Credit - January 2007

Does anyone know any credit cards companies or anyways to restablish my credit

2007-01-17 07:46:02 · 4 answers · asked by SALLY 2

I've gotten in over my head. Some of the debt is my fault but I was recently hurt in a seriously bad accident and now I'm in BIG debt. The helicoptor ride alone was almost $12,000. I'm suing the kid who hit me but until I win in court, which could take up to two years, I have to pay for everything. I'm about ready to lose my house. I feel like such a failure. I have a wonderful husband and two beautiful children. If anyone knows of a program that would help me with my debt or something like that please let me know. Just in case you're wondering no I didn't have insurance. We couldn't afford to. Thank you for reading my question.

2007-01-17 06:57:11 · 16 answers · asked by mcraefamily_2005 2

Folks,
My lady says "this year I would like to venture to the USA and see Mickey Mouse" so I says okey dokey, we better save up then.

Chap in work says to me "why dont you open an american dollar account"

Not a clue what he on about, just nodded and said its a good idea.

So anyone done or got one of these?
Can I / we open a US Dollar saving account or such like and sick in english £'s and they be instantly translated into the good auld $ ?

CHeers folks

2007-01-17 06:40:45 · 3 answers · asked by Anonymous

Is there a certain amount of time that creditors have to sue if they want to get their money?

2007-01-17 06:36:36 · 9 answers · asked by severina418 3

i had a car repo 8 years ago and i had been paying 50 dollars a month on it through a collection agency and now they are saying that they can't accept my payments anymore unless i come up with $1500 what can i do they call me everyday

2007-01-17 06:25:23 · 12 answers · asked by mrs garfield 5

If a person is late paying a credit card bill , how do the companies get your cellualr phone number when you only gave them your home and work phone numbers when you first applied with them?

2007-01-17 06:22:03 · 20 answers · asked by theresa s 1

I would like to physically pick one up. Does Walmart carry or do such a thing?

2007-01-17 06:16:23 · 6 answers · asked by BrightPearl 1

I recently received a letter from a collection agency which states that I owe a department store $700 which is not true. I have never opened an account at this store.. I called the collection agency and I told one of the reps what happened. He just asked me how am I paying for this even though i told him I never opened an account there!! What should I do??? Where can I report this???

2007-01-17 06:06:20 · 5 answers · asked by CR 3

I bought a car in 2000 and in 2001 lost it in a repo. I have reviewed my credit and it says that it will stay in my record till 2008. But a few day ago I received a call from a person saying they had bought that case and that if I wanted to settle. I told them I didn't have money because I have 4 kids and only one job. They said they would take it to court and that they would have that taken from my check. What % in the state of California would be taken. Also would it affect my tax return for this year.

2007-01-17 05:43:15 · 5 answers · asked by Anonymous

Not sure when exactly borrowing for student loans will effect my credit score. Any help is appreciated!

2007-01-17 05:24:02 · 6 answers · asked by Bad Dude 1

2007-01-17 05:15:26 · 7 answers · asked by dmp 1

We have a bankruptcy, repossession, and several charge offs 5 years ago. We are making payments on time now. Would it make the credit any better to go back 5 years and try to pay some charge offs? or should we just concentrate on keeping our present credit good? What else is there that we can do?

2007-01-17 04:39:22 · 9 answers · asked by bethybug 5

My BF has a child support judgement on his credit report. It's compleltly paid up in full and his has paperwork proving it. This is the only debt he has on his report. Even though it's paid up he can't seem to be able to get any form of credit to rebuild or should I say start building his credit. He never had any prior accounts anywhere. How can he get this off and also how long does it take to come off?

2007-01-17 04:26:41 · 12 answers · asked by SALLY 2

I'm having some financial difficulties, just lost my job and had some uncovered medical expenses I had to pay out of pocket that ate away at my savings. Now I'm being harrassed by credit companies calling me threatening legal action. I've tried to make payment arrangements but they won't take what I can afford. These are unsecured debts, can they go after me legally or get my paycheck with held when I start working again? I'm hoping to get a temp job that will start next week so I can get back on track but this lady is telling me my checks are going to be withheld. HELP!

2007-01-17 04:26:03 · 10 answers · asked by Josephine D 1

My credit's pretty good and I recently purchased a house. I just found out about my fiance's financial past - this explains why he still lives with his mother, he probably doesn't have enough credit to rent a place! Anyway, I'd like to know how his crappy financial situation would affect me - evidently we'll never be able to own anything jointly - or at least until he clears up the debt. So, will it lower my credit score? Can I lose my home if we marry (West Virginia, btw)? The home's in my name only, he doesn't automatically get put on the Deed with marriage, does he??

2007-01-17 03:45:35 · 5 answers · asked by Donna S 2

How long after you pay all your owed accounts on your credit report will it clear? I want 1-2 emergency credit cards & I want to buy a new car & with my old history I couldnt do that. Now Im more responsible & know the consequences to not paying bills on time or not paying them at all. I just cleared my credit so how long should I wait?

2007-01-17 03:32:26 · 5 answers · asked by Angel 2

Last year my father filed for chapter 13 bankrupt and it is show up on my credit score. Will some tell me who to call to get it off of my credit score. We have the same name he is sr and i am jr. So one help me cause when i go to buy sumthing my interest rate is so i high because of it!!!

2007-01-17 01:20:43 · 7 answers · asked by chevyman2004 1

A lot of sites will offer you a copy of your credit report but its NOT FREE. Often times they will say its free but you end up having to pay a "one time fee". Do you guys know any secure sites or places I can get a FREE copy of my report.

2007-01-17 01:18:46 · 7 answers · asked by Sue Sue2 3

2007-01-17 00:35:47 · 1 answers · asked by Fast Eddie 2

do you think its wise to pay a credit card off with a loan the interest is a little higher but means that it the amount is the same each month coming directly out of my account, i no you can set a direct debit up for the card but wish to borrow a little more thanks

2007-01-16 23:58:26 · 4 answers · asked by Anonymous

I have reward credit card from http://www.card-city.com/Chase.html and it helped me to earn more then 20 reward points. I am really appreciate to services provide by this site. Now I want to apply for a visa card by this site but I don’t know how much credit limit and personal information it required for visa card.

2007-01-16 23:37:33 · 2 answers · asked by vecteer marteen 1

2007-01-16 23:27:52 · 6 answers · asked by Anonymous

i need a mortgage

2007-01-16 23:20:01 · 7 answers · asked by missrio21 1

Last year the payroll officer at my job not to send off my return to work form to payroll services so that I can get paid at the end of the month.I subsequently had to call the payroll administrator to get a cash advance.

The next month payroll said that they had not yet received the return to work form and cannot pay me again though the payroll adminstrator said she had faxed them a copy the month before.So they again paid me another cash advance.
The next month pay had been just for the month and so I tried to catch up on the rest of my bills from the months before

In June the liason officer called me at home and said that some of the money will be paid to me on the 21st and the rest at the end of the month.So I paid off all my bills after getting £4000(3 mths salaries+arrears from 3 yrs prior).The next month they said that they over paid me by almost £1500 which they took out the next month leaving me to live on £100 for the month of Aug and £500 in Sept.

2007-01-16 23:15:38 · 4 answers · asked by JUSEve 2

I was wondering if there was anything i could do about getting a collection agency in trouble... They keep calling an old number to a place i dont even live at anymore, no matter how many times they were told they had the wrong number and to quit calling they keep doing it. its been going on for 7 months almost daily calls. Recently this collection agency told these people that I have a case going to court and then gave that person my case number and told me to call them ASAP. Is that leagal? i have no idea what the case is about and I dont know what info you can get off someones case number but it seemed pretty F***D up to me. Luckily I know these people that the debt collectors were telling all this too.

2007-01-16 22:22:09 · 4 answers · asked by mnm4213 2

2007-01-16 22:13:53 · 6 answers · asked by hayleystevens2000 1

...so that they can refinance their mortgage... Assuming she pays all on time... Would this be good for MY credit (the fact that the mortage payments were made on time)?

2007-01-16 21:07:38 · 5 answers · asked by poecilia.r.lvr 2

My hubby's credit card bill came to around 1.4k..So i told him before leaving for overseas next week,go pay @ least half of it so tht u dont have to pay for the interest fee as well..But he doesnt seem to budge from his answer of paying next month..due date is 29th jan..

2007-01-16 19:42:38 · 5 answers · asked by Gurlie 1

2007-01-16 18:16:51 · 9 answers · asked by T-Nguyen 1

I have a new Visa card for you to recieve payments. How do I change to the new number?

2007-01-16 17:56:20 · 11 answers · asked by Robert C 1