't want to ruin my credit. The customer service reps say to wait 1-2 billing cycles for my pre-approved credit card and personal credit card to be refunded. Customer service are not able to correctly cancell my order and keep giving me the run around, not to mention they say they don't have a supervisor. What should I do? I found out that their have been 6 reports already filed on this company. This comapny has my all my personal information as well.

2007-01-14 20:56:02 · 5 answers · asked by mamaisland 1

2007-01-14 18:42:06 · 8 answers · asked by Anonymous

Pls provide with some reference

2007-01-14 17:19:04 · 2 answers · asked by luv_luana 1

low credit rating

2007-01-14 17:17:19 · 9 answers · asked by Anonymous

i have bad credit i havent had a credit card for the last 5 yrs.but my husband has 2 now one is maxed and the other almost there.his work is slowed down alot is there anything that i can do to get good credit and how can he save his..he has missed some payments on the first card. the one that is maxed also would he be able to get a loan to pay the debts off and start fresh that way.i hope we can get some advice thanks

2007-01-14 17:12:27 · 10 answers · asked by kelly s 1

Credit line closed-grantor request-reported by subscriber

is that closed from the individual? or a different person? like a Collection agency?

2007-01-14 16:26:45 · 4 answers · asked by rache0116 3

i found out my credit score when i went to the annualcreditreport.com and paid a fee to look at my score with Experian. however, when i went into experian.com website my credit scorer was totally different! it was a 47 difference! why is that? i checked it the same day.... please help//..

2007-01-14 15:55:41 · 6 answers · asked by rache0116 3

for to pay back?

2007-01-14 15:50:16 · 9 answers · asked by Anonymous

I went to annualcreditreport.com and did my credit report, but how do i get my score? Can I get it for free?

2007-01-14 15:01:01 · 10 answers · asked by missjuly15 2

2007-01-14 14:32:32 · 2 answers · asked by Anonymous

I wanted to inquire if anyone is familar with 1. Missouri law on debt. I had someone contact me that believes that I owe them for a bill that was aquired when they were roommates. This debt is over 11 years old. Is anyone aware of the limit in which they can file to collect the believed debt? Can you file in another state from when the debt was aquired?

2007-01-14 13:35:35 · 10 answers · asked by John J 1

2007-01-14 13:23:34 · 2 answers · asked by Julian J 1

2007-01-14 12:55:34 · 7 answers · asked by don06will 1

I am now working steadily, but over the past years I was not able to meet the payments, therefore, I am in arrears. I do not want nor can I afford an attorney, but would like to hear from others whom have encountered this problem and how to come up with a win-win solution.

2007-01-14 12:53:21 · 9 answers · asked by Toni B 1

2007-01-14 12:34:36 · 9 answers · asked by di1913 1

can i dispute it if its more than 2-3 years

2007-01-14 12:26:49 · 4 answers · asked by rache0116 3

Just wondered, with all the adverts on the telly for loans, it really seems like a very serious problem!

2007-01-14 12:10:27 · 18 answers · asked by Emma 4

Okay I'm still trying to learn about credit.
So I have a Visa with a limit of $1000. Then I have a co-signed account with Leons Furniture with my Mom so I could buy a coach. That account is completly paid off (wasn't late, not due until late February). No student loans or nothing (Paid with cash and worked during college). I got a leased apartment, never been late/NSF. Now does it look bad to have a credit card and on average I have between $150-500. (depending on what was going on that month). It's always paid off at the end of the month (if not, it's only something like $20). Does this still look bad to a credit company?
I'm just trying to keep my credit as clean as I can because I am aspiring to finance a car in the next year or so.

2007-01-14 11:16:08 · 7 answers · asked by chevgirl101 2

I have 2 credit cards. And I have student loans from the government, and a student line of credit. I have a poor credit score and I want to improve it. Will cancelling one of my credit cards improve my score (after I have payed off the balance of course) ?

2007-01-14 11:01:27 · 8 answers · asked by dancingcorpse 3

I have damaged credit. I would like to take steps toward repairing it. If I pay all balances how can FURTHER improve my chances of being financed?

2007-01-14 10:57:25 · 7 answers · asked by Anonymous