Credit - January 2007

I make more than 1000 a month I get paid every week.. i dont have bad credit.. why do I get denied by every single one online? I dont understand it . are those things a scam or what?? is it real??? how do I get approved???

2007-01-17 17:58:08 · 4 answers · asked by Anonymous

2007-01-17 17:09:52 · 9 answers · asked by JustAsking 2

account

2007-01-17 16:46:57 · 3 answers · asked by Pushparaj 1

I have a credit card and i didnt make payments for about 3 months, and i went over the credit limit. I paid off half which brings me under my credit card limit, but they (capital one) said my card is restricted and i cant use it? why is that

2007-01-17 16:43:44 · 5 answers · asked by sweet_jemise 4

Yesterday I paid off all of my credit card bills as I wanted to be rid of my debt. I have a pay day loan that I need to pay back but have defaulted on it (financial issues). In October 06, I closed my checking account do to fraudulent activity and reopened a new one however I failed to advise the pay day place as it was only October and I was getting my bonus in January so I would pay it back then. I received a call from a guy claiming to be from the Fraudulent Dept. and advised me that my name was being submited to a system called ETracks for fraudulent checks. He advised that if it is submitted to e-tracks, all of the local law enforcements will have my info and a warrant can be issued and i will be given a criminal record for fruadulent checks! I said why wouldn't the company contact me when the debit was returned! Why would they keep submitting it to a closed account! He said if it's not paid by tomorrow he will submit my name through etracks and get this, I have to pay him!

2007-01-17 15:20:11 · 9 answers · asked by Nancy D 1

2005 Buick Rendevous has 39000 miles and I owe 19000.00. My payments are 459.00 per month. I need them below 290.00 a month or I'll have to let it be repocessed. Is there any kind of finance company out there that will help my needs???

2007-01-17 14:40:24 · 3 answers · asked by Cathy F 1

2007-01-17 14:38:14 · 10 answers · asked by needy now 1

2007-01-17 13:45:39 · 5 answers · asked by monty 1

I just received a Discover card that has a 0% lifetime interest rate on the life of a balance transfer, provided that I make the minimum payment every month AND make two purchases monthly. Naturally, payments go toward the purchases before the balance transfer.

I will never remember to make two purchases/month by simply using it at stores. I need to find two recurring purchases that will automatically post monthly, for the lowest possible amount each. If it were a Visa, Mastercard, or Amex, I'd use it for a newspaper subscription or something like that, but those don't take Discover.

What's the smallest monthly transaction you know of from a merchant that takes Discover?

2007-01-17 13:43:32 · 2 answers · asked by djottercreek 1

2007-01-17 13:39:39 · 4 answers · asked by earthashoeba 1

I recently had been dealing with what I thought was a lawyers office regarding a bill. They would never really accept our offers to set up a payment plan, stating they could only accept full payment or they would file suit. Come to find out they were just a collection agency. Is there anything I can do?

2007-01-17 13:36:46 · 6 answers · asked by Anonymous

is there any organisation can help me to get all my bills in ine smoll bill?

2007-01-17 13:07:53 · 1 answers · asked by ? 2

I live in Washington state. Sixteen years ago, My husband and I moved from town out into the country, we had our phone transfered from one prefix to another, stayed with the same phone company, just got a new number with new prefix. Just 2 days ago we get a letter in the mail from a collection company saying we owe the phone company over 2 thousand dollars from the phone number in town. There is a huge mistake somewhere, we dont owe this amount but can someone really go back 16 years and try to collect a debt?

2007-01-17 12:29:37 · 11 answers · asked by sushihen2 3

2007-01-17 12:27:53 · 4 answers · asked by Kathleen G 1

I have a victoria secrets credit card. I have paid it in full and have no credit available anymore. I like to keep it open because I receive benefits each month & coupons. Does it harm my credit to keep it open if I'm not using it? What are some concerns I might have?

All suggestions welcome.

2007-01-17 12:11:05 · 19 answers · asked by Anonymous

When I looked at my credit report it didn't even show that I have a house payment.

2007-01-17 12:02:55 · 3 answers · asked by gemini180180 1

I am in Canada. My credit is not considered bad but I still keep getting turned down for credit.

2007-01-17 11:39:25 · 7 answers · asked by Anonymous

So, will the paid off car be seen as a paid off car on your credit score?

2007-01-17 11:32:24 · 3 answers · asked by nectars 2

Just finished graduate school and am facing the challenge of finding a job and paying off $37,000 in student loans (hopefully within 5-10 years.) Any advice? Thanks!!

2007-01-17 11:24:13 · 8 answers · asked by emijea4 2

i was out of the country for almost 5 months and when i got home i find out that my cousin never made the payments for me with money i left. instead he spent on something else and now i am delinquent. im mad but i just wanna resolve this. i have messages from some investigator now leaving messages that i am gonna face criminal charges for not paying my car. is that even possible? does she have the right to call my friends and tell her my business and that i will go to jail i dont pay right now. im obviously gonna pay it but does she have the right to harrass and threaten me through my friends since i wasnt around?

2007-01-17 10:55:24 · 5 answers · asked by j diddy 1

Questions about my credit score.....I'm new at this so some of these questions may seem basic....

Once ALL my credit cards are paid off in FULL and I owe nothing on them.....will doing so make my credit go up or stay the same?

AND.....how long after I get denied a credit card will that effect my credit score? And how long does it take to no longer effect your credit score?

2007-01-17 10:45:45 · 8 answers · asked by bri 3

Can anyone help me aot and direct me in the direction of how to apply for a grant to start a small home run business?
Thanks

2007-01-17 09:58:10 · 2 answers · asked by Anonymous

2007-01-17 09:54:56 · 6 answers · asked by Fulvio D 1

my credit is 535 my first loan is 148000 and second for 42000 and I need to pay some credit cards for 12000 my house is worth 253000 and I make about 3000 a month. Do you know of any companies or websites?

2007-01-17 09:54:06 · 16 answers · asked by Shadow 4

2007-01-17 09:45:16 · 5 answers · asked by Javier 1

2007-01-17 09:36:19 · 3 answers · asked by Lonnie 1

I want to purchase credit for my yahoo voice messenger but when i enter the new visa card # (since i lost my old visa card)it shows the information does not match with the bank details, how to slove this problem, i am trying for past 4 days,can you please help me ?

2007-01-17 08:59:18 · 3 answers · asked by Alex m 1

I have several bills/uncollected debt affecting my credit report. I have a decree that states he is responsible for half but I know a decree has no affect with creditors (or does it?). I do not want to pay it and let him get away with no responsibility. How do I hold him accountable?

2007-01-17 08:58:49 · 8 answers · asked by Anonymous

I was told "you should negotiate that any payment you make will not just be "settlement in full", but that they agree to completely remove the collection from your credit report."

What if they say "We can't" does anyone know if they can?

2007-01-17 08:52:55 · 9 answers · asked by Anonymous

NOT a report just my score.

2007-01-17 08:22:51 · 4 answers · asked by josiesmom305 2